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Pay off £1000 overdraft in 10 weeks?
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it does get obsessive doesnt it lol
i have started doing spreadsheets again this month to clock every penny going out, i havent done that since i started the business lol. however it is nice to see where i can cut back:) also i have installed money 2006 onto pc again to track current account and overdraft so i can chart my progress!!!
i think that december is still going to be a difficult month to try and tackle it, but i do see us both making great inroads come january!! go us!!!November NSD's - 70 -
Just read through this thread and wanted to say all the best with your challenge. My birthday is April 5th and I'm a bit of a typical Aries, so I know how competitive this might get!!!
Good luck
I'm looking forward to hearing how you're getting on and picking up tips for doing my own challenge, too. I joined the 21k debt free in 2 years head to head challenge 12 December 06
Started at £20,170.01 December 06
Currently...£4,687.210 -
Well would you look at that.
A 4th, 5th & 6th April birthday club!
Cue the spooky "da na na na" "da na na na" music.Bank Balance: In the black for the moment.
Sainsburys Loan: Cleared July 2010
Credit cards: AMEX Airmiles Card: direct debit set to clear balance monthly
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managed to salvage some more money out of the budget this weekso,grand total at the end of week one is........£40.00:):):)
i am really pleased with this(cant you tell?lol)November NSD's - 70 -
Well GET YOU!
I'm totally being left behind here...damn! :mad:
Ooooh come on January, let me at it...let me at it!Bank Balance: In the black for the moment.
Sainsburys Loan: Cleared July 2010
Credit cards: AMEX Airmiles Card: direct debit set to clear balance monthly
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LA - im sure youll catch up no problems:) i know the kids are going to cost me a fortune over the christmas holidays, so i dont think that i will be able to pay off as much then, however, my daughter is off nursery 3 days over the christmas period and i pay her nursery fees out of my housekeeping budget,so i am hoping to put that money off the overdraft instead or at the very least ease the cost of the holidays with the kids off.November NSD's - 70
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Don't you worry - I'm just being impatient with myself (Aries trait...!) because I want to start now.
I'm really pleased for you though, you're going great guns and if you put that nursery money towards it as well, that's another useful amount.
Good on you.
Bank Balance: In the black for the moment.
Sainsburys Loan: Cleared July 2010
Credit cards: AMEX Airmiles Card: direct debit set to clear balance monthly
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ooooh, forgot to say...today i set up another paypal and ebay account which i have connected to my overdraft account. am going to be listing some things on there this evening,anything i sell will go direct to the overdraft:)have been meaning to do this for sooooo long now,cant use other account as they are used for my ebay shop and it would be far too confusing:)November NSD's - 70
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That's a great thing to have done! Good work JD!Bank Balance: In the black for the moment.
Sainsburys Loan: Cleared July 2010
Credit cards: AMEX Airmiles Card: direct debit set to clear balance monthly
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Good luck JD & LookingAhead with your OD challange.
You are off to a good start JD.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0
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