Pay off £1000 overdraft in 10 weeks?

JAMIEDODGER

hey LA,

i think its a great idea, and if it helps you feel more positive about your overdraft excellent:D

i like your new siggy:) and tbh you are doing really well, :T you should be proud of yourself:D:T

wont be that much to report on my OD next week i shouldnt think as ive written in the daily spend thread, my car is gonna cost me about 600 squid next week:eek:

i am hoping that by the end of the month if i have worked hard enough, the overdraft wont be too far off the figure im hoping for which is about 450 quid left to pay....

heres to you:beer: and your new positive signature and to us both getting shot of this overdraft forever:D

LookingAhead

Thanks JD. I like the new signature too and it inspires me a bit more I think. Glad you like it too!

REALLY sorry to read your car is going to set you back £600. That's awful, I really do feel for you. I don't know what the details are about it....I am off to find the daily spend thread now to catch up....

JAMIEDODGER

thanks hun:)

tbh, its a good car, i have a ford galaxy 7 seater (for all the littlies) and because my DS3 needs a special needs car seat i have to have a proper seat rather than a long back seat with belts, and my dd is still in a large carseat too, and then with me and the other 2 boys plus loads of "kit" especially on school mornings lol, i decided that it was the best kind of car for me. now taking parcels to the PO every day, def was a good investment.

i have had the car for 2 years now and havent spent a penny on it apart from the usual tax/mot and petrol/insurance. its had no problems, so i feel happy knowing my tank:D is going in for a "carspa" next week and is having the full works (m sure it will be happy with me hehe)

all in all it needs doing, i have the money so thats that:D i dont think it will effect the overdraft too much (fingers crossed)

oooh, wanted to ask......when is your expected DFD???

LookingAhead

Well it sounds like you really love your car and look after it. And if it's not gone wrong/cost you 'owt in two years that's great. My car (before it went off to the big car forecourt in the sky...) must have cost me £600 a year to keep on the road, the big 'ol heap of junk!

My debt free debt....erm well I guess it can't really be before August 2010 unless I can save up to pay off the loan earlier than that as I can't make overpayments on it. I really wish I could overpay but it's not possible.

I was telling a friend today how much I wish I didn't have this bl**dy loan because I really need, no WANT, not need, that's a lie, to take a break from work even if it's a few months but it's absolutely not possible whilst I have it. I curse the days I chose consolidation!!

JAMIEDODGER

aww, you have to look forward not back hun and you can see how far youve come since joining mse:D, it WILL happen, one day youll wake up knowing the last payment to the debt has been paid and you will be free:T:T:T keep the faith LA:D

LookingAhead

Thanks JD......I *had* to thank you for that and not just cos I wanted to see your number of thanks turn to 1000 either (which it hasn't done yet but should any minute!!)

JAMIEDODGER

yay:T:T:T

cheers:D

LookingAhead

No problem - a very worthy "thanks" indeed!

Maybe you could go and post it again in my Rambling thread to keep me motivated?

James240

hiya Jamie :hello:

Have u thought about matched betting? i know some people may not agree with it but if u have a little money to spare then it is well worth it.

I have managed to amass nearly £700 in 2 months doing matched betting

JAMIEDODGER

oooh now thats a toughie james:D

i would really like to give it a go and in a few months i will have the money spare, i have read the matched betting thread but am still struggling to get my head around it:( i guess i will have to read it again... any tips?

but really well done on your winnings:D