Can't cope with the amount of overpayment!

Lea28

I completely understand what you are saying, some people just don't get it and will never get it because they will never be in that situation. The system is not easy to understand with regards to estimates and the 10k diregard. We too have had this lately we earned £500 over our estimate and got a small overpayment which they are taking back at £25 per week, they dont care if it leaves you short they just deduct 25% of your payment with little or no warning. I can imagine it being a nightmare with paying child care fees too. Get on to the overpayment team asap and tell them you are facing hardship because of what you have left each week to live on.

Good Luck:o

AimeesMum_2

I have £400 a month left over after paying all my bills and the nursery.

But due to this repayment I have £100 per month left over.

happy_lass

:wave: I would just phone them up and explain your situation> They might ask you to send a break down of all your incomings and outgoings and you could maybe set up a repayment plan based on that. we have got an overpayment too which we have disputed but its fallen on deaf ears. I think that we will have to do a repayment plan with them aswell.
I hope you get this sorted . Just reamember, your not the only one with this problem too. Sometimes i wish we had never applied for them ! and yes, i have always kept them informed of any change (no matter how small). Some kind soul pointed out from another post of mine that it is up to the individual to report any changes (i do know that and i did report the change!) Hope you get it sorted and try not to worry too much about it. :grouphug:

live'n'learn

Do not understand why some go on the attack when someone is asking a question/advice?

Oldernotwiser

The trouble is that the OP has been underpaid her salary andreceived this back as a lump sum but then wants to repay her overpayment of benefits at a very low monthly rate. I imagine that she wouldn't have been very happy if the salary underpayment had been repaid to her at the rate of £60 per month.

welshmoneylover

AimeesMum wrote: »

I have £400 a month left over after paying all my bills and the nursery.

But due to this repayment I have £100 per month left over.

How do you think parents coped with childcare fees when there was no tax credit payments to help?

Answer, they paid for the fees themselves and made sacrifices to do so.

dmg24

Oldernotwiser wrote: »

The trouble is that the OP has been underpaid her salary andreceived this back as a lump sum but then wants to repay her overpayment of benefits at a very low monthly rate. I imagine that she wouldn't have been very happy if the salary underpayment had been repaid to her at the rate of £60 per month.

I agree - she knew there would be an overpayment (albeit not the exact amount), but chose to spend the money anyway - almost like an interest free loan?

LittleMissMPB

Have a look at this page, hope it helps

http://www.direct.gov.uk/en/MoneyTaxAndBenefits/TaxCredits/Ifthingsgowrong/Overpayments/DG_073813

I wouldn't listen to the people who don't seem to like people claiming for childcare, I'm sure if they were entitled to it they would too.

LittleMissMPB

welshmoneylover wrote: »

How do you think parents coped with childcare fees when there was no tax credit payments to help?

Childcare fee's were no-where near as expensive as they are now, before the tax credits payments helped pay for them.

kimmy112

elvis86 wrote: »

She probably spent it on essentials. Holiday/stuff from the catalogue/42" plasma etc etc..:cool:

Thats not nice!! bit judgmental. Go and learn some people skills