£12k in 12 months!!!

Woowoo

As promised I have popped across to say hello!

I will catch up on your diary from the beginning at some point

mrsspendalot

Woowoo wrote: »

As promised I have popped across to say hello!

I will catch up on your diary from the beginning at some point

Hello :hello:

In honour of Woowoo, I have just made a small £1.87 payment to Santander from the odd few £+p in my bank balance

Woowoo

I have just caught up on your diary

You are doing amazingly, I'm surprised you can think about debt at all with the baby due so soon, you should be seriously proud of yourself x

Well done on the payment as well!

mrsspendalot

Woowoo wrote: »

I have just caught up on your diary

You are doing amazingly, I'm surprised you can think about debt at all with the baby due so soon, you should be seriously proud of yourself x

Well done on the payment as well!

Awww thank you.

I think I can't help but think about it to be honest I've not had an easy pregnancy and have been off work sick unable to walk since the beginning of February. Being at home all that time unable to do anything physical has left me just dwelling on other things .... like debt

Right - on top of making a small extra payment ... I've been through my purse and put all the 50, 20 and 10p's in the back of my purse out of sight. This will be the start of my 'loose change for hospital parking' fund. I've got a consultant appointment tomorrow so will need £1.20 straight away for that :mad: really hate paying for parking to go and see someone I HAVE to see for medical reasons :mad:

The 1, 2 and 5p's are in the loose change jar ... I empty this every Xmas but have been neglecting it recently.

I've just taken my pain medication as I've overdone it today cleaning the baby's cot down I will bitterly regret that later when i can't put one foot in front of the other, but it needed doing. I'm packing my hospital bag this weekend when I turn 34 weeks ... hopefully I haven't forgotten any essentials as I don't want to have to buy anything else just now.

DS1 and DD have just informed me they have more school photos tomorrow .... that will be more £££ The saying one step forwards, two steps back is coming to mind .....

Woowoo

I totally agree it's disgusting that you have to pay for parking, especially when your there on medical grounds!

Ahhhh to the school photos, what a nightmare! Its so hard not to get sucked into buying them all, and you can't help but think you will regret it if you don't buy them. They are so damm expensive though.

Sometimes you feel like your through everything and going to get a good couple of months, then something else springs up. So frustrating.

mrsspendalot

Woowoo wrote: »

I totally agree it's disgusting that you have to pay for parking, especially when your there on medical grounds!

Ahhhh to the school photos, what a nightmare! Its so hard not to get sucked into buying them all, and you can't help but think you will regret it if you don't buy them. They are so damm expensive though.

Sometimes you feel like your through everything and going to get a good couple of months, then something else springs up. So frustrating.

Yep, they've all had an individual photo done already £10 each x 3 kids. Then they had one done together £10. I bought them all because it is the first and last time they will ever have a group one done at the same school as DS2 started this year and DD leaves this year. Then I *had* to buy DS2 and DDs individual ones because it's DS2 first ever one, and DDs last one there, so I had to buy DS1s too

Now they are having their class photos done (will only buy DDs as it's her leaving year) and team photos. I know DD will be having one done for the school choir, not sure whether DS1 will be having one done for the football team or not. I'll have to wait and see what he brings home

Oh well, just found £3.05 in my handbag :rotfl:

mrsspendalot

Dear diary, I'm fed up

Stressful morning at the consultant ... got to go back next week too

Postman brought mixed news. Halifax have increased DHs credit limit from £4500 to £5500 which whilst we don't want or need the credit, signals that his credit rating must still be pretty good, so we're just waiting now for a decent 0% offer for a BT to come through so we can shift some debt onto 0%

The other post was DDs ballet exam entry forms and fees. £53 to be paid next week _pale_

I want to cry

But I won't because I already feel quite stressed with my hospital appointment etc. and it's not worth it. I'm dosed up on painkillers and off for a sleep instead

Woowoo

Good news on the credit card with regards to it indicating your DH's credit rating must still be good.

Hope you have a good sleep and wake up feeling better, I don't blame you for feeling stressed x

mrsspendalot

Woowoo wrote: »

Good news on the credit card with regards to it indicating your DH's credit rating must still be good.

Hope you have a good sleep and wake up feeling better, I don't blame you for feeling stressed x

Had an ok sleep .... haven't woken up feeling any better
Late pregnancy is hard enough as it is without complications

Oh well, baby could be here in 3-4 weeks rather than waiting another 6

Gutted about the £53 that needs paying next week - just realised it'll have to be paid on Monday when she goes to dance class (due in by Wednesday) and I won't even have my tax credits through until Tuesday, and have the grand sum of £65 in my bank account .... let's hope I don't need to buy anything over the weekend like food :cool:

Anyway, I've got £65 left in there exactly because I made another small 'oddment' payment of £3.49 to Santander :T

Going for a bath now to try and relax

mrsspendalot

Dear Diary .... not been on for a few days as feeling very down about £££

Nothing has gone right this week at all financially ... so this month's debt busting target is well and truly missed

Paid £150 today to Capital One and that is it, May's debt payments are finished ... there is no money left in the pot.

£627.42 paid off in total in May

Oh well, here's to June!