Jolly June's NSD Challenge!

jintyb

Good morning all!

Been MIA for a couple of days as I've been mad busy at work!
Reporting #12 though!

Will pop back later for a proper catch up!

Have a lovely day everyone!

beanielou

Happy Friday all

cw18

solventsoon wrote: »

Oooh.... Cheryl... hope you've got lots of outings planned with your new man

Nothing planned just yet, as he's working 7 days a week at the moment - and is likely to be doing so until the end of next month

But we still text every night, even if (like last night) it's only for 20 mins between him getting home and heading out for a darts match (he plays 3 nights a week)and several of the texts in the last week or so are one's I can't possibly share with anyone....... but I'm giving as good as I get

dmlambert

Unfortunately I didnt manage to pick up a NSD yesterday, and today is already blown as I got to work so early I thought I would go get some nice breakkie.

Oh well, Ive hit my target so any more are a nice welcome bonus.

Good Luck everyone!!

jaffacakegal

cw18 wrote: »

and several of the texts in the last week or so are one's I can't possibly share with anyone....... but I'm giving as good as I get

Cheryl! :eek: sounds like it's going well then

I have avoided the Traf for sooo long! It's dangerous for my bank account having so many shops together!

Anyway no NSD for me yesterday - had to get petrol, couldn't make it stretch any further! Paid 133.9 at T£sco, then drove past A$da two secs later and saw it was 132.7 :mad: gutted!

Happy Friday all xx

cw18

jaffacakegal wrote: »

Cheryl! :eek: sounds like it's going well then

I think so
I'm just hoping I don't lose my mobile, as I've kept a few of them for re-reading........

I have avoided the Traf for sooo long! It's dangerous for my bank account having so many shops together!

I reckon it must be close to 18 months since I've been, but the item that B'n'Q had messed up (the branch at Bamber Bridge, as I got my stuff when I was up that way visiting family on Sunday) is only available at one of the Warehouse branches - so the one down there was my closest..... hence the temptation to 'bob over' while I was there

When I got back to the car I discovered I'd manage to 'lose' about 5 hours :eek: So I don't think I did badly, given all I came away with was the jacket (which was what I really went for), and the dresses and jewellery (knew I was likely to come away from that store with at least a couple of dresses, as I'd seen a load in the Preston branch - and a couple on-line - that I really liked the look of). Just been back on their website, and they have a pair of shoes that look identical to the ones I saw/tried in N3xt (but a fiver cheaper), so I've currently got an open basket with those and another 2 dresses and a top (all of which I'd previously seen on-line, but they didn't have in the store). Tempted.... very tempted..... but going to have a think about it for at least a couple of hours......

cw18

jaffacakegal wrote: »

......had to get petrol, couldn't make it stretch any further! Paid 133.9 at T£sco, then drove past A$da two secs later and saw it was 132.7 :mad: gutted!

When I price compare between those two I always allow for my points at Mr T.... so at 133.9, you get 1.3 points per litre, which are worth 1.3p in store. So that effectively makes theirs 132.6, which is 0.1p/litre less than Mr A. And if you use your points for Rewards instead of plain old groceries, then it's even cheaper

Learning2Budget

Must have been a clothes day yesterday!! I had a nsd planned, with a friend coming over. But somehow we found ourselves in tkmax, one top and one dress later. However, they are much needed items that will get a lot of wear, cos my baby weight is coming off (mainly cos i'm not buying sweet treats due to these NSD's that i keep having!) and nothing fits me.
Need to tax my car but that will now be next week cos i want NSD number 10 today, and then my target will be acheived!x

Wee_Pilsbury

Aarrgh I can't seem to get many NSDs this month for one thing or another - in fact I don't think I could BUY a NSD at this rate. Mind you that would sort of defeat the purpose I suppose

I should get one each on Sunday and Monday but that will probably be it - target not reached again :mad:

However, I'll be back for July's challenge with renewed vigour - all your NSDs are quite inspirational so I'm going to up my target for July and really get stuck in

Have a good day all. :hello:

IF

Afternoon all :hello:

Hope your all doing the Friday ~ Wiggle ~ :dance:

slowlyfading wrote: »

Please can you to highlight your number of NSDs in a colour and in bold and preferrably LARGE so that I can see them easily when I whizz through the posts - any colour will do, though I am personally partial to PURPLE

Some helpful suggestions and ideas to follow below from our sponsor and godmother, BigMummaF :A

NO SPEND CHALLENGE.

1. Have a good, long think about what YOU want to include in your Spend & Excluded categories.
Some of us count everything from Direct Debits & school expenses, while others do not include things like essential Bills or emergency medical costs. If you plan what is or is not a Spend for you now, it will help you decide on a realistic Target.
2. It is NOT a race!
We all have very different demands on our time & bank balance, so please do not think you have to buy everything on 1st January & make it last till 31st December! A few of us have been following this Challenge for a long...long...LONG time so have developed plans & ploys to help us along the way
3. Most important of all, WE..DO..NOT..FAIL!
Sometimes we can't quite reach our Target, but that is fine Everyone knows how Life will try to trip us up, & that is when you will find us here to help you back on to your feet.

OK, an idea of how some of us do things.
1. What you will or will not include as a 'Spend'.
Some people are doing other Challenges too, & don't include the money spent on those for this one.
Some will try to shop for other bits on the days their direct debits etc go out of their bank accounts; they're the real hard core of the bunch & have been l-o-n-g time Nsders so don't panic
Some won't count those annoying last minute demands from school & collections as you can't plan for them in advance, likewise emergency prescriptions or visits to the vet
Personally speaking & providing I don't buy anything else, I don't count parking for hospital appointments.(..but then I usually do my shopping because I'm already out :whistle:)
General thoughts on €bay sales is the buyer has paid P&P so no cost to you
2. It takes Time to reach mega-numbers!
The First suggestion is the first, because a bit of planning will work wonders on your road to your Target. Have a look at Solvent's (aka Spoon:rotfl:) first posts each month for a hefty list of other Threads that may be of help. For example, there's a few giving ideas for packed lunches so you can avoid standing in the queue at the bakers for 45mins of your lunch hour! A good incentive to tweak your healthy eating & the pounds you save will show in your bank balance AND your waistline
It helps to have various 'money pots' for the different costs that happen like Scouts, dinner money, yoga, window cleaner etc etc. The idea is you "spend" all that money in one hit by..:think:..let's say **putting the week's bus fares into the pretty coffee jar, Jo's tumble tots SIZE=2]Weds mornings[/SIZE in the cracked teapot & Ben's £1 coin for the gym locker SIZE=2]Friday lunch[/SIZE in the pocket of the changing bag, on Tuesdays every week when you've got some change from doing the food shop, so an already spendy day. At least four 'spending days' condensed into one (**mine's jam jars for windows, milkman & a bit towards the bills!)
3. Any day the money stays in your pocket is a bonus!
If you look at it as a day you beat the system, you can't help but :j so don't fret it--ENJOY! If nothing else in here, we do manage find something to make us smile

We have virtual outings to wonderful places that never cost us a bean :rotfl:New York, Edinburgh & Brighton have been a couple & Spoon usually pilots the Tardis but you can use your own transport; my personal favourite has been a sit-on lawn mower borrowed from the cricket club The only thing to be aware of is Hubert the donkey who is partial to anything remotely edible but is not yet house-trained

And Remember;
there are no silly questions, so don't be afraid to ask us anything!