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Clippy means business! Third time lucky!

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Comments

  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    clippy_girl wrote: »
    wow i have paid £7000 on my mortgage this year and the balance has decreased by a massive £1500!!!!(sarcastic) :(

    Yup, we'll tackle that in 2013 :rotfl:
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • clippy_girl
    clippy_girl Posts: 2,283 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    So one pair if joules slippers sold for £9.99 :) bought 3 prs for £10 so that's good. Second pr listed now! Also got £30 bid on my jewellery item :D
    :j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j
  • scubaangel
    scubaangel Posts: 6,600 Forumite
    Part of the Furniture
    Thats good news on both fronts, I'm still plugging away with small cheap items at the moment, they're the ones that I can actually find in the midst of the rubbish lying around the flat while we start packing!
    It’s not worth doing something unless someone, somewhere, would much rather you weren’t doing it.
    Sir Terry Pratchett
    Find my diary here
    http://forums.moneysavingexpert.com/showthread.php?t=5135113
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    I sorted out a load to sell 3 weeks ago - wrote descriptions then went to photograph them but (new) camera broken :(. New one sent quickly but other events overtook so, as they are not gifty items, there is not much point trying till after Xmas :(

    Goodo on the slippers & jewellery :)
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • clippy_girl
    clippy_girl Posts: 2,283 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    so ebaying going well, few hours to go and charm is at £32 and joules top is at £10. no bids on the 2nd pr of slippers but they have til tue and have 12 watchers. my items are watcher crazy- 21 watching the charm and 27 watching the top!

    so currently have £450 in debt account and have at least £50 in ebay sales, £50 due from ms co1, £40 due from ms co2 and £100 to pay in in coins :)
    so plan is when that goes in and debt account hits £600, will transfer the £600 to dad and clear his loan!! :beer::j:money::T
    woohoo!

    by the time i go to berlin there should be at least £100 in there so i will use the £100 interest free overdraft to withdraw another £100 and take £200 of euros with me. my rent and bulk ms money will go in whilst i am away so will only be in the overdraft few days.

    once i am back, all funds to be paid towards clearing whats on the cc! not really sure how much it is as transactions take a few days to show on it. its currently £950 but i have spent at least £50 more not showing. have £180 to be refunded for the 2nd pr of uggs (ordered 2 prs for fit) and the joules stuff i ordered online (rebought it in the shop last week using discount voucher).

    so maybe its around £800? still to buy for xmas is slippers for bro (£18), kindle voucher for nana (£20), ale (£17) and stuff for mums stocking (maybe another £5 as i have a few bits)

    so need to aim to clear at least £850. money i know is coming in dec is £190ish extra wage, £340 rent and about £250 MS money (slow month this month). that leaves £110 to find (although it will be £220 as £100 for berlin).

    if i end 2011 owing £200 on cc i will be happy. that means in jan i can clear it and pay tax bill for definate and hopefully pay mum a small first payment. :)

    so had a lie in today as a bit hungover! have tidied downstairs and made a big pot of soup. made a meal plan til i go to parents for xmas and not much to be bought at all (just fruit, milk and yoghurts mainly! :) going to make one more pot of soup and a chicken tagine on tuesday and then a curry at some point but appart from lemons and carrots i have what i need.

    so plan for rest of today is to-

    obessively check ebay for new bids
    tidy and clean bedroom inc put washing away
    eat lunch- cheesy beans on toast nom nom nom
    do 2 x cinema audits
    go swimming
    type up 3 x cinema audits and email (did one fri)
    eat dinner- pork and apple in mustard :)
    :j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    clippy_girl wrote: »
    stuff for mums stocking (maybe another £5 as i have a few bits)

    :snow_laug:rudolf::xmassmile:snow_laug:santa2::snow_grin:xmassign::xmastree::snow_laug
    clippy_girl wrote: »

    pay mum a small first payment. :)

    :T:j:T

    Got in late, will ring tomorrow x
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • clippy_girl
    clippy_girl Posts: 2,283 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    just paid remaining £600 to dad :)
    so debt is now cleared!!!!! :):D:A:T:beer::j:money:

    woohoo!

    only one debt left now (and the £1000 cc bill!:o)

    got £90 in bank ready for berlin and hope to get the rest before i go! once i get to £200 i can then pay tax bill (once have done s/s!). every penny can then go on cc!

    ok month MS in november, £290 so only £20 under target :) thought was worse than that!

    got £269 booked aleady for dec :)
    :j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    clippy_girl wrote: »
    just paid remaining £600 to dad :)
    so debt is now cleared!!!!! :):D:A:T:beer::j:money:

    woohoo!
    :T:j_party_ yippee _party_:j:T

    Well Done!!!!!
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • Radish72
    Radish72 Posts: 2,075 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Well done Clippy

    Onward and upwards :j
    Mortgage Aug 12 £165K, Aug 19 £0
    ISA challenge start 2019 £3000/£1500 (50%)
  • jaffacakegal
    jaffacakegal Posts: 468 Forumite
    Well done Clippy thats fantastic! :D
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