Basic Bank Account Thread

jakemuk

book12 wrote: »

Looks quite ugly. Their current accounts, Cardcash, and ExpressCash debit cards looks better. I think the Easycash debit card should be redesigned.

Yep it is dog ugly and the quality is well crap, Guess they think its all im worth , Its just another one in my aresnal of cards tho, To keep incase the worst happens,

And hopefuly hold some green ticks on my credit file, Also going to go to branch for yorskhire bank ready cash, do you have to make appointment or just turn up ?

book12

jakemuk wrote: »

Yep it is dog ugly and the quality is well crap, Guess they think its all im worth , Its just another one in my aresnal of cards tho, To keep incase the worst happens,

And hopefuly hold some green ticks on my credit file, Also going to go to branch for yorskhire bank ready cash, do you have to make appointment or just turn up ?

Don't know. I would just turn up at the branch, and see what they say. Bring along your ID incase they could let you open it while you are there. Alternatively, you could call the branch to see if you need an appointment or not.

I would recommend Barclays Cash Card though, as it offers a VISA debit card (not Electron), and the charges for DD/SO's are only £8 if they get bounced and stuff like that (some banks charge more than that). If you want to earn interest on your balance, go for RBS/Natwest basic bank accounts, which offer a Solo card.

Gazzy_B_2

No, you have to make an appointment first, although they were fairly quick with me, phoned on the monday, and had an appointment on the Thursday.

sutton111

book12 wrote: »

Looks quite ugly. Their current accounts, Cardcash, and ExpressCash debit cards looks better. I think the Easycash debit card should be redesigned.

My parents have a Visa debit on there Reward account with Halifax and it black and silver. Lovely card, if you like that sort of thing.

jakemuk

Gazzy_B wrote: »

No, you have to make an appointment first, although they were fairly quick with me, phoned on the monday, and had an appointment on the Thursday.

Gaz what number did you ring ?, Or how did you find the number for your branch ?

sutton111

Yorkshire bank don't have direct dial telephone numbers.

Ring the call centre and they will try and transfer you to the branch but they rarely answer the phones in branch. 01419517315

jakemuk

sutton111 wrote: »

Yorkshire bank don't have direct dial telephone numbers.

Ring the call centre and they will try and transfer you to the branch but they rarely answer the phones in branch. 01419517315

Cheers sutton, If they dont answer the phones then how on earth do you make an appointment

Gazzy_B_2

jakemuk wrote: »

Gaz what number did you ring ?, Or how did you find the number for your branch ?

I phoned Customer Services, as Sutton said.

You do get a direct number to the branch, they will give you that once you've opened the account.

They email the branch, and then the branch calls you back with an appointment time

jakemuk

Gazzy_B wrote: »

I phoned Customer Services, as Sutton said.

You do get a direct number to the branch, they will give you that once you've opened the account.

They email the branch, and then the branch calls you back with an appointment time

Excellent gazzy cheers, How long where you in branch for few minutes ?, Did they ask u about ur bad credit as such ?

sutton111

Gazzy_B wrote: »

I phoned Customer Services, as Sutton said.

You do get a direct number to the branch, they will give you that once you've opened the account.

They email the branch, and then the branch calls you back with an appointment time

Chester branch wouldn't give me a telephone number. I'm getting annoyed, i wanted my OD increase last year and i could never get through. :mad: