Can't cope with the amount of overpayment!

AimeesMum_2

Hi guys,

I just applied for the childcare element of child tax credit. My two kids are in full time and the costs are £318 per week of which I could apply for 70% of £300.

I had an overpayment from last year which they were taking from my current CTC at £14 per week. Now the childcare element is added on they are taking £75 per week! I only have about £400 per month including that £300 so now I am left with £25 per week to live off of.

Tax credits have sent a referral but they are saying this could take up to 4 weeks to process.

It also took 5 weeks for them to process the claim and they only backdated £400 of what they owed me, and spread the rest of the payments out throughout the year. Funny if I tried to hit my nursery with that..."Oh I owe you over £1000....here's £400 of it and I'll spread the rest out over 40 weeks!" - I'm completely screwed and don't know what to do!

relic

Did you not report the overpayment originally?

GlynD

You must report this now or you'll be paying them back for years when they find out for themselves.

AimeesMum_2

I reported the overpayment when it happened. It was a result of an appeal I held at work for fair pay which I won and then my wages were backdated resulting in an increase of wages of £2,500 backdated pay.

This has resulted along with god knows what else in an overpayment of £1,300 as my tax credits were based on last years income.

They said it doesn't matter really what the amount is that the standard overpayment procedure is 25% of your award.

AimeesMum_2

GlynD wrote: »

You must report this now or you'll be paying them back for years when they find out for themselves.

I'm sorry I have no idea what you are referring to...

jetta_wales

AimeesMum wrote: »

I reported the overpayment when it happened. It was a result of an appeal I held at work for fair pay which I won and then my wages were backdated resulting in an increase of wages of £2,500 backdated pay.

This has resulted along with god knows what else in an overpayment of £1,300 as my tax credits were based on last years income.

They said it doesn't matter really what the amount is that the standard overpayment procedure is 25% of your award.

Why could you not pay back the overpayment of £1,300 out of the £2,500 your company gave you?

AimeesMum_2

Was given to me in February and I used it to take further time off work as I was on maternity leave. I also used some of it to pay the £1,250 start up fees for my kids to go to nursery so I could go back to work.

But thanks for not answering my question with anything useful

iluvmarmite

Surely that £2.500 was just a one off back dated pay, its not like you would be getting that every month is it? Maybe they should have stopped a certain amount of credits for that one month but they shouldnt base that on your normal wage, or am I reading this wrong.

elvis86

jetta_wales wrote: »

Why could you not pay back the overpayment of £1,300 out of the £2,500 your company gave you?

She probably spent it on essentials. Holiday/stuff from the catalogue/42" plasma etc etc..:cool:

AimeesMum_2

They aren't basing it on my normal wage but my income as it was lower this year was based on 2010-2011 estimated income. As my income was £2,500 less than declared I had an overpayment of £1,300.

I get £300 per week in tax credits and they are taking 25% of that as an overpayment. If it's not sorted out soon I will definitely have to leave my job as I have nothing left to live off

AimeesMum_2

elvis86 wrote: »

She probably spent it on essentials. Holiday/stuff from the catalogue/42" plasma etc etc..:cool:

why don't you read what I responded instead of trying to judge. Some people on these boards are complete !!!!!!!