Basic Bank Account Thread

katy_ann

Ive had a Natwest basic account for just over a year, after being messed around A LOT by them have just opened a new cash account with Lloyds bank, very simple and straight forward process and my card and pin are on their way over! Cannot fault them so far!

Tori_Bellatrix

katy_ann wrote: »

Ive had a Natwest basic account for just over a year, after being messed around A LOT by them have just opened a new cash account with Lloyds bank, very simple and straight forward process and my card and pin are on their way over! Cannot fault them so far!

Hi, how long did it take them to let you know if your account had been approved?

pmduk

If you apply in branch they'll usually tell you there and then.

Athletic_fan

Hi All,

I want to open a new current account that I can have a debit card for but do not want to use it as my 'main' bank account. It won't have a specified amount going through it each month, I don't want to pay a monthly fee and it doesn't need an overdraft. I am opening it up so that I can keep my online transactions separate from my main bank account. Anyone got any suggestions where to go ?

In true MSE fashion it'd be nice if TCB or Quidco paid me something for opening it up !!!

Athletic_fan

daniel145

I applyed for a nationwide basic account and i got accepted i was told here somthing in the next five day heard nothing not an email nor a phone call what shall i do please help

Clare1971

When did you apply Daniel?

FelinePrincess

Athletic_fan wrote: »

Hi All,

I want to open a new current account that I can have a debit card for but do not want to use it as my 'main' bank account. It won't have a specified amount going through it each month, I don't want to pay a monthly fee and it doesn't need an overdraft. I am opening it up so that I can keep my online transactions separate from my main bank account. Anyone got any suggestions where to go ?

In true MSE fashion it'd be nice if TCB or Quidco paid me something for opening it up !!!

Athletic_fan

I too am looking for an answer to the same question, if anyone has any suggestions?

Pat_Fig

Hey guys, I want to open a bank account and then switch to Halifax, First Direct etc. to get the £100 switching bonus.
I already have a current account with HSBC which I want to keep.
I'm thinking of opening a basic account at Nationwide, for example, for the purpose of switching from...
Do these basic accounts qualify for the switching bonus?

pmduk

FelinePrincess wrote: »

I too am looking for an answer to the same question, if anyone has any suggestions?

I believe most of the accounts offering opening incentives require certain levels of income to the account and/or transactional requirements such as 2 DDs per month.

FelinePrincess

pmduk wrote: »

I believe most of the accounts offering opening incentives require certain levels of income to the account and/or transactional requirements such as 2 DDs per month.

Thanks for your reply. I don't really want to switch my account over to a new one as I'm expecting to buy a house in April so don't want to mess about with my account too much before then. I just want a basic account to pay money into every month so ready for my tax bill. Looks like I'll have to settle for no incentives