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Pay off £1000 overdraft in 10 weeks?

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Comments

  • LookingAhead
    LookingAhead Posts: 4,633 Forumite
    Ooops beanielou! Bet you were like this: :o:o:o eh?
    Bank Balance: In the black for the moment.
    Sainsburys Loan: Cleared July 2010
    Credit cards: AMEX Airmiles Card: direct debit set to clear balance monthly
  • LookingAhead
    LookingAhead Posts: 4,633 Forumite
    Good stuff JD! :T
    Bank Balance: In the black for the moment.
    Sainsburys Loan: Cleared July 2010
    Credit cards: AMEX Airmiles Card: direct debit set to clear balance monthly
  • JAMIEDODGER
    JAMIEDODGER Posts: 4,339 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    btw...you are NOT a doofus LA, these things happen, and yes..we will get there in the end:T
    November NSD's - 7
  • LookingAhead
    LookingAhead Posts: 4,633 Forumite
    JAMIEDODGER wrote:
    btw...you are NOT a doofus LA, these things happen, and yes..we will get there in the end:T

    :D Thanks. Don't worry I am always berating myself...I don't mean it really.

    Well...sort of. ;)
    Bank Balance: In the black for the moment.
    Sainsburys Loan: Cleared July 2010
    Credit cards: AMEX Airmiles Card: direct debit set to clear balance monthly
  • MARIADANCER
    MARIADANCER Posts: 43 Forumite
    can i just say, jd, your doing so well, my od is 1400 quid, and i have no idea how im gonna pay it back, so from me too you, well done,
    SAW THE LIGHT JAN 2007:eek:

    BR AS OF 10.15 27/03/07:j

    MY NEW LIFE STARTED 10.16 27/03/07
    :beer:
  • JAMIEDODGER
    JAMIEDODGER Posts: 4,339 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    thanks mariadancer:) have you done a soa? to see where there are any money you can throw at it? also a spending diary really helps as it keeps you on track and also you can see where you are spending too much:D
    November NSD's - 7
  • Verbatim
    Verbatim Posts: 4,831 Forumite
    Part of the Furniture 1,000 Posts
    Morning JD. It's all heading in the right direction and you've achieved SOooo much over the last year. So congratulations on being so close to DFD so soon.
    CCs @0% £24k Dec 05 £19,621.41 Au £13400 S 12600 Oct £11,981 £9481 £7500 Nov £7250 D £7100 Jan 6950 F £5800 Mar£5400 May £4830 June £4660 July £4460 Aug £3200, S £900, £0 18/9/07 DFW Nerd 042
  • beanielou
    beanielou Posts: 96,699 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    LookingAhead wrote:
    Ooops beanielou! Bet you were like this: :o:o:o eh?
    I was !!!
    Am now worried it will show up on CCCTV & I will get something through the post.Sigh.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • LookingAhead
    LookingAhead Posts: 4,633 Forumite
    beanielou wrote:
    I was !!!
    Am now worried it will show up on CCCTV & I will get something through the post.Sigh.


    Oooh, never thought of that. Oh dear you would be very unlucky if that happened. I'll keep everything crossed that it doesn't happen.
    Bank Balance: In the black for the moment.
    Sainsburys Loan: Cleared July 2010
    Credit cards: AMEX Airmiles Card: direct debit set to clear balance monthly
  • LookingAhead
    LookingAhead Posts: 4,633 Forumite
    JD.......my overdraft is spiralling out of control! :eek:

    I'm really strugging again ths month/February. I get paid tomorrow but I'll be in credit for about one day then it's in the red again. :(

    I got a £114.49 gas bill in today :cry: and then earlier I realised that the electric bill won't be far behind. B*gger. It's BF's birthday on 6th, got a few things planned for this month that I can't really get out of (not sure I want to actually though....going mad looking at these walls all through January!) so I predict my OD, once the food bills go on top, will be even higher than January! NOOOOOOOOOO! I didn't think that would happen!

    Roll on February & March pay days.

    I *could*, if I wanted to, not pay off my Tesco Visa to keep the O/D down a bit.

    But you know what? Even if I don't, I willl still be overdrawn so poop it. I *will* pay it off.

    The o/d will just have to be tackled later.

    Oh but it's so demoralising! Bills bills bills bills.

    <Didn't someone make a song about 'em?>
    Bank Balance: In the black for the moment.
    Sainsburys Loan: Cleared July 2010
    Credit cards: AMEX Airmiles Card: direct debit set to clear balance monthly
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