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no income! desperate!

245

Comments

  • Oldernotwiser
    Oldernotwiser Posts: 37,425 Forumite
    You refer to "my house" - do you live there alone and who is paying for it?

    Why did you move out of your family home if you have no money?
  • Fiddlestick
    Fiddlestick Posts: 2,339 Forumite
    *sits on hands*
  • chelsea-oxo
    chelsea-oxo Posts: 21 Forumite
    edited 13 May 2011 at 11:20AM
    Can i still get a crisis loan even though im not getting any benefits? I have read there is something called hardship which is for people who have no money because the job centre are waiting to see if the person is suitable for JSA, do you think Id be likely to get that? As for the father, he barely survives himself on carers allowance so i dont really want to pester him for money when he cant really afford to. My mother would give up food herself to give me it but she is also in financial difficulty as her and her partner have just started claiming together and they are having trouble with money and she has a 4 month old baby to provide for. As for the house, my council pays for it through housing benefit and the reason I moved out is because my mothers house is overcrowded. I am planning to go to my local citizens advice beurue and see if they have any advice on whether I can claim hardship allowance. I just pray the child benefit office will get it sorted as soon as possible!

    Have just rang my local CAB and they have given me appointment to see what the next steps are and if possible apply for hardship allowance so hopefully it will be sorted by next week.
  • AnxiousMum
    AnxiousMum Posts: 2,709 Forumite
    Part of the Furniture Combo Breaker
    Can you not maybe go camp out at your mum's for a few days? At least you'll be warm, have electricity - and in all reality - one extra person does not cost a whole lot to feed. It's times like this when families should pull together and help each other out. Does your mum even know the situation you are in right now? I can't honestly imagine ANY mother not being there to help out in whatever way they could - and she may not have alot to give - but things like a bowl of porridge cost pennies - you might not have the diet of choice for a few days, but you shouldn't be going hungry.
  • welshmoneylover
    welshmoneylover Posts: 3,324 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Can i still get a crisis loan even though im not getting any benefits? I have read there is something called hardship which is for people who have no money because the job centre are waiting to see if the person is suitable for JSA, do you think Id be likely to get that? As for the father, he barely survives himself on carers allowance so i dont really want to pester him for money when he cant really afford to. My mother would give up food herself to give me it but she is also in financial difficulty as her and her partner have just started claiming together and they are having trouble with money and she has a 4 month old baby to provide for. As for the house, my council pays for it through housing benefit and the reason I moved out is because my mothers house is overcrowded. I am planning to go to my local citizens advice beurue and see if they have any advice on whether I can claim hardship allowance. I just pray the child benefit office will get it sorted as soon as possible!

    Have just rang my local CAB and they have given me appointment to see what the next steps are and if possible apply for hardship allowance so hopefully it will be sorted by next week.

    Claim, claim, claim, what a viscious circle you're stuck in. Does anyone in your family work at all?

    You are entitled to child maintenance from the father once the little one is born.
    Be happy, it's the greatest wealth :)
  • welshmoneylover
    welshmoneylover Posts: 3,324 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    ^^^^ He will have to cough up £5 a week, the tax payer will pay the rest.
    Be happy, it's the greatest wealth :)
  • DX2
    DX2 Posts: 8,275 Forumite
    Can i still get a crisis loan even though im not getting any benefits?
    Yes, don't wait about get a claim in ASAP.
    *SIGH*
    :D
  • chelsea-oxo
    chelsea-oxo Posts: 21 Forumite
    edited 16 May 2011 at 8:07AM
    The father cares for his 89 year old grandmother who has multiple health problems, who, without his help, would be in a care home by now. Thats if she got that far, considering no one in his family helps she would end up starved in her own house considering she cant move very far to go shopping! Get your facts right before you claim he is a scrounger. He would love nothing more than to work full time to support both me, his son and grandmother but cannot due to being a full time carer. Some people dont have the luxury of choosing between benefits and working! As for if anyone works; my mother worked 12 hour shifts as a packer on a factory line but as I said she has a 4 month old baby to look after and is currently on maternity leave. And if you want to mention my mothers partner as well, he has just been made redundant after being in full time employment since leaving college at the age of 18 and is working very hard on finding a job. My family are not benefit scroungers, thank you very much.
  • thorsoak
    thorsoak Posts: 7,166 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Oh dear chelsea - you are in a right pickle, aren't you!

    In all honesty, from what you have told us, do you really think that you are in a position to have a child and bring it up in the way you would want a child to be brought up? You have no money, you cannot support yourself, the baby's father cannot support himself, your own family is having severe problems and as you say, they are grossly overcrowded. Is this what you want for your baby?

    I very, very rarely give this advice - but do you know what? In your case, the very best you could do for your baby is to give it up for adoption - so that it could have a better life. Harsh words, I know - but is this really a great time for you to have a baby? It obviously wasn't planned, was it?

    I'm not being judgemental - but I do think that this would be the best, most loving, thing you could do for this baby. Think about it. {{hugs}}
  • chelsea-oxo
    chelsea-oxo Posts: 21 Forumite
    thorsoak wrote: »
    Oh dear chelsea - you are in a right pickle, aren't you!

    In all honesty, from what you have told us, do you really think that you are in a position to have a child and bring it up in the way you would want a child to be brought up? You have no money, you cannot support yourself, the baby's father cannot support himself, your own family is having severe problems and as you say, they are grossly overcrowded. Is this what you want for your baby?

    I very, very rarely give this advice - but do you know what? In your case, the very best you could do for your baby is to give it up for adoption - so that it could have a better life. Harsh words, I know - but is this really a great time for you to have a baby? It obviously wasn't planned, was it?

    I'm not being judgemental - but I do think that this would be the best, most loving, thing you could do for this baby. Think about it. {{hugs}}

    No, he wasn't planned but I was on the pill which failed on me and to be honest I did consider an abortion but couldn't go through with it. I am trying to think in the most positive light and I think I can provide a good future for my son as I have been offered a job from a family friend but of course, he won't employ me until I have had the baby as I'm only fit for work for another 2 weeks. It is just this rough patch between now and the 6th June in which I am struggling. I suppose its just a case of scrimping and scraping in the long run...
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