Best Current Accounts Discussion Area

JoeSchmoe

Bait-And-Switch-Tastic! :-( Oh well, won't be recommending them any more.

koru

Hobo wrote:

No longer true as of 10th April

http://www.brokers.if.com/updates/updates_hub.asp

....As stated in my 2nd post of 12/3/05.

koru

JoeSchmoe wrote:

Bait-And-Switch-Tastic! :-( Oh well, won't be recommending them any more.

I'm not sure it is fair to call this bait and switch. They have been paying savings rates on their current account for at least 4 years.

But I agree there is virtually nothing to recommend about IF any more.

Alex108

I have a current account with the Bank of Scotland. I have no overdraft, but occasionally do need an overdraft just in case. If I do go into overdraft, I always pay it off as soon as I get it. I would like a current account that has no minimum pay-in and with a free £100 overdraft facility, but with a good(ish) interest rate. Does such a thing exist?

isayoldchap

alanhs wrote:

Anyone have any recommendataion for which offering is the best for a new baby account - obviously high interest and ease of use important - haven't seen anything in this site on this one but may have missed these pearls of wisdom. Thanks

https://www.coventrybuildingsociety.co.uk pay 7.25% on child benefit only.Other amountsyou deposit will incur lower rates.

rias_2

Ive had a current account with First Direct for years with a £250 overdraft a month allowance and I only get charged a small amount ie pence if I use it Why is there never any mention about FD?

rias_2

Alex108 wrote:

I have a current account with the Bank of Scotland. I have no overdraft, but occasionally do need an overdraft just in case. If I do go into overdraft, I always pay it off as soon as I get it. I would like a current account that has no minimum pay-in and with a free £100 overdraft facility, but with a good(ish) interest rate. Does such a thing exist?

First Direct have a £250 overdraft allowance with a small charge IE only pence,

rias

Canny_mal

For anyone who has recently opened an A+L Premier/Premier Plus current account or is thinking of doing so.....I've only just discovered that A+L offer £50 to anyone who recommends the Premier or the Premier Plus Current Account to a 'friend' But better yet the person opening the account also gets £50. The payments are added to each persons account within 8 weeks of the new account being credited with it's first minimum monthly deposit.

For more info click on this link (not a direct referral, just a link to a page on the A+L website)......

http://www.alliance-leicester.co.uk/currentaccounts/index.asp?page=recommend-friend&ct=curraccmenu

It seems incredibly straight-forward and you can take advantage of it even if you've already gone ahead and opened your account (as long as it wasn't more than a few weeks ago I suppose!)

If anyone wants to make a really good deal on a current account even better send me a private message and I'd be more than happy to be your referral.

Cheers
Mal

jo_b_2

Finally got around to upgrading my A+L Premier current account to a Premier Plus. Did it over the phone - took minutes and all my old account details stay the same.

Only difference will be the 5% interest rate and the lack of paper statements (which will be an eco-friendly bonus!)

charlie.potter

Hi there,

i'm knew to these forums though i've been reading the newsletter for a while now.
I have and Alliance & Leicester account but no-one to recommend it to. Is there anyone here who would i could refer so that we can both earn £50?

i aslo have a Smile account and they are doing a similar thing (but for £25) if anyone's interested!

let me know
cheers
Charlie