Making mayhem in May with the NSD challenge

The_Dragon

Yay got number 13!!

lotti379

Why hello NSD number 6... nice to see you! :j

Nargleblast

Puff puff pant.......have I missed a party? Or a NSD gang outing? Who mentioned theme parks?

Another NSD today means a grand total of 11 - tomorrow will be a spendy day so dagnabbit! Missed the darned target by 1! (Cue lots of self flagellation with rancid kippers and paintbrushes).

Still, I have already clocked in with the purple one on June's thread so here we go....June is busting out all o-ho-verrr, tra la la la la a.....

AlyBaly

Got number 10 Hurrayyyyyyyyyyyy

kerri_gt

Evening all! well for some reason i forgot tomorrow is also still May but unlikely to be a NSD as I need some exciting things like tin foil for sarnies tomorrow.

OH took me to see Insidious tonight - caught it at a cinema nearby where its still showing. I'm not sure whether he enjoyed the film or me gradually disappearing into my seat and behind my hands more :rotfl::rotfl: From what I saw, film was very good and well done for that kind of genre, even if I did find it somewhat :eek::eek::eek:

Not a NSD though as I paid for my PDC membership tonight (on offer at £20 rather than £30 until tomorrow and my teacher needed me to pay by tomorrow). OH did treat me to the pictures though, and some nachos to boot

IF

Good evening all :hello:

Hope the rain didn't spoil your B/H too much xx


Here's the link to June’s NSD thread - Click here


Some helpful suggestions and ideas to follow below from our sponsor and godmother, BigMummaF :A

NO SPEND CHALLENGE.

1. Have a good, long think about what YOU want to include in your Spend & Excluded categories.
Some of us count everything from Direct Debits & school expenses, while others do not include things like essential Bills or emergency medical costs. If you plan what is or is not a Spend for you now, it will help you decide on a realistic Target.
2. It is NOT a race!
We all have very different demands on our time & bank balance, so please do not think you have to buy everything on 1st January & make it last till 31st December! A few of us have been following this Challenge for a long...long...LONG time so have developed plans & ploys to help us along the way
3. Most important of all, WE..DO..NOT..FAIL!
Sometimes we can't quite reach our Target, but that is fine Everyone knows how Life will try to trip us up, & that is when you will find us here to help you back on to your feet.

OK, an idea of how some of us do things.
1. What you will or will not include as a 'Spend'.
Some people are doing other Challenges too, & don't include the money spent on those for this one.
Some will try to shop for other bits on the days their direct debits etc go out of their bank accounts; they're the real hard core of the bunch & have been l-o-n-g time Nsders so don't panic
Some won't count those annoying last minute demands from school & collections as you can't plan for them in advance, likewise emergency prescriptions or visits to the vet
Personally speaking & providing I don't buy anything else, I don't count parking for hospital appointments.(..but then I usually do my shopping because I'm already out :whistle:)
General thoughts on €bay sales is the buyer has paid P&P so no cost to you
2. It takes Time to reach mega-numbers!
The First suggestion is the first, because a bit of planning will work wonders on your road to your Target. Have a look at Solvent's (aka Spoon:rotfl:) first posts each month for a hefty list of other Threads that may be of help. For example, there's a few giving ideas for packed lunches so you can avoid standing in the queue at the bakers for 45mins of your lunch hour! A good incentive to tweak your healthy eating & the pounds you save will show in your bank balance AND your waistline
It helps to have various 'money pots' for the different costs that happen like Scouts, dinner money, yoga, window cleaner etc etc. The idea is you "spend" all that money in one hit by..:think:..let's say **putting the week's bus fares into the pretty coffee jar, Jo's tumble tots SIZE=2]Weds mornings[/SIZE in the cracked teapot & Ben's £1 coin for the gym locker SIZE=2]Friday lunch[/SIZE in the pocket of the changing bag, on Tuesdays every week when you've got some change from doing the food shop, so an already spendy day. At least four 'spending days' condensed into one (**mine's jam jars for windows, milkman & a bit towards the bills!)
3. Any day the money stays in your pocket is a bonus!
If you look at it as a day you beat the system, you can't help but :j so don't fret it--ENJOY! If nothing else in here, we do manage find something to make us smile

We have virtual outings to wonderful places that never cost us a bean :rotfl:New York, Edinburgh & Brighton have been a couple & Spoon usually pilots the Tardis but you can use your own transport; my personal favourite has been a sit-on lawn mower borrowed from the cricket club The only thing to be aware of is Hubert the donkey who is partial to anything remotely edible but is not yet house-trained

And Remember;
there are no silly questions, so don't be afraid to ask us anything!

GeorgieFTB

Right... drum roll please.....

I have made my target, NSD #8 please
and three in a row, well, I don't spend on the weekends as a rule so not that amazing...

Now for june I need to stop spending at work

Gx

wouldbeqaulitymoneysaver

@psychopathbubble I am trying to sort my head out on Apps thing, what I need what I don't need. I am also exploring my Identity.

wouldbeqaulitymoneysaver

My fundamental problem is how to organise my online life whether it's the IPhone or my beloved Laptop. I would not be without either. The Iphone is taking me places where I have never been before but needed to be in ie the Maths Classes in effect on the phone the ENDLESS practice also I have Graphical Calculators like My Calculator Pro. I am no mathematician but just inputting an eqaution I don't know how to read and coming out with a beautiful picture is so wonderful I never thought it would happen. Now to find lists of the damn things and learn to input them accurately.
Apps wise like everything else I probably overdo by having loads. More not being less if you catch my drift.
I realise Iphones are used for different purposes but when you are unemployed, live in an block of chronic deprivation alcoholism, mental illness etc You use your money to invest yourself with dignity from pretty dresses to fantastic technology to good food etc. anything to rise above the difficult circumstances that surround you and help you to survive. I happen to live in Supported Housing so lots of mental health problems of neighbours, from anorexia to alcoholism, (alcoholics particularly affecting me ATM) drugs, learning difficulties, personality defects, social inadequency and the damm society attacks us!!

wouldbeqaulitymoneysaver

I am claiming my 7th NSD, I am giving myself the benefit of the doubt in not being attacked by spending demon before night is out which is Midnight when I officially make it. Phew!! I did it I made it!!