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Recent CitiBank Applicant?

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  • benj1981
    benj1981 Posts: 26 Forumite
    Hi,

    I sent my application off last Wednesday with my ID and phoned them up yesterday and was told to call back in 3 days for an update.

    I currently have a Nationwide FlexAccount but with only a cash card. I find it so hard to live without a debit and hopefully this account will be able to give me on.

    How flexible are Citibank on opening accounts? I had a CCJ this year and it is now clear but I didn't manage to pay it within one month so it will stay on my file for 6 years.

    I really hope I get this account!

    Fingers crossed for a great start to the New Year!
  • My hubby has 2 CCJ's and we got a joint account. They certainly seem very accepting.
    Good luck Benj1981
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  • Hi

    I received back the ID yesterday and have just called to ask about progress of application and I have been accepted:D Lady couldnt tell me what card I have been given but she said if I applied for the current account is should be a debit/cash card. Welcome pack has been sent out and fingers x'd it is a cheque guarantee card as thats what I have ATM.

    PP
    xx
    To repeat what others have said, requires education, to challenge it,
    requires brains!
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  • Theboys!
    Theboys! Posts: 163 Forumite
    I have now received my debit card i am really pleased as a discharged bankrupt i thought i would be stuck with electron for a while yet!
    My card doesn't show my account number on it though ,only the sort code is that right?
  • lisaf
    lisaf Posts: 273 Forumite
    Hi all, just got accepted yesterday from Citibank, can't actually believe it as even Natwest step account wouldn't touch me! Good luck everyone else.
    Lisa
  • Lisa,

    What was your credit history like?

    I'm so hoping I get an account with them - I'm ringing them tomorrow for an update - fingers crossed!!
  • Theboys! wrote:
    I have now received my debit card i am really pleased as a discharged bankrupt i thought i would be stuck with electron for a while yet!
    My card doesn't show my account number on it though ,only the sort code is that right?

    Yes that is correct :)
  • Theboys!
    Theboys! Posts: 163 Forumite
    xxdiddiexx wrote:
    Yes that is correct :)


    Thank you , i didn't want to ring them up and sound like a lemon!
  • jembie
    jembie Posts: 936 Forumite
    WooHoo! I got my welcome pack and PIN numbers this morning. Now all I have to do is arrange to get my money paid into there and away I go (Once I have my card of course)
    ~~~~~~~~~~~~~~~~~~~~~~~~~~~~
    Don't ever stop believing........
    Never get tired of watching you, someday you will break through.....
  • lisaf
    lisaf Posts: 273 Forumite
    Hi Benj,
    my credit rating is terrible, honest! I've been turned down by Natwest and Alliance and Leicester very recently. Best of luck with yours, I haven't seen anyone turned down as yet.
    Lisa
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