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Starting Again
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I sat while on a conf call and made alist of people I want to pay in the next fortnight.
its rather depressing.
Aiming to pay off a couple more debts asap!Trying to shift that debt!0 -
Grrrrrr @ tesco staff! I gladly quit them (and went to upmarket aldi haha), i think during the interview process they go for the rudest, most arrogant, stupid people to put on tills at lunch time. I used to work for Sainsbug few years back whilst at uni and most of the people that worked tills were middle aged greying women that were unhappy with their jobs. So i guess if they saw a well turned out younger woman turn up you bet your life they'd put you out and make you wait! Hope you get something back for the inconvenience!
Good idea about the timeline by the way! sounds like fun lolMORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200.
Total- £1162.23
Goal pay off 1% of current mortgage in 1 year. £1200. (96.83% there)
EF- first goal £300
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Im going for free wine . haha I am an aldi girl too, but you know we are in town for work and its either tesco or marksys in Durham. there are 2 tescos mind. But you know its just the whole bad service thing. Coupled with bad manners and a lack of decorum slagging off the obvious supervisor. Not professional! I used to work in marksys! Was great!Trying to shift that debt!0
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At least one bottle of free wine I would say5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
Currently CC £23,674.36 /£14,895.41/£14315.42
Mortgage £28,214.65/ £26,254.71/ £25,746.43
By end 2020 I want CC at £ 19,000.00.
By end 2021 I want CC at £10,000.000 -
Glad you to see you back with avengence Skint x0
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I am back to my whinging true! - spent the entire weekend digging up tree roots saving ourselves the cost of a man doing it. Also cut the grass and the remainder of the garden which isnt subject to major earthworks looks fantastic.
Cleaned out the tree frog and fed the tarantula. Did a spot of food shopping. Just a spot though as we spent under a tenner. Trawled round the garden centres, looking to see who was doing cut price shrubs so I can plant up the garden nicely for next year.
Child benefit is in this morning. A couple of bills to pay and the husband needs a haircut.I did my own however as its long straight and a blunt fringe (with bangs) I can do it a couple of times between hairdressers.
Payday on Friday. Yipee!
Ebay went well this weekend and currently have 57 pounds which wll sell. Still have stuff to list.
Todays plan. Momentarily, pay a pound and some pence off Amex.
Do some work in between times (after all I am at work) make some plans for time tonight, and think about how much fun it will be to be off work next week!Trying to shift that debt!0 -
I have sat and made a list of the money I owe out. Need to pull focus back again. RIGHT lets get this cleared and GONE!!Trying to shift that debt!0
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Cos of my stupidity and the rising costs of childcare meaning for a few months I couldnt pay so much to debt, and all the illness, and the silliness, and my DFD is now September 2014.
This is so upsetting!!
I shall attack it again!Trying to shift that debt!0 -
Just going to have to pay more to catch up when I reap the benefit of less money paid out!
Savings on the cards are in rent, childcare and husbands payrise.
Childcare from August will save 300 a month.
Payrise from July an extra 150
Rent from October I hope, save 200.
Time to sell sell sell with a renewed focus!Trying to shift that debt!0 -
You can do it!
NOt long til 2014!I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0
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