Wednesday 25th May - What small DFW things will you be doing today?!

pixiechick99

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free :money:

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important:D

Goooood morning and a very happy hump day to you all:j:j
So, no work today for me but I am off to college - might be an all-dayer:eek: How will I manage?!:rotfl:
So, not an NSD - I'll buy a sarnie in T's and cuppa at college to keep me going.
Off to doc for my bloods to be done yet again...oh joy.
Right, must get my face on:D
List:

• check banking
• check onepoll
• check ebay listings
• wrap and post ebay sale
• meal from plan tonight - spag bol/chilli - get a daughter to make it for us;)
• mince from freezer to defrost
• packed lunch for dd2
• washing on quickwash and on the line to dry
• hoover/sweep downstairs
• take water/fruit to college, Tesco sarnie for lunch

Ok - that will do me:)
Have a great day:beer:

MissEstee

Morning everyone and thanks for all the warm welcomes yesterday!!!:-)
Woke up this morning following my cheapie microdermabrasion performed by student beautician yesterday and have red lines all over face-Argh!! At work all day too and face to sore to cover with make up. Hopefully skin will be glowing in a few days...!
Anyway today I will:
-have a NSD
-take lunch from freezer to work
-bum a nice homemade dinner at DM's tonight
-payday tomorrow so transfer money left from this month into savings (which I'm aiming to use to pay remaining debt in lump sum if I ever save enough!)
Roll on tomorrow!
Ps happy hump day!! X

stitching_witch

Good morning everyone, and thanks to pixie for starting us off today.

I caught up with Monday's thread last night and saw all the requests for the simple tied dress. That's definately a go-er (as DD would say!) I'll get on with drafting the pattern tonight then ladies :D


So far I have:

• had HM granola for breakfast
• made lunch to take to work
• fed and watered the chickens
• checked banking
• checked for surveys

I will also:

• do a half hour walk at lunchtime (free exercise)
• collect money for eggs I delivered yesterday
• draft patterns for customer's corset and skirt
• draft pattern for the tied dress :T
• meals from stores
• try to sparkle at work

Must get on with the day now. Have a good Wednesday.
stitchy x

kevstanley

Morning all Thanks for starting us off pixie

I haven't been around for a few days because it's been hectic here, mostly because of the cat having had his op last week. Never ones to do things normally, the cat proceeded to be hyper instead of sleepy for two days after the op - the vet said he's never come across anything quite like it. Hyper and in pain. Sleep, what's that? I can't quite remember He's doing much better now, but it was very upsetting to see him struggle so much initially. The bill was brutal for our current finances (over £800), but we managed (just) - feel so much more in control of the pennies now, even if the unexpected arises.

We did also get a financial break, because OH was recently awarded the higher rate of DLA mobility, and as the car is used principally for his purposes, we now don't have to pay road tax (small hurrah there after the vet bill!).

Yesterday I had the most brilliant MSE day ever, I think! My elderly neighbour asked me, ages ago, if I would go to the Chelsea Flower Show with her, as her carer (she needed to use a wheelchair for chunks of the day and needed a pusher). So, my ticket was free, we took packed lunches and snacks, and had a lift there and back from friends, who were also going. I spent not a single penny all day. We had a lovely time - very tiring (we left home at 6 a.m.) but worth every minute. I'd never been to the show before, and I could never justify going on our current budget, so I'm really grateful for the opportunity

And now back down to earth with a list for the day:

• checked banking - hanging on in there
• check for surveys
• bake bread
• lunch on leftovers
• v. quick dinner from stores/menu
• laundry will be going out on line
• clean up all the cats' bits
• hopefully a NSD today
• make soup/quiche for tomorrow's lunches

Hope everyone has a good Wednesday

determined_new_ms

Morning guys :wave: thanks for starting us off pixie :dance: yay to going to college pix, well done you! OMG really stichy? How fantastic! :dance::dance::dance: that dress is my biggest heart's desire right now...

Kevstanley sorry about moggy but how fantastic to go to the chelsey flower show, I really want to go!

ok I'm not sure about my list at all, I'm sitting here with a real hangover! went out for a drink with a friend last night and now wowzers! I think I'm gonna think about my DFW stuff throughout the day & come back to you guys later...

Happy debt busting x

Jules28

Morning All,

I am outwardly looking very tired this morning but inwardly I am over the moon! I have had a bill hanging over me for months and last night I was able to pay it! What a difference it makes to clear something that has been worrying you. I look tired but infact slept soundly for the first time in ages. So I am inspired to have a great money saving day!

Here's my list:

- check online banking
- check OnePoll
- keep checking Valued Opinions (I am waiting for £1 to clear so that I can get my voucher)
- work on June budget
- attempt my first ever meal planner for the month of June
- packed lunch
- dinner at mother-in-law's
- charge phone at work

Have a great day all!

Jules x

PS hope the hangover isn't too much of a killer DNMS!

Rock_Cakes

Morning all

Thanks to Pixie for starting us off, have fun at college. Glad to hear that your kitty is on the mend Kevstanley and sounds like you had fun at the flower show. Yay to Stitching, very exciting news about the dress! :T :T

:j Woo hoo, It's hump day. :j

Today I will:

• [STRIKE]Walk to work[/STRIKE]
• Check bank balances (pay day )
• Check surveys
• Read Martin's email
• Charge mobile at work
• Homemade quiche for lunch
• Walk home
• Cook batch of mince for chilli for the weekend
• Make some hot cross buns for my Lil Sis, who arrives tomorrow
• General tidy up of flat
• Keep an eye on the dresses that finish on ebay tonight, though this doesn't sound very MSE, it is for a wedding and I used to go and buy a dress from coast. Not any more

Have a great day everyone.
xx

Pookie_lou

Good morning guys, just caught up with the thread from the last couple of days, havnt had chance to get on here, but have been MSE'ing off the computer!

Today I need to -

* Pack up and post ebay sales
* Ring about house to see if we can view it again, its not a perfect choice for us, but its within our budget and were getting a bit desperate now

* Check online accounts / update records
* List more on ebay
* Read newspapers online
* Tidy house
* Have a LSD, need milk
* All meals from stores

Thats it for now, have a great Weds everyone xx

elsiepac

Morning all

Thanks for starting off Pixie :T Enjoy your day at college!
Miss E - hope your face feels better soon - hopefully it'll be worth it!

stitchy - I love that every day you try to sparkle, I think it's a good rule to live by and I'm going to start trying too, because sometimes the stress gets to me a little too much! :cool:

kevstanley - hope your cat is better soon, and lucky you getting to go to the Chelsea Flower Show!

dnms -hope the hangover clears soon :beer:
Jules 28 - well done on paying the bill! :j
Rock_cakes - good luck on the bargain dress hunting!!


I've now finally got one bid on one of my items on eBay, only £4.50 but that's £4.50 I didn't have before! All 5 items finish tonight so may have to relist some

Onto my list today:

[STRIKE]1. Breakfast from home[/STRIKE] eaten
[STRIKE]2. Lunch from home[/STRIKE] eaten
[STRIKE]3. Dinner from stores[/STRIKE] made surprisingly good concoction - 3 portions, 1 eaten tonight with linguine
[STRIKE]4. Check surveys[/STRIKE] none new today - received Clicker for Shop and Scan though!
[STRIKE]5. Check emails[/STRIKE] nothing terribly exciting
6. Put washing away that I still didn't yesterday!
[STRIKE]7. Buy bare essentials to tide me over grocery wise - milk, tomatoes definitely[/STRIKE] bought! plus red onions and a cheap broccoli!
[STRIKE]8. Eagerly await Tesco vouchers[/STRIKE] £15.00 vouchers arrived today - £6.50 re-issued are still due :j
[STRIKE]9. Eagerly await Tesco response re chicken foetus egg![/STRIKE] Bit annoyed at Mr T for this - they deny any way it was a foetus (I promise it was) - but due to no picture cannot investigate, but are giving me a £5 Money Card thing.
[STRIKE]10. Keep an eye on eBay items[/STRIKE] answered a question about a 2nd item, hopefully that will convert to a bid!!!

That's all folks!

Have a great day x

mrs.butler

Morning, roll on Bank Holiday weekend :beer:

• Check Banking online
• Check Onepoll
• Must have a NSD, have been a bit naughty over the last few days.:mad:
• All meals from stores
• Enter competitions online
• Sort out bits for car boot this following Monday (have to find a pasting table!)
• Read Martins email:money:
• Do some cleaning, make OH's lunch for tomorrow
• Have a pampering night, paint nails etc

batgirl21

Good Morning Everyone

Busy day today for me working tonite and have to get everything ready along with sorting kids out and housework.

today
check bank done already
check ebay done already a nice selection of bids although someone hasn't paid yet!:mad:
do surveys earnt £1.30 so far
prepare ebay stuff done photos just need to upload
do competitions
text customers to get them to return scheduled text set up
make dinners from food in cupboard

update from yesterday as didn't say what I had done
did food shopping at Lidl to save a bit spent £51(DH paid) but got some bargins:D
wrote down all 1p tesco stuff to watch out for
checked clubcard vouchers £15 about to expire so order 2 kids cinema tickets and £30 voucher for theme park all for 6 week hols.
productive couple of days:T

Thanks to everyone this is really helping me stay positive