Can't cope with the amount of overpayment!

jetta_wales

The overpayment was not their fault and you were given much more than they overpaid you by to cover paying them back that money and still having an extra £1.2k in your pocket.

What were you honestly expecting to happen?

You can probably have the repayments further spread out over a longer period but ultimately you still will have to pay the money back which was entirely forseeable.

relic

AimeesMum wrote: »

why don't you read what I responded instead of trying to judge. Some people on these boards are complete !!!!!!!

Well, to be honest you had the money to pay the overpayment, and you spent it on other things. Don't get surprised when people question it!

AimeesMum_2

I wasn't expecting them to take it back at £300 a month that's for sure! I spoke to them and agreed to pay back £60 a monthh was what I could afford when I wasn't working.

Now I am working (I actually have much less left over due to travelling and nursery costs I would still be willing to pay it back at even £100 a month) but £300 I just can't do

AimeesMum_2

relic wrote: »

Well, to be honest you had the money to pay the overpayment, and you spent it on other things. Don't get surprised when people question it!

I was actually very surprised that increased wages of £2,500 would result in an overpayment of so much. I niavely didn't understand the implications of having your award based on the estimates.

jetta_wales

AimeesMum wrote: »

I wasn't expecting them to take it back at £300 a month that's for sure! I spoke to them and agreed to pay back £60 a monthh was what I could afford when I wasn't working.

Now I am working (I actually have much less left over due to travelling and nursery costs I would still be willing to pay it back at even £100 a month) but £300 I just can't do

They have a specific overpayment team who should be able to agree a suitable repayment schedule with you.

relic

AimeesMum wrote: »

I was actually very surprised that increased wages of £2,500 would result in an overpayment of so much. I niavely didn't understand the implications of having your award based on the estimates.

I don't think many people do, to be honest.

As the above poster points out, there is a team to deal with this, get in contact with them and explain your situation.

Hope you get things sorted.

jetta_wales

AimeesMum wrote: »

I was actually very surprised that increased wages of £2,500 would result in an overpayment of so much. I niavely didn't understand the implications of having your award based on the estimates.

Even if your award was based on your exact wage down to the penny it would still have been affected by an extra £2.5k in earnings given in back pay as they could never have foreseen that. You need to remember that any increase in earnings can result in an overpayment and if you're given a lump sum you need to sort out your potential overpayment with it first and for most else you'll get in a pickle.

AimeesMum_2

I told them about it when it happened in February though and have checked my award from then and it shows an increase in wages estimated but my entitlement stayed the same.

I was still getting the same amount minus about £3 per week but I though this was more to do with the extra payment that was given. In April they also sent me £75 saying they owed me this then was hit with this big overpayment.

GlynD

GlynD wrote: »

You must report this now or you'll be paying them back for years when they find out for themselves.

You must urge them to address the issue now or else when they do an audit or complete your other paperwork they'll ask you to repay in the same way as you have to repay last years OP. That's more money going out every week.

Fiver29

AimeesMum wrote: »

Hi guys,

I just applied for the childcare element of child tax credit. My two kids are in full time and the costs are £318 per week of which I could apply for 70% of £300.

I had an overpayment from last year which they were taking from my current CTC at £14 per week. Now the childcare element is added on they are taking £75 per week! I only have about £400 per month including that £300 so now I am left with £25 per week to live off of.

Tax credits have sent a referral but they are saying this could take up to 4 weeks to process.

It also took 5 weeks for them to process the claim and they only backdated £400 of what they owed me, and spread the rest of the payments out throughout the year. Funny if I tried to hit my nursery with that..."Oh I owe you over £1000....here's £400 of it and I'll spread the rest out over 40 weeks!" - I'm completely screwed and don't know what to do!

If you only earn £400 a month, why are your children in full time care? That means you'd only be working for £2.63 per hour based on just 35 hours a week.