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Making mayhem in May with the NSD challenge
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Morning all,
Nargle - I'm getting my clogs on now in anticipation for tonight.
Been up 4 hours & not spent a penny yet, well not a financial one anyway.
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:j Spoony, welcome back!
This month I am planning on 18 as I have no much to buy/purchase, plus I am saving for London in June
Have a great month all :beer:0 -
Can you put me down for 20 please? Thank you!Not buying unnecessary toiletries 2024 26/53 UU, 25 IN0
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Good luck with the car boot today Nargle. Just a wee thought regarding the cost of the pitch....if that is all you spend and you make enough to cover it (which I am sure you will), then you could take the pitch fee out of your profit and still count it as a NSD? That's what I do when I do my car boots - but it of course depends on your rules? Have fun and let us know how you get on xFeb 2015 NSD Challenge 8/12JAN NSD 11/16
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Hi can I join in again, would love to aim for 10 again, was quite happy with the 6 I had last month and I am seeing a difference in my spending habits!0
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Nargleblast wrote: »....I always associate BigM with a deckchair because she's located somewhere near the seaside. Suppose in real life she's 35 with a mini skirt and multiple piercings....Nargleblast wrote: »....roast a chicken today which we will have later with a rhubarb fool and lemon cake for dessert, both of which I have already prepared so there will only be the veggies and gravy to do when I get back later....
Originally Posted by Nargleblast
....the house is full to overflowing with food, including a pack of 18 loo rolls....Think I'll stick to SANDWICHES thank you; not entirely sure I'd enjoy the fillings if it were not between two slices of bread
Makes you wonder who designs the menus for our outings, but poor Igor cops the bruntLooks like the truth is coming out at last :rotfl:
Full time Carer for Mum; harassed mother of three;loving & loved by two 4-legged babies.
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Afternoon all :hello: Can't believe we are in May already, where is the time going!! :eek::eek:solventsoon wrote: »Hi lovely NSD gang:A
As you can see there is lots of activity on this challenge at the moment and it's difficult sometimes to see how many NSDs you're all declaring on posts.
Could I ask you to highlight your number of NSDs in a colour and in bold so that I can see them easily when I whizz through the posts - red would be best but I don't really mind as long as I can see the numbers easily.
Some helpful suggestions and ideas to follow below from our sponsor and godmother, BigMummaF :ANO SPEND CHALLENGE.
1. Have a good, long think about what YOU want to include in your Spend & Excluded categories.
Some of us count everything from Direct Debits & school expenses, while others do not include things like essential Bills or emergency medical costs. If you plan what is or is not a Spend for you now, it will help you decide on a realistic Target.
2. It is NOT a race!
We all have very different demands on our time & bank balance, so please do not think you have to buy everything on 1st January & make it last till 31st December! A few of us have been following this Challenge for a long...long...LONG time so have developed plans & ploys to help us along the way
3. Most important of all, WE..DO..NOT..FAIL!
Sometimes we can't quite reach our Target, but that is fineEveryone knows how Life will try to trip us up, & that is when you will find us here to help you back on to your feet.
OK, an idea of how some of us do things.
1. What you will or will not include as a 'Spend'.
Some people are doing other Challenges too, & don't include the money spent on those for this one.
Some will try to shop for other bits on the days their direct debits etc go out of their bank accounts; they're the real hard core of the bunch& have been l-o-n-g time Nsders so don't panic
Some won't count those annoying last minute demands from school & collections as you can't plan for them in advance, likewise emergency prescriptions or visits to the vet
Personally speaking & providing I don't buy anything else, I don't count parking for hospital appointments.(..but then I usually do my shopping because I'm already out :whistle:)
General thoughts on €bay sales is the buyer has paid P&P so no cost to you
2. It takes Time to reach mega-numbers!
The First suggestion is the first, because a bit of planning will work wonders on your road to your Target. Have a look at Solvent's (aka Spoon:rotfl:) first posts each month for a hefty list of other Threads that may be of help. For example, there's a few giving ideas for packed lunches so you can avoid standing in the queue at the bakers for 45mins of your lunch hour! A good incentive to tweak your healthy eating & the pounds you save will show in your bank balance AND your waistline
It helps to have various 'money pots' for the different costs that happen like Scouts, dinner money, yoga, window cleaner etc etc. The idea is you "spend" all that money in one hit by..:think:..let's say **putting the week's bus fares into the pretty coffee jar, Jo's tumble tots SIZE=2]Weds mornings[/SIZE in the cracked teapot & Ben's £1 coin for the gym locker SIZE=2]Friday lunch[/SIZE in the pocket of the changing bag, on Tuesdays every week when you've got some change from doing the food shop, so an already spendy day. At least four 'spending days' condensed into one(**mine's jam jars for windows, milkman & a bit towards the bills!)
3. Any day the money stays in your pocket is a bonus!
If you look at it as a day you beat the system, you can't help but :j so don't fret it--ENJOY! If nothing else in here, we do manage find something to make us smile
We have virtual outings to wonderful places that never cost us a bean :rotfl:New York, Edinburgh & Brighton have been a couple & Spoon usually pilots the Tardis but you can use your own transport; my personal favourite has been a sit-on lawn mower borrowed from the cricket clubThe only thing to be aware of is Hubert the donkey who is partial to anything remotely edible but is not yet house-trained
And Remember;
there are no silly questions, so don't be afraid to ask us anything!"If wishes were horses, then beggars would ride"
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oooh - its back on again! While sorting out my expenses and receipts I noticed that since I declared my 20/20 for April I managed another 2 NSD's - so that is 4/4 months with 2/4 exceeded!
May is again a 20 target and likely to be a little difficult as we are off on holiday on the 7th May - 14th May with friends... ITALY here we come! So - in prep for a spend week I have decided to stay home today and sort things out rather than go out and potentially spend money!
Please put me down for 20 NSD's again...Well lets see - I dip in and out of MSE all the time but I still come back - have done since 2007!!!
2025 Fashion on a ration - 9/660 -
A busy start to the May NSD thread..the word is spreading!!
Declaring NSD no 1 today...hope to nab no 2 tomorrow, as staying at home sorting out loads of stuff.
DH and I are clearing out our various sheds today....DH has at least one car-load of stuff to take to the tip. Some of it has been attacked/nested-in by rodents (mice and rats, :eek:, not in my shed thankfully). There are bits of broken electical eqipment which DH was going to take apart and use some of the gubbins in his observatory. He has changed his plans, so these are completely redundant now and of no use to anyone else.
We have a fair bit we are going to take to a car-boot, probably next week-end. Then I will have so much room in my shed!! I have already rearranged the bookcases and filled them with books and folders, so there is actually space to move and access most things now.
Going to repot my peppers and get more seeds sown this afternoon...quite a productive day!
I will post another link to The Elegant Lady for you Spoon once the weekend is over, it is fairly coming along now!
Enjoy the rest of the weekend everyone.
13 projects in 2013: 7/13
Cross-stitch Club Member no 13
Weight loss since 24/06/2012: 30lb
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I'm declaring my 1st NSD too as I'm busy writing my assignment today and likely all day tomorrow so that may also be a NSD.
NSD 1final unsecured debt to repay currently £8333Proud to be Dealing With my DebtDFW Nerd 1154 Long Haul 1550
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