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Starting Again

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  • Thanks... I just am having problems dealing with everything right now....
    Trying to shift that debt!
  • Always here (well nearly always :D ) if you want a chat xx
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200.
    Total- £1162.23
    Goal pay off 1% of current mortgage in 1 year. £1200. (96.83% there)

    EF- first goal £300
  • Thanks but I think I just need to remove my brain and wash it in salty water. :S
    Trying to shift that debt!
  • Hope you feel a bit better today :). It gets to you sometimes this moneysaving malarkey. Well not so much the money saving but the being skint all the time gets to me, but at the end of the day I want to be debt free as I have plans so I need to give myself a shake ( regularly) and bounce back. Some days though I am bouncier than others :cool:
    5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
    Currently CC £23,674.36 /£14,895.41/£14315.42
    Mortgage £28,214.65/ £26,254.71/ £25,746.43
    By end 2020 I want CC at £ 19,000.00.
    By end 2021 I want CC at £10,000.00
  • 1170 days to go. Another 1.88 paid off the amex. 88p in my lump sum fund. (this will help with stuff at the end of the month) still waiting of an answer to my whats my balance question on one of the loans ive been overpaying. Nothing exciting to report but I did all the ironing last night and decided to clean out a cupboard.
    Trying to shift that debt!
  • Hope you feel a bit better today :). It gets to you sometimes this moneysaving malarkey. Well not so much the money saving but the being skint all the time gets to me, but at the end of the day I want to be debt free as I have plans so I need to give myself a shake ( regularly) and bounce back. Some days though I am bouncier than others :cool:


    Too right! Just want steak and wine!!:A
    Trying to shift that debt!
  • tonight looks like a bottle of wine in the garden night.,... 3.99 a bottle so not exactly breaking the bank!
    Trying to shift that debt!
  • Feeling a little better this afternoon. Myself and the husband will be working at the other house for a couple of hours this weekend - it all helps

    Plan of attack for tonight. List a few ebays. Drink a bottle ish of wine. Clean out a cupboard. Watch ladies 200m backstroke final and try to understand the cycling. Do some washing. photograph some ebays. make a list of weekends jobs.Get crickets to feed the spider and the frog!
    Trying to shift that debt!
  • ALSO 11 working days to 2 weeks on holiday.

    Bit of an issue with the ex husband, he has "told" me he is taking my daughter away last 2 weeks in August, well no... as thats my holidays....

    I am again needing to soak my brain in salty water.
    Trying to shift that debt!
  • 1169 days to being debt free. 10 working days to 2 weeks holiday and 1.12 paid off my amex. Its all heading in the right direction!

    Husband doing the shopping with the kids today, haha. I am finishing early and will try and make the most of the sunshine before it inevitably disappears as soon as the weekend dawns.

    Teleconference this morning so I should be able to peruse everyones diaries and make some cunning schemes.x
    Trying to shift that debt!
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