Memorygirls - The Matrix Re-inspired

Memory_Girl

Woohoo Souk!!! Shopping Trip!!!! Aren't parents wonderful.

Been up since just after 5 - nothing to worry about ladies, but I think all ths time confined to barracks is afftecting how much sleep I need as I'm hardly using any energy IYSWIM?

We had a frost last night - but thankfully DS1 and I managed to bring in most of the seedling trays and those that we couldn't we covered over with fleece - so another hour or so and we will go and open them up again. So problem averted I hope.

So since 5 I have mind-mapped a huge amount of training materials - a 2 X 1 hr keynote session for St A Uni and another one of these "book of the month" things that I do.

I have decided that a dream job would be someone who runs a "book of the month" club of personal developement stuff so that I could get paid for reading some great stuff. Time to start casting the net I think.

Afer all if can do it for one client I could do it for more - and they are such fun to do.

Today DS2 is off to do a "Welly Waddle" in the park with the playgroup - so I'd better give him a god breakfast and pop on his shiniest wellies (sun-hat and sunscreen too :rotfl:)

Food is lasting OK too - although I need to buy cat biscuits (they have their own envelope and budget). So hoping today is a NSD as my folks will be here for dinner and I'm thinking of doing a thai chicken and veg curry with jasmine rice.

Off to sort the kids

MG

lucielle

Would today be a good time to get the plaster board, whilst the folks are here and a couple of not so gentle hints about the beds needing finishing?
L

ClootiesMum

By God you lot can talk - I can't even catch up before starting work

Anyhow - MG - you mentioned a couple of pages back (that's as far as I got) about your dream accomodation/Montessori school. Might be worth checking with Fife Council as they are selling off some buildings (9, I think) & they will go first to local charities/projects type things for about 2% or 5% of the actual value - I believe I heard rumours that one for going for only about £500.
Might be worth a look at.........
Anyhow - must go & earn pennies now & also set up my monthly list for savings for annula stuff - Thanks for the guilt trip of sensibility marru (I think it was you who suggested this)

Memory_Girl

Thanks hon - will go on and have a look at "estates dept" later. Although at the mo £500 is beyond me but you never know.

How are you getting on with your rice cooker???

And good for you setting up a savings account for the annual stuff - I can deal with being skint I just can't deal with the feast and famine cycle so I'm hoping this year year has less peaks and troughs.

Baby steps - and the Frog for today???? I have laid out the tools and the screws - DAd will have to help me with the planters otherwise he is not getting fed - LOL

MG

Marru

ClootiesMum wrote: »

Anyhow - must go & earn pennies now & also set up my monthly list for savings for annula stuff - Thanks for the guilt trip of sensibility marru (I think it was you who suggested this)

No I think it was TMIF. I am using rolling cashflow to see the high spend and low spend months and ideally adjust my other spending accordingly (when I keep it updated that is )

tellmeitsfriday

Marru wrote: »

No I think it was TMIF. I am using rolling cashflow to see the high spend and low spend months and ideally adjust my other spending accordingly (when I keep it updated that is )

It was me I am surprised I never added my annual stuff to my spreadsheet. I am embarrassed really. Still, done now.

I have a list of all my usual income and expenditure, ie DDs, petrol, shopping, which leaves me to save/spend the excess if there ever is any lol.

How the rolling cashflow s/s work?

Souk08

MG I know, how exciting. Going to get showered now, make my list and go early. That place is heaving!!!

clairewop

Good morning.

Got both boys off today, both feeling very sick and looking very pale, I really hope it doesn't come to anything I don't want that bug again, it was horrible.

Not sure what plans are today yet, I have tidied through and been down the green house and sorted the plants out, only a few needed a little water, the ones that were dying seems to have perked up a bit now that the soil has dried up a bit. Need to separate some small plants now and put in bigger pots so they don't die.

Post office and pound shop later for hanging baskets, need one to put a tomato plant in and one for flowers out the front.

I might paint some of the garden furniture later if I can.

The boys are sorting their bedroom out ready for decorating, I have told them if they want their bedrooms decorated then they need to declutter big time, so their goal this week is to pick one part of the room and declutter it, after work/school ds1 did the side of his wardrobe last night, so we had 2 bags of games etc he has outgrown. They are out the front ready to be collected sometime today, had a charity bag through the door.

So it is all go here will look fab when it is all finished

EssexHebridean

My you lot can talk! Back from our holiday now - had a fab time and the weather was just stunning, not at all what you expect from the Hebrides in April so that was a massive bonus! Lovely to be there again, to catch up with friends, and just generally enjoy the place. Not so nice to have to leave but there you go - everyone has nagged us to try to get up again ahead of next years holiday so we will see. Maybe I need to send a request to the universe to find a way!

Loving all the talk of annual spending savings/calculations. It's something that occurred to me some time ago that needed sorting properly, and I've been working on it since. The first thing was our "biggie" so far as annual costs are concerned - the cars, so I have a savings account which gets fed once a month for the tax, insurance etc. In theory it covers the full running costs apart from diesel but in practise this year it may not - depends what happens when the insurance renewal is due. I also now have a household account which is getting fed a smaller amount monthly - that will at least help out with things like the contents insurance as and when that falls due. The idea in the long term is it will build up a little cushion too so if something goes wrong there is money there to sort it. Then there is the holiday account, and my Tax/NIC C2/4 account which if I keep going as I intend to will show a nice surplus in due course! I love my little "piggy bank accounts" and mentally it's made a huge difference to how in control I feel of things financially - I'm NOT naturally an organised person but having a pot for everything like that means I can put up a mighty good pretence! :rotfl:

Claire hope your boys recover quickly. Probably just once of those things that kids get and recover from in no time. MG welly waddle sounds like fun!

redsquirrel80

Morning all.. I like the idea of annual budget planning, I still tend to go month to month. Love the sound of a welly waddle too!

I have a big work-shaped frog this morning - lots to do, no idea where to start, and the complete pain in the bum of having a new email service inflicted on us this morning which keeps breaking down.. grr!