📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Starting Again

Options
17071737576179

Comments

  • haha its fine

    I have an approach where the monied bodies are out on a Friday and saturday and I go for the Miserable Boogahs, ending any night apart from Friday and Saturday when they are all out spending money.

    Best day is deffo a Sunday to end on.
    Trying to shift that debt!
  • and ebay dont charge for listings 99p and under to list.
    x
    Trying to shift that debt!
  • Verbatim
    Verbatim Posts: 4,831 Forumite
    Part of the Furniture 1,000 Posts
    Well done from me too skint.

    Just wanted to say be cautious about bundling up pensions into one as you can lose rights which will be valuable later, like a guaranteed minimum payment. Have a look at martin's guide and check your t & cs for each pension pot.
    CCs @0% £24k Dec 05 £19,621.41 Au £13400 S 12600 Oct £11,981 £9481 £7500 Nov £7250 D £7100 Jan 6950 F £5800 Mar£5400 May £4830 June £4660 July £4460 Aug £3200, S £900, £0 18/9/07 DFW Nerd 042
  • I will need to check all those out, Seems i joined a lot... just as well the Salvation army werent marching as I would have grabbed a tambourine!

    thanks verbatim!
    Trying to shift that debt!
  • Sorry got my figures wrong regarding the 99p thing on ebay.

    If you have say a pair of trousers that cost £70(gardor brand) last year when you bought them and only used them once. What would be your suggestion on selling them? Do you put them in with a min price or as an auction? I have not got a clue here.
    What if I have ink cartridges for a printer and they normally cost say £30 but I have got rid of the printer. What would you sell it for and how?
    Thanks for all your advice on who to sell things. I will set up the auctions to end on either Fri Sat or Sun.
    I really appreciate the help here as I am dumb when it comes to selling on the internet.

    I am now looking at the contents of my house with £ signs on them!!
  • :oSkint i think you should write a book on the journey of being debt free.
    You should call it In debt and skint but always optimistic.
    I love reading yours mit and gargraves diaries you crack me up. you just have away with writing things down that make me smile everytime i read it thankyou xxxxxx
    Mum 30k/29000
    BC1 11500/11300
    BC2 10500/10300
    BC3 6500/6400 NW 950/800 Next 600/450
    Here we go a again!!!:mad: DFD Oct 2016 hopefully!!!
  • gargrave50
    gargrave50 Posts: 3,011 Forumite
    This makes me a little :mad: as I will not purchase for myself, saving the one or 2 nice pieces for the 2 primary occasions where you would need nice underwear - one of which is going out where you could end up in hospital, thus requiring nice underwear or being disowned by your mam.




    Tonight my beauties, I shall have wine a hot bath and do some ebay.

    The life of the Fabulous Frugalista is never dull...










    I wish everyone who thought they could end up in hospital would wear nice knickers..............not particularly important if you have stubbed your toe, but coming in to have a baby..............

    I've seen more grey and darned knickers than you can possibly imagine:rotfl::rotfl::rotfl:.

    Hope the wine, the hot back and ebay went well my Fabulous Frugalista ;).
    LBM 30/6/9 Unsecured debts [STRIKE]£25,323.48[/STRIKE] £0 :T Debt free
    Left for life Down Under 4th August 2012 - living frugally and have learned my lessons :j:j:j:j
  • There is brass, apparently. This however, is not the case. Sometimes, its just mucky. :D

    This applies quite often to DD2 bedroom. I wouldnt mind, but periodically, when I can hear the dust bunnies growing teeth I take myself in there, with dettol spray, a hoover, a mop bucket filled with foamy santitary smelling boiling hot liquid and a fair smattering of enthusiasm and optimism.

    If DD2 is in attendance and assisting, the entusiasm and optimism dissipate as quickly as an alka seltzer, and I have a feeling like indigestion in the pit of my stomach. This feeling we mothers know well, and it is our very life essence dying in the face of teenage ness.

    I know I need say no more...

    However, I am about to employ a new tack, nay, three new tacks. We all know of bribery (the one which works with husbands) we all know of stick (that can work with husbands unless they like stick) and we all know about carrot (it depends whether we want this to work on husbands) but all three together might just work on the stubborn little rat which is DD2.
    Bless her, shes 11 and already 5 foot 4 so taller than DD1, and she hasnt even had the growth spurt yet, but shes still a little rat to me.

    My plan is this.

    She needs to get her cleaning up done. This includes the downstairs bathroom, her bathroom of choice and she leaves stuff everywhere, once a week, I require her to remove all her bits and put them away, and wipe around. This can be done first.

    I need her to empty her big toy wicker basket and sort it. Christmas is coming fast and as she spends half her weekends with her dad and 2 nights a week at grandparents for tea she needs to get her stuff sorted.

    Bribery: I will offer to take her clothes shopping for Christmas gear on the weekend of the 26th, if all my requirements are met three days before that date. I will make a schedule.

    Stick: I will not allow her to go to the cinema with her friend if she does not meet my requirements three days before that date.

    Carrot: I will allow a sleepover in the run up to Christmas, if she behaves... :A

    This might work and it might generate more ebay listings, haha.

    Ive a load to list already but need to keep it going. You know how it is! And right now its great that I had an additional 60 quid to use.

    I have been looking about at cars. This has been more of a Hmm yes, that is a car approach.

    I am thinking volvo at the moment. I dont really want to go get one this week, as I want to do nice Christmassy things with the family, and to be blunt I want an eyebrow wax (special offer, a fiver).

    This takes some doing with a small boy and a teenager. And dont mention DH, but he starts making lists of herbs we need to buy and other such randomness, and this can delay setting off significantly. Sometimes I wonder if he fell off the special bus.

    DD1 appeared last night, she checked out the dress I have for her graduation and it got a thumbs up.

    Its just a pain in the bot the Ex H will be there.

    He is a pain in the backside, especially over DD2. Hey I am allowing her to go with him for his auspicious caraven new year trip. But he cant have her all day Xmas day. NO way.

    Some people just want it all.
    So last nights plans fell on their a**e a bit. DD1 appeared and DS showed off to her, I showed her a frock and DD2 was doing homework. DH came in ( I didnt collect him,) he did the meal.

    DD1 had a bit of it and then went home (she was cooking for her BF) and Ds and DD2 had shenanigans. These included tortilla chips and rolling on the rug. I took the opportunity to photograph some ebay.
    DD2 was reticent to get a shower, so I shoved her in there a little before bedtime. This was 9pm, and I had accomplished very little. Just a bit of washing and some photographs.

    So tonight my aim is to be better organised and to get some listings into turbolister, ready for tomorrow.

    DD2 will be at her grans, and I am collecting her at half 7, then its three prongs time!

    :rotfl:



    Trying to shift that debt!
  • Lunchtime today was one of those grey days, when you think the summer was never here.
    I miss the sunny days.

    Drew out the coal money and had a nice walk with DH. Had to purchase lunch due to extended visitations from DD1 and general mayhem from my remaining spawns.

    Finishing early tonight and posting many ebay parcels!
    Trying to shift that debt!
  • Sorry got my figures wrong regarding the 99p thing on ebay.

    If you have say a pair of trousers that cost £70(gardor brand) last year when you bought them and only used them once. What would be your suggestion on selling them? Do you put them in with a min price or as an auction? I have not got a clue here.
    What if I have ink cartridges for a printer and they normally cost say £30 but I have got rid of the printer. What would you sell it for and how?
    Thanks for all your advice on who to sell things. I will set up the auctions to end on either Fri Sat or Sun.
    I really appreciate the help here as I am dumb when it comes to selling on the internet.

    I am now looking at the contents of my house with £ signs on them!!

    I know how it is. I have to look like this. Its money I would not have otherwise.

    It is a gamble really do you pay to list at an expensive price (check out completed listings and see what the going rate is) or get a free listing for 99p. I tend to do the 99p one, unless its a twice worn coat or something.

    Start small, use lots off descriptors in your titles and remember its money you wouldnt have had.

    I have to get listing apace, I love the extra mullah!
    Trying to shift that debt!
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.1K Banking & Borrowing
  • 253.1K Reduce Debt & Boost Income
  • 453.6K Spending & Discounts
  • 244.1K Work, Benefits & Business
  • 599K Mortgages, Homes & Bills
  • 177K Life & Family
  • 257.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.