Millionaire Challenge

Karmacat

Double_Trouble wrote: »

... not just concentrate on debt but also start to build income streams just concentrating on debt is a little depressing I need to build a secure future.

Absolutely. Me too.

she lived with us 17 years in total and now payment time has come so I paid it just before we came away as it was another worry holding me back but financially it could not have come at a worse time and emotionally I was still reeling from the death of my little foster son so although she was 98 and it was to be expected it was unexpected in the sense that she wasn't ill but at least I have no regrets and she went the way she wanted to at home.

You did a lot for her, and ensured she was happy for a long time ... was that the only financial benefit you ended up with, DT, that the loan was interest free? As you say, you arranged it in the days before you paid much attention to money ... thats a tough arrangement to live with, tho I understand the sense of thinking you're taking from your siblings. I don't think you would have been, honestly.

I used to do lots of extra money making things free bingo, surveys, mystery shopping etc. but it got to a point where the time spent was not worth the reward

Ooh the free bingo - I remember getting £150 in one month :T but it tapered off considerably. I'll never, ever do mystery shopping again - and even the yougov surveys, I'm only doing because I have 3700 points and I need 5000 to get my £50 - then its over, because thats been *years*. But £35 in one month is good! Still, I agree, DT, setting up an income stream is a better use of time - my problem is that I do a lot of the preliminary work, and then don't actually do the final bit that would take it live must do better this time.

KC I don't grow stuff I know I should but I am afraid I see the garden now as a burden not a pleasure or a money making area even have a languishing greenhouse. Another area I will have to reassess did try to get someone else to use it for a share of the crop but no one was interested and I need to be careful who I approach because of fostering head hangs in shame

:grouphug::grouphug::grouphug: I can *so* understand that. I've been ill for 5 of the last 12 months, remember - my garden is full of brambles and bindweed. But there are some productive plants - perennial herbs like mint or chives ... and perennial fruit bushes - honestly, the next time you're passing a town that has a poundland, buy some fruit bushes, plant them *with* the kids, surround them with waste cardboard for mulch - they'll take the space thats used by weeds at the moment. I do feel for you, DT, I wish I could help.

In my own news, my kitchen table is clear. I've just been hunting out books I've collected over the years to use as inspiration - nearly all of them charity shop finds doughcraft, knitted cats, Egyptian symbols and hieroglyphs (that one has stamps :cool: :rotfl:) and I've laid out the structure of attracting people online - something Kaya on this thread said, has stuck with me - write about what you want people to buy. So I'll be doing that

Double_Trouble

Hi KC

I do have rosemary and the largest bayleaf tree ever hmm what could I do with millions of bayleaves

But you are right fruit would be good.

Good luck with the website

DTxx

Karmacat

Thanks!

The disadvantage of working in the kitchen ... if you get hungry, its *really* easy to break for something to eat :rotfl: Up here now in the office to work on the website...

Karmacat

I've worked *so* hard at it, and got *so* little to show :rotfl: part of which is on purpose, actually, as I've hidden the news blog, which was way out of date and not close to my heart or important, in any case. I've also deleted a "bookfresh" app, about making appointments for service workers, which I didn't realise I could do. Renamed a couple of bits. Got new photos for a simpler banner, but haven't put them together yet, that bit is *still* doing my head in. I can do a logo or a heading or neither, but not both ... and on the planning page, I've got links showing to f/b, pinterest, etc, which is handy, but not on the actual site that gets published. I don't understand [wails loudly] :rotfl:

ETA: I think I know how to do it, but its not relevant yet, till I set up a commercial f/b name. I *do* have a twitter name for the site, but I'm going to wait till I've got more products than just Amazon **stuff**.

The page is also starting to look quite plain I think I might have to look for another theme.

Meanwhile, no design work is done on my shiny kitchen table :eek::rotfl:

ms_night_ryder

Hey Guys

Although i havent posted in a while, i have been lurking.

Just some small updates, re: part time job training, last bit next week, today i had a briefing which is paid, so should get some money in 2 weeks, then at the end of sept i actually start, which means i will get all my training money and any jobs that ive done.

Ive just written 2 letters and am fully getting to grips with the debts i have, they are quite small, but when you dont have money seem so large.

Nearly paid off 1 amount of money i was owing, so that will be nice once its fully paid, hopefully the end of the month.

Ive decided that i will be using 2 current accounts, 1 for my paid work and the other for my self employed work and business, just so it is easier to seperate and account for things.

Thats it for now really, will be getting paid 4 times or so within the next 6 weeks, all significant amounts, so i will finally be able to pay stuff off and i will start the christmas shopping early!

Hope everybody is as well as can be

lessonlearned

Well the vultures are circling already, demands for money from HM taxes and DWP. Husband dead just 3 weeks::rotfl:

On the plus side I put a claim in for my husbands life insurance last Monday. On Friday they wrote to me to tell me the money will be in my bank within 3 working days.

The benefits of writing a policy in trust - it bypasses the estate.

Have downloaded the probate forms and will make a start once I have retrieved the will from the solicitor.

I also have to look for another car this week. My husband had a mobility car and this needs to go back. I shall chose a little urban runabout, our car was a wheelchair accessible vehicle and it was like driving a tank.:rotfl: it will be nice to having smaller and more manageable.

DS2 off this week so it will be a combination of letter writing, form filling and overseeing and helping with renovations. Keeping busy at least stops me moping around.

A nice buzz on the thread again, good to see that the ideas are flowing .......

[Deleted User]

Just wrote a short message and it disappeared before I could send it:mad: Here goes again (with fingers crossed).

LL
I'm so glad things are progressing, albeit with a few hiccups, along the road to getting all the necessary things sorted in the aftermath of your bereavement. The quick actions of the Life Insurance company should be an object-lesson to all the jobsworths who make things spin out forever before getting things done. Well done LL for your forward-planning on that one:beer:

I wish you well in choosing a new car, there are so many interesting new models around at the moment that it should be a fun if bewildering time for you:). Good Luck.

I'm surprised that you still have your husband's Mobility car. My brother has one and the 3-year lease of his last one was up the day before my Mother's funeral and the dealership were ringing him several times a day during that week to make arrangements to 'grab' it back:eek:. His next vehicle was all sorted and ready to go but he'd kept them fully in the picture and said he just hadn't had a second to even think about taking ownership of it and it would be sorted within the next few days but they were very insistent about the 'rules', his contractual obligations etc. He was disgusted, he'd had about 5 different cars from them over the years with no problems on either side. I'd say he was a model 'customer'. In the end they insisted in collecting the 'old' one from his home and 'loaning' him a replacement for the interim few days until he could collect the new one. The interim car incidentally was a manual when he always had an automatic. He could just about manage to drive it but was not very happy. :eek:

gallygirl

LL I don't really belong on here but just wanted to say glad all went well. I hope you get a nice little car - if you want something small but functional I can confirm that Puntos can get a dishwasher in the boot in case of domestic emergencies . Very large opening which I'm sure would be helpful.

Karmacat

They're really vulturing aren't they, LL, you start to wonder what the point is of all this dratted sensitivity training, when thats what they do. I'm glad you've got DS2 there - even though you know what to do, its good to have someone helping. When my brother in law died, my sister had to fill in the huge great form for inheritance tax - she didn't qualify, you've got to be a millionaire, but they'd bought a little French cottage, for about £50k, so she had to do it - we spent a whole day on just that one form.

On my stuff, I'm going to finish off the re-jig of the cat website, then I've got to pay attention to making the place decent for clients, so no more new-income-stream-work, sadly, unless its the odd scan of this that and the other.

Take care all. DT, I expect you to be jumping in the swimming pool and doing a few lengths about 5 times a day, come back nice and fit and ready to get up and at 'em! LL, the most I expect you to do is find your nicest hand cream and give yourself a nice hand massage with it twice a day :kisses3:

Double_Trouble

Karmacat wrote: »

Take care all. DT, I expect you to be jumping in the swimming pool and doing a few lengths about 5 times a day, come back nice and fit and ready to get up and at 'em! LL, the most I expect you to do is find your nicest hand cream and give yourself a nice hand massage with it twice a day :kisses3:

:rotfl: KC I am not jumping in for a start off even though the pool is heated I really like mine about bath temp but I am thinking of the electricity bills and also I have had a bad time recently with ear infections so I am keeping my head above water so to speak but I am going in every day and certainly doing 5 lengths as it is only small so one tick I think we are off to the beach today dread to think what the temp of the atlantic will be :eek: as for being fit that's also on the list and losing weight again

But yes next week I shall be on the case still no email from my tutor which is frustrating so I am still officially on holiday

Hope all goes well with your work today

DTxx

oops just re read your post not 5 lengths but lengths 5 times a day that would be a no then