Jolly June's NSD Challenge!

mrso2b

Hey all, I'm still here, just lurking! Well done to everyone! You are all doing so well!

I'm up to 14 here. :j

It was payday on Tues so I've had to pay out for things such as getting my glasses repaired and getting my shoes reheeled.

And yesterday I spent 50p in a bag of crisps.

I'm aiming to not spend anything tomorrow and then I'm out on Saturday for a friend's 30th. I've decided to buy her a card and buy her a glass of champagne at her party rather than rack my brains trying to think of what present to get her. I would forgo the card too if it wasn't the big 30! They just get lost in the pub don't they?!

Horseygirl_2

NSD 6 :j:j

psychopathbabble

No nsd as I took advantage of the ocado offer and stocked up on mince, chicken, rice etc to try and keep shopping bills down for a while!

slowlyfading

Number 14 for me today Spoon will be on later for the update.

Happy Birthday SillyBlondie :j :j :j

donna_dynamo

Hi all NSD # 11 today. Got to clear up the debris from DD2's birthday felt quite low today felt like crying at work as the job is getting me down I have got a manager who does care and his attitude has dragged me down:mad:. It is getting bad as i am coming home and shouting at the family.

wouldbeqaulitymoneysaver

No NSD today as I managed to pay for £15 worth of Freezer Goods, Peas, Spinach, Lamb Mince, Wholemeal Bread, Columbia Coffee Icecream (Finest) which will tide me over till I pay some homage to Waitrose (highly overdue, Columbian Blacktail beat socks off Tesco Free Range Large) and I am due to renew my love of my old favourites like Sourdough Bread, their Frozen herbs and Spices, unbelievable meat, totally reliable Salad Bar (Don't touch Tescos with a barge pole, Mushrooms ala Greque their star item is easily made). The bank wouldn't allow the full £76 so I was thankfully able to pay £15. Hopefully I can get into London next week for a few days so I can see Mum and spend a few days out of the maelstrom of life here.

Penny_pauper

Ta da :money: NSD no 4!!!

Thanks folks for info on only counting it as a spend when you use your debit cardand not when it comes out your account, this nugget means I've chalked up 4 NSD's very excited only 1 more to go to hit target
PP

bottleofred

NDS10 for me today please & 3 in a row:beer:

Keiss_21

Spendy day today, and will be tomorrow too. Couldn't face shopping in Mr M after invigilating this morning and early afternoon, quick trip to Al£i, home, then off to the solicitor to work though my redundancy forms...really shattered after that.

Also looks like I have another cold sore forming on my lower eyelid...could mean a trip to the docs for medication tomorrow. Just so long as the doc doesn't recommend another trip to the eye clinic ...tend to be there 3 hours or more :eek:. I'll see how it is in the morning.

So looks like I will have to wait until the weekend to pick up my last 2 NSDs to hit my first target.

IF

Good Evening all :hello:

SF and Spoony got my 14th NSD today, thank you :A:A

slowlyfading wrote: »

Please can you to highlight your number of NSDs in a colour and in bold and preferrably LARGE so that I can see them easily when I whizz through the posts - any colour will do, though I am personally partial to PURPLE

Some helpful suggestions and ideas to follow below from our sponsor and godmother, BigMummaF :A

NO SPEND CHALLENGE.

1. Have a good, long think about what YOU want to include in your Spend & Excluded categories.
Some of us count everything from Direct Debits & school expenses, while others do not include things like essential Bills or emergency medical costs. If you plan what is or is not a Spend for you now, it will help you decide on a realistic Target.
2. It is NOT a race!
We all have very different demands on our time & bank balance, so please do not think you have to buy everything on 1st January & make it last till 31st December! A few of us have been following this Challenge for a long...long...LONG time so have developed plans & ploys to help us along the way
3. Most important of all, WE..DO..NOT..FAIL!
Sometimes we can't quite reach our Target, but that is fine Everyone knows how Life will try to trip us up, & that is when you will find us here to help you back on to your feet.

OK, an idea of how some of us do things.
1. What you will or will not include as a 'Spend'.
Some people are doing other Challenges too, & don't include the money spent on those for this one.
Some will try to shop for other bits on the days their direct debits etc go out of their bank accounts; they're the real hard core of the bunch & have been l-o-n-g time Nsders so don't panic
Some won't count those annoying last minute demands from school & collections as you can't plan for them in advance, likewise emergency prescriptions or visits to the vet
Personally speaking & providing I don't buy anything else, I don't count parking for hospital appointments.(..but then I usually do my shopping because I'm already out :whistle:)
General thoughts on €bay sales is the buyer has paid P&P so no cost to you
2. It takes Time to reach mega-numbers!
The First suggestion is the first, because a bit of planning will work wonders on your road to your Target. Have a look at Solvent's (aka Spoon:rotfl:) first posts each month for a hefty list of other Threads that may be of help. For example, there's a few giving ideas for packed lunches so you can avoid standing in the queue at the bakers for 45mins of your lunch hour! A good incentive to tweak your healthy eating & the pounds you save will show in your bank balance AND your waistline
It helps to have various 'money pots' for the different costs that happen like Scouts, dinner money, yoga, window cleaner etc etc. The idea is you "spend" all that money in one hit by..:think:..let's say **putting the week's bus fares into the pretty coffee jar, Jo's tumble tots SIZE=2]Weds mornings[/SIZE in the cracked teapot & Ben's £1 coin for the gym locker SIZE=2]Friday lunch[/SIZE in the pocket of the changing bag, on Tuesdays every week when you've got some change from doing the food shop, so an already spendy day. At least four 'spending days' condensed into one (**mine's jam jars for windows, milkman & a bit towards the bills!)
3. Any day the money stays in your pocket is a bonus!
If you look at it as a day you beat the system, you can't help but :j so don't fret it--ENJOY! If nothing else in here, we do manage find something to make us smile

We have virtual outings to wonderful places that never cost us a bean :rotfl:New York, Edinburgh & Brighton have been a couple & Spoon usually pilots the Tardis but you can use your own transport; my personal favourite has been a sit-on lawn mower borrowed from the cricket club The only thing to be aware of is Hubert the donkey who is partial to anything remotely edible but is not yet house-trained

And Remember;
there are no silly questions, so don't be afraid to ask us anything!