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Making mayhem in May with the NSD challenge
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Happy Birthday LittleMissHappy! :j :jBe who you are and say what you feel because those who mind don't matter and those who matter don't mind.
Personal Finance Blogger + YouTuber / In pursuit of FIRE
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After a few spendy days of treat for after exam stress and hard work, then getting a few bits in for the holiday next month today is a NSD as I'm not going anywhere to spend anything and spending today getting the house in some sort of order
Tomorrow will be a NSD so may will come in at 15/17
NSD 14final unsecured debt to repay currently £8333Proud to be Dealing With my DebtDFW Nerd 1154 Long Haul 1550 -
HAPPY BIRTHDAY to LittleMissHappy (and your sister, of course)
Hope you have a wonderful day (and an NSD to boot:D)
Balloons and birthday cake methinks:D:DThe time you enjoy wasting is not wasted time
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Happy Birthday Little Miss xxx"If wishes were horses, then beggars would ride"
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I think I got no. 5 yesterday (a small grocery spend but that is from a different account so doesn't count), and fingers crossed for 6 today (zero spending planned) and 7 tomorrow (only need to buy a train ticket, which is classed as an 'essential spend' so doesn't count either). So, up to 5/8!“Obstacles are those frightful things you see when you take your eyes off your goals.”
NSD Challenge: August 2017 2/150 -
Happy birthday Litt;l;e Miss 7 your twin.
Not long thrifty fifty :jI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Seeing as it's a Bank Holiday I might as well make this an NSD Day ending at Midnight meaning I nab my 7, If I am feeling mascochistic/ self loving I might aim for an optional extra. But I will probably just aim to make a Happy NSD Seven for the First Time in my life.
Downloading FREE Apps on my beloved IPhone 3GS (please folks don't even THINK of buying any less of an Iphone you will regret it if you do) which seem to be Free First then Pay Later Apps hence needing to spend loads on my Iphone which has 144 spaces or 12 apps per page based on 10 pages, limits one is constantly grabbling with to make the most of this thing of beauty and utility. ( I am a Laptop Convert Independence on the Road that is *Me' in a Technological Nutshell). So here is to making Target and First ever NSD Target met with the prospect of adding more MSE Challenges to help me be a Good Qaulity Money Saving MSE Girl.:money::beer:#TY[/B] Would be Qaulity MSE Challenge Queen.
Reading whatever books I want to the rescue!:money::beer[/B
WannabeBarrister, WannabeWife, Wannabe Campaign Girl Wannabe MSE Girl #wannnabeALLmyFamilygirl
#notbackyetIamfightingfortherighttobeMSEandFREE0 -
wouldbeqaulitymoneysaver wrote: »Seeing as it's a Bank Holiday I might as well make this an NSD Day ending at Midnight meaning I nab my 7, If I am feeling mascochistic/ self loving I might aim for an optional extra. But I will probably just aim to make a Happy NSD Seven for the First Time in my life.
Downloading FREE Apps on my beloved IPhone 3GS (please folks don't even THINK of buying any less of an Iphone you will regret it if you do) which seem to be Free First then Pay Later Apps hence needing to spend loads on my Iphone which has 144 spaces or 12 apps per page based on 10 pages, limits one is constantly grabbling with to make the most of this thing of beauty and utility. ( I am a Laptop Convert Independence on the Road that is *Me' in a Technological Nutshell). So here is to making Target and First ever NSD Target met with the prospect of adding more MSE Challenges to help me be a Good Qaulity Money Saving MSE Girl.:money::beer:
Can I ask why you need so many apps on your phone?Became Mrs Scotland 16.01.16Became homeowners 26.02.16
Baby girl arrived 27.10.16
Baby boy arrived 16.09.2018
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I cant afford an iphone~full stop :rotfl:I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
@BeanieLou The IPhone was a Birthday Gift as part of a 50th Birthday Package including 32'' Flatscreen TV. My Brother reckons it's cheaper to buy outright cos then I can change the SIM as I like meaning more financial control.
For me Smartphones are the ONLY way to do Mobile Project and the Iphone more than does it for me. It is not because I wish to be extravagant but because I can't afford not to have Mobile/Iphone Full Functionality as I have been hampered with it for so long with my hated HTC Desire.
My Iphone means I can do more and what I have discovered gives me additional functionality that I never had on beloved Laptop, also a Gift HELP from very caring Family who are fully appreciative of my fixed income circumstances.
The Iphone is more efficient from a point of view of uploading photographs something I never had before and means more control over my life.
I need to write a considered piece on this cos I can't live without the beautiful thing which is also a family characteristic as we are all Iphone fanatics who regularly upgrade as I plan to do one day. Meanwhile I am delighted with my Iphone 3GS as it enables me to so so much that I can only do on the phone, despite of being a serious computer/laptop Girl.
love to all xx#TY[/B] Would be Qaulity MSE Challenge Queen.
Reading whatever books I want to the rescue!:money::beer[/B
WannabeBarrister, WannabeWife, Wannabe Campaign Girl Wannabe MSE Girl #wannnabeALLmyFamilygirl
#notbackyetIamfightingfortherighttobeMSEandFREE0
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