Tuesday 17th May - What small DFW things will you be doing today!?

pixiechick99

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free :money:

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important:D

Goooood morning all you lovely people:T
Waiting to hear back from the Uni about what I'd have to repay - might ring student loan company today too. I'm starting to think it's definitely the right thing, to give it up and free myself of the huge pressure that's always there. I could start to do things I like without feeling guilty and that I should be studying:o Being unwell just spoilt it all.

Hope everyone is well and feeling cheery... time for my list:

• check banking
• check onepoll
• check ebay - one sale overnight of £7.50:beer:
• post 2 ebay parcels at lunchtime
• packed lunch for dd2
• lunch from home for me
• parcel up Next returns
• meal from plan tonight - chicken something
• chicken defrosting in fridge
• ring student loan company
• iron/photgraph stuff for ebay

Right, that's enough for me - have a super old day all:A:A

La_escocesa

Hi everyone :hello:

Hi Pixie - hope you get all of that sorted. :grouphug:

I checked banking etc last night - didn't look so bad when I realised over £500 was the extra wedding expenses - MIL giving us about £100 of that - and £200 for my chiro - the health of my back is surely more important than me being in my overdraft, right?! Guess it's just about getting into the right frame of mind and paying it off, rather than thinking "it's got soooo bad, I can't do anything about it!"

Small things:

• Post back wedding flowers preservation thing - they're awful and I paid over £200 for them :eek: - she said she'll fix them so no refund for me. Boo! Just so disappointed I don't want them at all.
• Remind boss I'm available for overtime :T
• Brekkie at home
• Taking lunch and snacks to work
• Yoga and OH's class tonight - costs me £10 a week but think it's worth it and helps me keep focussed and fit :cool:
• Call chiro from work and change Friday's appt - also more chance of cheque clearing after payday that way
• Remind OH to apply for the job I sent him the advert for...
• Any pennies lying around are destined for the penny jar!
• Get snacks for cinema tomorrow on way home from work tonight.
• Not ironing my top for work I'll wear a scarf and you'll never see the line down the middle from where it's been folded funny
• Finished knitting a 'soap saver' too - little knitted bamboo bag with lacy/holey pattern for me to keep the ends of bars of soap and then use that as a body puff type thing :cool:

Happy Tuesday everyone!

Q for U: I know a few people have talked about this before but what spending diary android apps do you guys use? OH is looking for one. I never pay attention to what they may be called because I have an old-school phone (I am v jealous of OH's smart phone though and feel like I may soon have to upgrade... )

Candy0107

Morning all,

Thanks for starting us off today Pixie

Today I have/will
• Will have a LSD – will be buying lunch out
• ½ day as off to London to see Priscilla
• Use discount rail pass to get train tickets
• Bought cheap theatre tickets online
• Look for MS jobs
• Checked my online banking – a DD has gone out
• Charging phone at work
• Think positive today
• Used rail-pass to get to work
• Read newspaper online and got the free paper on the train
• Need to check out the freebies and the competition boards
• Enter comps online
• Washing on a quick wash 30 degrees
• Drink plenty of water
• Take meds and vits to control hormones
• Update food diary (online and paper copy)


Take care everyone
Candy xxx

stitching_witch

Morning all, and thanks to pixie for starting the thread today. Just a quick post from me today as I'm running late already.

So far I have:

• run DW overnight on Economy 7
• run WM overnight on Economy 7
• had porridge for a filling breakfast
• made lunch to take to work
• made snacks to take to work
• fed and watered chickens
• boxed up 2x half dozen eggs to sell

I will also:

• car share to and from work
• get paid for eggs
• all meals from stores
• sew at lunchtime to avoid the shops
• have an NSD
• try to sparkle just a little bit

That'll do!
stitchy x

lauradora

Morning everyone

Today;

• Have checked bank-all fine
• checked flylady
• will cook from stores
• will have a NSD i think!
• walk to docs instead of driving
• try and do some sewing and mending

have a good day everyone

Pookie_lou

Good morning guys- my little list for today-

* All meals from stores
* NSD
* Post ebay parcels
* Read newspapers online
* Check online accs and update diary
* Viewing 2 houses today, will set out early, so I havent got to rush and waste petrol
* Laundrey at 30 and dry online
* List more on ebay

elsiepac

Morning all

Today could be hideous at work so not making too many resolutions!

[STRIKE]
1. Photocopy P60 and include it with Open Univeristy financial support application for October course (this has been on my list since the weekend and would have been done yesterday only I forgot to bring my P60 into work to photocopy!!!)
[/STRIKE] done and FINALLY posted!!! Already had stamps so no spend there at least!

[STRIKE]2. Check online banking as two card payments should have debited, then only mobile bill left to come out this month :j[/STRIKE] both come out as expected, just mobile bill left as predicted...love to be right

[STRIKE]3. Have a LSD - today should have been a NSD and so should yesterday but it's all gone horribly wrong!!![/STRIKE] won't be spending any more today, actually not sure if this qualifies as a LSD - total is £6.59, approx. £5.80 more than planned!!!

[STRIKE]4. Bring lunch to work[/STRIKE] done and eaten!

5. If I get time tonight, make a list of everything in my cupboards (I mean things like dry goods) so I can start to use things up a bit!!!

Have a great day everyone :beer: x

ziggy2407

Good Morning All

Pixie - Thanks for starting us off

Love and Best wishes to the rest of the gang - newbies and regulars

Todays little list

Check Banks - Done
Check Lightspeed
Check "Swapits" for LO -Post the ones that we've managed to swap
Check Ebay - Done, 1 bid so far, lol
Tiny bit of ironing
Find and aeriel company that doesnt charge a call-out fee for advice - Done, guy called, sorted us out and best of all NO CHARGE
Enter a few comps
Bit more de-cluttering
Investigate ways to make a bit of money

May do more but may just read library book, we'll see. Hope everyone has a great day.

Love and Best Wishes to all :A

ziggy2407

La_escocesa wrote: »

Hi everyone :hello:

• Post back wedding flowers preservation thing - they're awful and I paid over £200 for them :eek: - she said she'll fix them so no refund for me. Boo! Just so disappointed I don't want them at all. - Could you not tell her how you feel and ask for a refund or at least a partial refund, after all its a lot of money and has not left you with a great memory - remember you paid for a service and you've not had it
• Finished knitting a 'soap saver' too - little knitted bamboo bag with lacy/holey pattern for me to keep the ends of bars of soap and then use that as a body puff type thing :cool: - sounds great, can we have a pic and the pattern, please

Happy Tuesday everyone!

Really love hearing your lists LaE, think I live my life vicariously through this thread, lol, what job do you do?

Hope you get things sorted to your satisfaction

Jules28

Hello All,

I had a very lazy evening yesterday after work and didn't do a lot of stuff I had planned so I will need to catch up today.

Here's my list:

- check banking
- check eBay (items closing tomorrow I think)
- washing on 30 degrees
- packed lunch
- dinner from stores

Have a good day everyone,

Jules x

timbstoke

Tuesday.....here we go

- Walked to work
- Will be watching Stoke at home instead of the pub tonight (rare for me, since I don't have Sky Sports so it involves finding a stream online)
- Drinking free work drinks instead of buying one with lunch.
- Still need to list my tat on fleabay