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Making mayhem in May with the NSD challenge
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Shopping yesterday and got to get liquid gold today, so no nsd's yet.£71.93/ £180.000
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Blimey! What a lot of chat to catch up on in just ONE day!
Good morning all!
Bagged #1 yesterday, so off and running for May! I'm working today although it's a BH, but dont mind as I'd rather save the day to take another time. OH is off, so I shall leave a little list of tasks for him to do after he drops me off at the station;) Well, he'd just get bored otherwise :rotfl::rotfl:
Whatever you're up to today,
Have a lovely day!:)
you will always be rich enough to be generous.0 -
Morning all! Not has any spend free days yet, but first few days after payday are usually a bit hecetic! So I'm hoping for one today, although i'm tempted to have a look round charity shops after work, undecided just now.
I will not buy any junk from the chocolate machine in the canteen though!
Hope everyone has a great BH x0 -
Please can you put me down for 17 for May. Didn't make this target in March or April - got 16 so hopefully I will this month.MFW 2016 No 68 £1300/£8500 No new toiletries Cook sth different0
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Morning all,
It's early yet, but as I'm not going out today, I'm declaring NSD1:beer:. I hope everyone enjoys the bank holiday:)If you've nothing decent to say, perhaps you shouldn't say anything.
£2 savings jar £300:D
Total credit card debts £1250:mad::mad::mad::mad::mad: - Will I ever learn!!0 -
Hello everyone, I started trying NSD late last month after a year away from MSE...I managed 4/5 days! I would love to join in this month properly and want to go for 20 NSDs I already have acheived 1 and hope to do loads more...it's my money and I would like to keep some so that I may buy a house eventually (for cash...perhaps? as I don't fancy a mortgage)Make £/day March: £1490.85 / £310
Quidco £3,143.16 NSD Mar:14
2024 Road Kill £1
March Sales of Excess £240.850 -
Good morning all :hello:
Well......you all made me laugh.....Maypole dancing NSD style!! :eek::rotfl:
Spoony got my 1st NSD yesterday, thank you x :Asolventsoon wrote: »Hi lovely NSD gang:A
As you can see there is lots of activity on this challenge at the moment and it's difficult sometimes to see how many NSDs you're all declaring on posts.
Could I ask you to highlight your number of NSDs in a colour and in bold so that I can see them easily when I whizz through the posts - red would be best but I don't really mind as long as I can see the numbers easily.
Some helpful suggestions and ideas to follow below from our sponsor and godmother, BigMummaF :ANO SPEND CHALLENGE.
1. Have a good, long think about what YOU want to include in your Spend & Excluded categories.
Some of us count everything from Direct Debits & school expenses, while others do not include things like essential Bills or emergency medical costs. If you plan what is or is not a Spend for you now, it will help you decide on a realistic Target.
2. It is NOT a race!
We all have very different demands on our time & bank balance, so please do not think you have to buy everything on 1st January & make it last till 31st December! A few of us have been following this Challenge for a long...long...LONG time so have developed plans & ploys to help us along the way
3. Most important of all, WE..DO..NOT..FAIL!
Sometimes we can't quite reach our Target, but that is fineEveryone knows how Life will try to trip us up, & that is when you will find us here to help you back on to your feet.
OK, an idea of how some of us do things.
1. What you will or will not include as a 'Spend'.
Some people are doing other Challenges too, & don't include the money spent on those for this one.
Some will try to shop for other bits on the days their direct debits etc go out of their bank accounts; they're the real hard core of the bunch& have been l-o-n-g time Nsders so don't panic
Some won't count those annoying last minute demands from school & collections as you can't plan for them in advance, likewise emergency prescriptions or visits to the vet
Personally speaking & providing I don't buy anything else, I don't count parking for hospital appointments.(..but then I usually do my shopping because I'm already out :whistle:)
General thoughts on €bay sales is the buyer has paid P&P so no cost to you
2. It takes Time to reach mega-numbers!
The First suggestion is the first, because a bit of planning will work wonders on your road to your Target. Have a look at Solvent's (aka Spoon:rotfl:) first posts each month for a hefty list of other Threads that may be of help. For example, there's a few giving ideas for packed lunches so you can avoid standing in the queue at the bakers for 45mins of your lunch hour! A good incentive to tweak your healthy eating & the pounds you save will show in your bank balance AND your waistline
It helps to have various 'money pots' for the different costs that happen like Scouts, dinner money, yoga, window cleaner etc etc. The idea is you "spend" all that money in one hit by..:think:..let's say **putting the week's bus fares into the pretty coffee jar, Jo's tumble tots SIZE=2]Weds mornings[/SIZE in the cracked teapot & Ben's £1 coin for the gym locker SIZE=2]Friday lunch[/SIZE in the pocket of the changing bag, on Tuesdays every week when you've got some change from doing the food shop, so an already spendy day. At least four 'spending days' condensed into one(**mine's jam jars for windows, milkman & a bit towards the bills!)
3. Any day the money stays in your pocket is a bonus!
If you look at it as a day you beat the system, you can't help but :j so don't fret it--ENJOY! If nothing else in here, we do manage find something to make us smile
We have virtual outings to wonderful places that never cost us a bean :rotfl:New York, Edinburgh & Brighton have been a couple & Spoon usually pilots the Tardis but you can use your own transport; my personal favourite has been a sit-on lawn mower borrowed from the cricket clubThe only thing to be aware of is Hubert the donkey who is partial to anything remotely edible but is not yet house-trained
And Remember;
there are no silly questions, so don't be afraid to ask us anything!"If wishes were horses, then beggars would ride"
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Hi,
I went awol for the past couple of months but would like to try again please. Starting with my usual starting aim of 10 NSDs.
ThankyouDFW Nerd 941 Proud to be dealing with my debt
August GC £0/£3000 -
Morning everyone,
I know it's a bit early, but I'm going to claim NSD#1 for today
I have no intention of going anywhere after a BIG spendy yesterday!!Save £12k in 2021: Jan £1834.40, Feb £1692.810 -
Hello,
I am posting early today as I am off to work soon till 1030pm so will not get chance to spend
I am claiming #1 NSD for May today :T
Yay Jo**NSD Challenge** 6/8 June 8/7 May 6/7 April
:cool: Chirstmas 2011 fund £18.64/£100 :cool:0
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