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  • you get some horrid buyers
    They expect the world for 30p!

    6 months, thats all i need. Austerity is a win!
    after this month 370 pounds MORE is available to pay against debt. Its exciting!

    £370 !! I think that's cause for another celebration tonight don't you ?!! :D
    LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
    Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
    Total Debts JUL 2020 £00.00
    Cleared Jul 2020 £96796.75
    :T
    Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 428
  • beanielou
    beanielou Posts: 95,530 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Good news on the house & the 26's.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • :j:jwoohoo on everything. That extra money will make amassive difference to you all. You're jogging along nicely here girly xx
    5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
    Currently CC £23,674.36 /£14,895.41/£14315.42
    Mortgage £28,214.65/ £26,254.71/ £25,746.43
    By end 2020 I want CC at £ 19,000.00.
    By end 2021 I want CC at £10,000.00
  • Another 20p to the dreaded Amex. I was hoping it would be more but it seems that no one else seems to be paying their ebay.

    There are no bids on the stuff from the weekend but there are a fair few watchers.I am hoping they get their fingers out and bid.

    Nothing much happened last night but I did manage a bit wine and to shred some paper for some logs. I also dyed DD2 hair with a semi permanant one of just a shade different to her hair. She was delighted.

    Im currently wearing a dress I bought at the charity shop for work. Its lovely soft jersey from Marks and Spencer. Looks like it cost more than 4 pounds.
    I am getting a head cold. My nose and throat are playing silly beggars and I am not impressed.

    I had an early night and a night of fun of the kind where a 2 year old cries and a husband is in a grump.

    Tonight I will MOST DEFINATELY do some questionnaires. I have been dreadful the past few days!

    I own my house. I have owned houses before and I was paying out for rent and now I am able to make plans which are meaningful.
    Trying to shift that debt!
  • :j:j Well done on the house :j:j And also on the 26's :j and some more for 85 listings on Ebay :j

    So pleased the house has gone through for you and you will have all that spare cash to throw at the debts :D

    xx
  • Its snowing - sideways. Damn the wind and the snow.

    Cheers princess, I am looking today after paying 50p off amex of course and its looking like I will be back in the 25s next week and February will be an excellent month of payments and results.

    Still no payments and no bids on ebay. Ive 2 unpaid item cases on the go and a lot of watchers. I am off next week so will be actively decluttering and creating listings.

    No sign of the cheque yet from global testmarket but I think it will take a while.

    I got Right into paper log making and made 6 and refilled the bucket with more paper. I also did the last of my ironing and I picked DH up from work so sadly no questionnaires. I am bloody minded today and will DEFINATELY be doing some. haha I will try but I am so busy.

    I bought 2 dresses in the charity shops at the weekend to boost my poor work wardrobe. I spent under ten pounds and I have worn one yesterday and one today. Both have had comments and all comments have been positive. In a couple of weeks I will go again. Might get some jeans as I only have one pair which are alive.

    In a week, I will be clearing P2P. Another thing will be PAID and then I am vanquis centric!
    Trying to shift that debt!
  • Its snowing - sideways. Damn the wind and the snow.

    Cheers princess, I am looking today after paying 50p off amex of course and its looking like I will be back in the 25s next week and February will be an excellent month of payments and results.

    Still no payments and no bids on ebay. Ive 2 unpaid item cases on the go and a lot of watchers. I am off next week so will be actively decluttering and creating listings.

    No sign of the cheque yet from global testmarket but I think it will take a while.

    I got Right into paper log making and made 6 and refilled the bucket with more paper. I also did the last of my ironing and I picked DH up from work so sadly no questionnaires. I am bloody minded today and will DEFINATELY be doing some. haha I will try but I am so busy.

    I bought 2 dresses in the charity shops at the weekend to boost my poor work wardrobe. I spent under ten pounds and I have worn one yesterday and one today. Both have had comments and all comments have been positive. In a couple of weeks I will go again. Might get some jeans as I only have one pair which are alive.

    In a week, I will be clearing P2P. Another thing will be PAID and then I am vanquis centric!

    You are on a roll Skint !! :j

    My ebay listings aren't doing much either at the moment. Could be something to do with the tat I am trying to get shot of ! We have had so many things not paid for but I must admit I have never bothered opening a case, I have just re listed them. Do you ever manage to get the money out of people after you have moaned about them ? x
    LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
    Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
    Total Debts JUL 2020 £00.00
    Cleared Jul 2020 £96796.75
    :T
    Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 428
  • Its more about getting the fees back, for everything that sells you are charged fees. Some end up paying others dont.

    Cheeky little scratters!
    Trying to shift that debt!
  • I am coughing spluttering and have an awful sore dirty throat. Valentines day seemed to bypass my husbands attention however he has promised me some fishermans friends. I hope they are rough ready and can manage general DIY duties.

    Driving my son to the childminder this morning I was reminded of the classical musical Brigadoon. I descended into mist and there, I found a mystical village masquerading as a housing estate. There was no going home with Bonny Jean however, it was more go to work with a gruff husband.

    My colleague has a card for every year he has been with his partner, he is opening one every hour at his desk. Pah.

    Romance it seems is alive and kicking in some quarters. However those quarters didnt extend to me having a hot bath last night. I was so upset and really spat the dummy as I am a bit poorly. I had made loads of paper logs, shredded loads of paper and also done some questionnaires and sorted washing. I checked ebay and sold and item (whoop) and then went for my bath and it was lukewarm.

    Now lukewarm might be fine if your name is Skywalker but mine is not, unfortunately. I had to suffer a shower which doesnt offer the same relaxation and opportunity to cook through. I cursed swore and clashed things about and had the most agressive wash ever. My eyes were stinging with tears and shampoo and I was cold, tired, disappointed upset and all those things which you should not be at the end of the day.

    I went to bed and it was drifting snow outside. I wore socks, jogpants, a top, dressing gown and a look of a small petulant child. I refused to speak to anyone who was offering me drinks, snacks, chocolate, apologies or hugs. I was so upset that the 20 minutes in the day which I wanted I could not have.

    The reason why was because the water had been run off for other reasons by my husband. He had done the dishes early, and had had the radiators on and had not put the hot water on to top it up, therefore the tank was diminished.

    Anyway moneysaving wise as I already whittered about last night I did logs and questionnaires. Ive paid 1.19 off Amex and 4.76 off everything else in total. Payday is now 6 days away, and p2p will be GONE.

    Need to check when the mortgage will be taken - also need to sort out the water rates etc this week.

    Exciting!
    Trying to shift that debt!
  • OMG. A dozen red roses, chocolates wine and a card.

    Sorry sweetie, you are an absolute treasure. It may not be MSE, but its MS me, and I needed that!
    Trying to shift that debt!
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