Debit card with bad credit??

sgx.saint

Don't panic, you don't need a cheque book.

You can just send an additional form of ID.

When you get the paper application pack, send a cover letter stating you do not have a cheque book and then just send another form of ID.

jembie

Thank You so much...

I do have pre-paid credit and debit cards but I can't use them until I have been and put the money on them. So if I was ill I still couldn't shop online and I couldn't give the responsibility of sending my daughter to the cash machine then to town to pay the money onto my card

UKTigerlily

Well i've been accepted for the Natwest Step account & have recieved my card, I also got my ID back today from Citibank (1 week to the day after sending it off). The letter said they are now processing my application & if they need anymore info they'll contact me & they'll let me know their decision in 15 working days & look forward to welcoming me as a Citibank customer. Hopefully i'll be accepted but I doubt it, will keep you all updated! I also wasn't charged the £10 byt he Co-op for my bankers draft ! Yay

sgx.saint

Good news Tiger

Also, Jembie, in my opinion you should really ditch at least the prepaid debit card. Your just being charged to spend your own money. It's not really worth it in the long run.

jembie

sgx.saint wrote:

Also, Jembie, in my opinion you should really ditch at least the prepaid debit card. Your just being charged to spend your own money. It's not really worth it in the long run.

I know, I plan to after Christmas but they have been invaluable during my Christmas shopping. I haven't had to worry about the crowds in town and everything is bought and wrapped with no sweat at all...plus all the fabby codes and grabbits from this site

sgx.saint

lol, fair enough

I hope you get an account with a debit card though as I am sure it will help you a lot. Keep us posted.

computerwoman

sgx.saint
Hi thanks for your help I've applied for the citibank and natwest and halifax surely I'm bound to get at least one, thanks again.

sgx.saint

Anytime

Keep us posted!

computerwoman

sgx.saint wrote:

Anytime

Keep us posted!

will do thanks

computerwoman

sgx.saint wrote:

Anytime

Keep us posted!

]

have received application form by post just have to send off all the info they want and wait and see what happen's, although this close to christmas I think I'll wait until the 2 January to post it back to them, would'nt want it going missing over christmas, thanks again for this, and I'll let you know what happens next, it say's after they receive my info, it will take 10 day's for them to get back to me with an account number, so lets hope they do, bye for now