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Lois_E begins a long MFW journey

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Comments

  • skint_spice
    skint_spice Posts: 13,438 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I bought raisin whirls today - I'm blaming you Lois:D
    Mortgage OP 2025 £6250/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £36,210


    Money making challenge £38/400

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • v1ckyt
    v1ckyt Posts: 320 Forumite
    Part of the Furniture 100 Posts Name Dropper
    Can contribute a vodka and caffeine free diet coke if anyone would like on....
  • ztan
    ztan Posts: 400 Forumite
    Wow Lois_E... just read what you got up to over the weekend... and :T
    Although I have to say it has made me realise just how little I REALLY know about being an MSE. I have nowhere near enough awareness and understanding to have pulled all that together the way you have!

    And now all I can think about is cinamon whirls... :o
    MFW 2010- £112,500 + 20% Equity Loan = £150,000 35 years :o
    2013- £108,877.28 + 20% / current OP = 19 years :T

    Target to be Shared Equity Free- 2016
    Target for holiday to Australia- 2014
    Currently training for a Commando Challenge- drop and give me 20
  • Lois_E
    Lois_E Posts: 2,227 Forumite
    Ninth Anniversary Combo Breaker
    edited 5 March 2013 at 9:37PM
    Whew! Manic couple of days with no time to breathe, hardly, let alone come on here. So glad the rest of you have been keeping my thread warm for me. :)

    Will now have to reconsider plans in light of NW 5% possibility. Hmmm.... Watch this space. Will try to post more about that later.

    This evening I am grateful for...
    1) Sunshine today :D
    2) Phone call with friend
    3) Yet more lovely friends who were particularly kind to me on Sunday
    4) DD becoming a little tidier
    5) DD fetching me a drink from the fridge when I was concentrating on stuff on the computer

    I seem to have a lot of friends to be grateful for - and they really are lots of friends not the same ones over and over. I am very grateful for all of them. :)

    Thank you to QBW, Peonie, Barbeduk, TYO, Radish, Tilly, catshark, Alchemilla, skinty, v1cky and ztan for posting. :wave:
    Thank you to Alchemilla, argomatt, misscousinitt, MWC, natty, pink poppy, Radish, skinty, tattycath and teapot for thanking. :wave:
    Starting again 13/4/19
    Home loan 1: £21,102.50 Home loan 2: £7,698.99
    Total owed: £28,801.49
  • Lois_E
    Lois_E Posts: 2,227 Forumite
    Ninth Anniversary Combo Breaker
    Lois_E wrote: »
    Well, I really pushed the boat out today. Splurged £2.65 on a spare part (replacement internal hose) for my Dyson vacuum. ;)

    Grrrrrrr! Have now had to splurge an additional £8.50 for another replacement internal hose, this time from the actual Dyson website, because the £2.65 one was too small to fit onto the place it was supposed to go onto. :(:mad:
    Starting again 13/4/19
    Home loan 1: £21,102.50 Home loan 2: £7,698.99
    Total owed: £28,801.49
  • tattycath
    tattycath Posts: 7,175 Forumite
    Part of the Furniture 1,000 Posts
    Lois_E wrote: »
    Grrrrrrr! Have now had to splurge an additional £8.50 for another replacement internal hose, this time from the actual Dyson website, because the £2.65 one was too small to fit onto the place it was supposed to go onto. :(:mad:
    :mad: just a thought...can you sell it on eb@y?
    GE 36 *MFD may 2043
    MFIT-T5 #60 £136,850.30
    Mortgage overpayments 2019 - £285.96
    2020 Jan-£40-feb-£18.28.march-£25
    Christmas savings card 2020 £20/£100
    Emergency savings £100/£500
    12/3/17 175lb - 06/11/2019 152lb
  • Lois_E
    Lois_E Posts: 2,227 Forumite
    Ninth Anniversary Combo Breaker
    Wouldn't the person who bought it just find that it didn't fit theirs either??? I might try complaining to the site I bought it from, if I can squeeze in the time to do that.
    Starting again 13/4/19
    Home loan 1: £21,102.50 Home loan 2: £7,698.99
    Total owed: £28,801.49
  • tattycath
    tattycath Posts: 7,175 Forumite
    Part of the Furniture 1,000 Posts
    Lois_E wrote: »
    Wouldn't the person who bought it just find that it didn't fit theirs either??? I might try complaining to the site I bought it from, if I can squeeze in the time to do that.
    I guess it depends how you list it. If you list it as spares or repair-not sure what make it's for, someone might buy it, start at 0.99p...
    GE 36 *MFD may 2043
    MFIT-T5 #60 £136,850.30
    Mortgage overpayments 2019 - £285.96
    2020 Jan-£40-feb-£18.28.march-£25
    Christmas savings card 2020 £20/£100
    Emergency savings £100/£500
    12/3/17 175lb - 06/11/2019 152lb
  • Lois_E
    Lois_E Posts: 2,227 Forumite
    Ninth Anniversary Combo Breaker
    edited 6 March 2013 at 7:40PM
    You lot have convinced me that I need to have a Nationwide account earning 5% as part of the plan. Not sure exactly how much is going to go where, at least to start with, but my paperwork's now come through for the 123 account, and I've just applied online for the NW one. Will redo the sums properly when I find out exactly how much money I've got to play with by the end of the tax year.

    Santander are kicking up a fuss because I used to have some money in some of their "loads of interest on max £2.5k" accounts a couple of years ago, but I've moved house since then, so they need to check all sorts of ID to be sure I'm not committing fraud.

    PS Hi tattycath and thanks for posting. :wave:
    Hi to Alchemilla, kirstypark, pink poppy, Radish, MWC, Squirrel, skinty, teapot, ztan & tattycath, and thanks for thanking. :wave:
    Starting again 13/4/19
    Home loan 1: £21,102.50 Home loan 2: £7,698.99
    Total owed: £28,801.49
  • Hey Lois, can you cast your eye over the post 'does this sound daft?' as it is frying my brain...
    Slow progress is better than no progress.
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