Child benefit to go in 2013?

diable

get divorced move out housing benefit pays for the house and kids and you sleep over every so often.............

melly1980

moomoomama27 wrote: »

You are rude!

Everyone has to expect to make sacrifices to help the country get back on it's feet. £41k a year is hardly the breadline, and if it is then the ''parents'' have made very bad choices along the way, or are living well beyond their means.

the reality is though that a 40K earner will have less money than a 30K earner who has the same number of kids. This is wrong. Its plain and simple wrong and you would have to be immensly stupid not to see this.

All that has to be done is phase away child benefit, incorporate it into the existing credits system or base it on total household income and straight away this gross unfairness will be minimised.

jgcfmt

dmg24 wrote: »

you have two very simple means of finding the income that you will lose with the CB changes. You appear unwilling to consider them, but instead you are trying to find ways to massage your figures in order to claim benefits?

You are suggesting that I stop tithing and/or my wife gets a paid job which she can do outside the hours in which she is responsible for teaching or looking after the children.
Well option two is certainly possible, if we could find a way to do that it would be great.
My aim is to maximise my family income so if I can continue to obtain child benefit by "saving" for the future in increased pension contributions or declaring the contributions which I make to gift aid then I'd like to know about it.

melly1980

dmg24 wrote: »

OP, if you are concerned about losing £2500 in benefits, is there a reason why your wife cannot get a job? Even if she only worked at minimum wage, she would only need to work nine hours per week to make up the difference.

there is a very good reason.

If she is getting 2500 in child benefit this means she has at leat 3 kids. Due to the tax credit system she will not be able to work because she will not be able to afford the childcare since her husband is earning so much. In other words, it would cost her money to go to work. So the choice is simple, pay to go top work or stay at home and bring your children up and see everyone else affording the opportunity to go to work paid for by her husbands tax and then have to put up with the same @rseholes coming on her telling her she shouldnt get any child benefit.

melly1980

michelle1506 wrote: »

But it's not 'everyone' though is it! We are not all in this together!! Some are paying more than others!

correct.

It sounds like my situation with the difference being that Im the husband who is earning near to the limit for 40% tax.

Imagine what its like paying over £1000 per month into the system and only taking back a couple of hundred and then lectured by some to$$pot who puts 200 into the system and takes out a grand in tax credits and child benefit and all the other benefits.

jgcfmt

As far as I can work out, we'll probably still claim child benefit so that my wife gets HRP contributions to her NI and then I'll be taxed heavier to claw back the £2500 we claim.

dmg24

melly1980 wrote: »

there is a very good reason.

If she is getting 2500 in child benefit this means she has at leat 3 kids. Due to the tax credit system she will not be able to work because she will not be able to afford the childcare since her husband is earning so much. In other words, it would cost her money to go to work. So the choice is simple, pay to go top work or stay at home and bring your children up and see everyone else affording the opportunity to go to work paid for by her husbands tax and then have to put up with the same @rseholes coming on her telling her she shouldnt get any child benefit.

As I have already suggested, a few hours work in the evening will not require childcare. There are two parents in the household.

It is a good job that the OP is more open minded than you!

melly1980

fannyanna wrote: »

Maybe it's something like the prohibitive costs of childcare?

You will confuse them all. They aint prohibitive when your not paying for them. They must think that everyone gets childcare funded.

melly1980

dmg24 wrote: »

As I have already suggested, a few hours work in the evening will not require childcare. There are two parents in the household.

It is a good job that the OP is more open minded than you!

its not the point though, is it.

Why should the OP get a 5K paycut while those who earn a grand less dont.

How on gods green earth can you not see that it is fundamentally wrong for a person who is on benefits to be better off than someone who isnt eligible to claim the same benefits. It is wrong for someone on 30K to have more income than someone on 40K. this is real basic stuff and there isnt a single counter argument for it because its sheer common sense.

jgcfmt

To be fair though if my wife could earn some money without the need for child care costs it would be fine.

With my income we don't qualify for child tax credit, working tax credit and now child benefit is to be lost too. I am not sure about childcare vouchers; I've never looked into them.
JGC