We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Jolly June's NSD Challenge!
Options
Comments
-
Right back to job applications - Dull, dull, boring and dull
Oh well, better crack on.
Good luck all,
B x
spoon x'Ello ello ello! what's going on here then?Afternoon...errr...evening :eek: everyone - well it's raining cats, dogs and other assorted animals dawwwwn saaaaafffff atm - blimy, is that a donkey I have just seen fall from the sky?! Ugh, weather is rotten, I've even had to put the heating on to take the chill off - living room only though, oh and the bathroom as I can't turn the radiator off in there.
Still watching episodes of Extreme Couponing and wishing it was possible in the UK - I'm feeling spreadsheet envy.
I'm intrigued, what is Extreme Couponing?
spoon xThe time you enjoy wasting is not wasted time
0 -
muddlemess1 wrote: »Hi I know it is late in the month and only 12 more days till pay day but could I join please - Suddenly realised I've spent £20 on nothing today so may help me keep more of a track of where my very tight budget is going!
I'm not going to count DD's/dinner money/train fares (the normal monthly expenses).
Or do you think it's best to wait until next month?
MM xx
spoon xEvening..not stopping as they've restarted the F1 after almost an hour's stoppage I reckon, damned weather :sad: Never mind..it'll keep me off tintaweb shops
So to business; nos 8 & 9 achieved, up to & including today. Gotta go, as they're changing channels in a bit because of the over-run. ((HUGS)) to everyone x
Interesting race today, BMF:DThe time you enjoy wasting is not wasted time
0 -
butdoineedit? wrote: »Well done for resisting t'interweb & getting up to 9!! :jbutdoineedit? wrote: »but have to admit to spending most of the afternoon on the sofa watching films & avoiding the rain...oh yes & resting my crushed toe, after i pulled the washer out to fix a leak & managed to get my foot stuck under it :eek:muffin_man_7 wrote: »spoon thanks it did make me feel like i'd done something right for a change now just need to try and get my life back on track i will eventually i hope you for being here apart from my kids i have no one else and my support worker messed up and the new one can only help me till september 2 year limit i think she said so i've got to get things sorted and some days are harder than others thats when i read the different sites on here and sometimes it helps especially when i just can't get started on anything every one says things that help maybe that day or few days later so thanks
((((((hugs))))))
spoon xxIt sounds like I missed a bleter of a race. Pah!
You did indeed, nicca, one of the best of the season, I thought.
Hope you're OK?
spoon x
Oops.. sorry for all the posts everyone, think I got a bit carried away:o:o
No 10 for me today please, sf, and I'm still managing to avoid the internet shopping itch:D
'night everyone
spoon xThe time you enjoy wasting is not wasted time
0 -
Good morning all!
Made it to #8 yesterday!
Back to work today after the quickest weekend ever! Dont think we stopped all weekend! OH got the majority of the painting done, he got the woodwork and the contrast wall done, but just ran out of time. He will do the rest on Friday as he's off.
I'm very happy as after today I'm off for a week (combination of TOIL and days off, so no annual leave involved).
Today wont be a NSD as I've decided to treat myself to a "bought" sandwich today! That was a big decision let me tell you! I feel quite naughty doing that!:rotfl:
Have a lovely day everyone!:)
you will always be rich enough to be generous.0 -
Nsd 7 please sorry it's not big but laptop in for repairs!
Hope all is well with everyone xBecame Mrs Scotland 16.01.16Became homeowners 26.02.16
Baby girl arrived 27.10.16
Baby boy arrived 16.09.2018
0 -
solventsoon wrote: »Good luck with the job applications, Butti, fingers crossed for you.
spoon x
And oop north as well, Kerri, it's been foul here all day and freezing, the heating has been on:(:(
I'm intrigued, what is Extreme Couponing?
spoon xForgive me, but i read that as Extreme Coupling!!!!:rotfl:. Probably best not to go there :eek::D:rotfl:.
Morning lovely peeps :wave:,
Butdoweneedit, ouchy!! hope your toe is feeling less sore this morning.
Well done peeps on accumulating NSD's :T. Slowlyfading, looks like your being kept busy with the updates!:D. Thanks for your hard work :beer:.
I'm claiming NSD no 6. Will be indoors all day finding stuff to ebay. The lovely peeps on the '£10 per day challenge' have inspired me with their ebay successes :T.
Have lovely Monday all :beer:0 -
Muffinman~As spoon says we are here for you so remember that when things are tough.
As Ive said before i think you do amazingly well given everything going on.
Remember to try to take care of you.
JInty ~ Enjoy your sandwich
Cant believe how cold it is for June.
DS is on a wee roll and passed his taek won do grading yesterday~well done that boy again!
Yesterday was no 8I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
On 2/8 now after the weekend, will get there!“Obstacles are those frightful things you see when you take your eyes off your goals.”
NSD Challenge: August 2017 2/150 -
Morning all
Have been neglecting my nsd's!!!!!!!!!!!!!!!!!!
Its been a spendy month for me and I have now reached 4 nsds. Shameful but I hope I am on track this week for another 3.
Best wishes to all
E
"You are never too old to set another goal or to dream a new dream"C. S. Lewis
0 -
Good afternoon all :hello:slowlyfading wrote: »
Please can you to highlight your number of NSDs in a colour and in bold and preferrably LARGE so that I can see them easily when I whizz through the posts - any colour will do, though I am personally partial to PURPLE
Some helpful suggestions and ideas to follow below from our sponsor and godmother, BigMummaF :ANO SPEND CHALLENGE.
1. Have a good, long think about what YOU want to include in your Spend & Excluded categories.
Some of us count everything from Direct Debits & school expenses, while others do not include things like essential Bills or emergency medical costs. If you plan what is or is not a Spend for you now, it will help you decide on a realistic Target.
2. It is NOT a race!
We all have very different demands on our time & bank balance, so please do not think you have to buy everything on 1st January & make it last till 31st December! A few of us have been following this Challenge for a long...long...LONG time so have developed plans & ploys to help us along the way
3. Most important of all, WE..DO..NOT..FAIL!
Sometimes we can't quite reach our Target, but that is fineEveryone knows how Life will try to trip us up, & that is when you will find us here to help you back on to your feet.
OK, an idea of how some of us do things.
1. What you will or will not include as a 'Spend'.
Some people are doing other Challenges too, & don't include the money spent on those for this one.
Some will try to shop for other bits on the days their direct debits etc go out of their bank accounts; they're the real hard core of the bunch& have been l-o-n-g time Nsders so don't panic
Some won't count those annoying last minute demands from school & collections as you can't plan for them in advance, likewise emergency prescriptions or visits to the vet
Personally speaking & providing I don't buy anything else, I don't count parking for hospital appointments.(..but then I usually do my shopping because I'm already out :whistle:)
General thoughts on €bay sales is the buyer has paid P&P so no cost to you
2. It takes Time to reach mega-numbers!
The First suggestion is the first, because a bit of planning will work wonders on your road to your Target. Have a look at Solvent's (aka Spoon:rotfl:) first posts each month for a hefty list of other Threads that may be of help. For example, there's a few giving ideas for packed lunches so you can avoid standing in the queue at the bakers for 45mins of your lunch hour! A good incentive to tweak your healthy eating & the pounds you save will show in your bank balance AND your waistline
It helps to have various 'money pots' for the different costs that happen like Scouts, dinner money, yoga, window cleaner etc etc. The idea is you "spend" all that money in one hit by..:think:..let's say **putting the week's bus fares into the pretty coffee jar, Jo's tumble tots SIZE=2]Weds mornings[/SIZE in the cracked teapot & Ben's £1 coin for the gym locker SIZE=2]Friday lunch[/SIZE in the pocket of the changing bag, on Tuesdays every week when you've got some change from doing the food shop, so an already spendy day. At least four 'spending days' condensed into one(**mine's jam jars for windows, milkman & a bit towards the bills!)
3. Any day the money stays in your pocket is a bonus!
If you look at it as a day you beat the system, you can't help but :j so don't fret it--ENJOY! If nothing else in here, we do manage find something to make us smile
We have virtual outings to wonderful places that never cost us a bean :rotfl:New York, Edinburgh & Brighton have been a couple & Spoon usually pilots the Tardis but you can use your own transport; my personal favourite has been a sit-on lawn mower borrowed from the cricket clubThe only thing to be aware of is Hubert the donkey who is partial to anything remotely edible but is not yet house-trained
And Remember;
there are no silly questions, so don't be afraid to ask us anything!"If wishes were horses, then beggars would ride"
0
This discussion has been closed.
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.1K Banking & Borrowing
- 253.2K Reduce Debt & Boost Income
- 453.7K Spending & Discounts
- 244.1K Work, Benefits & Business
- 599.2K Mortgages, Homes & Bills
- 177K Life & Family
- 257.5K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards