Threatend with court...can that happen

molerat

I hope the writers of Eastenders are reading this, it would make a good [STRIKE]fairy[/STRIKE]storyline :cool:

barbarawright

tomwakefield wrote: »

Not how I read it.

From my understanding, the OPs original phone broke/was lost/was sold. The boyfriend lent the OP a phone, to tide her over until the replacement from the insurance arrived.

The replacement wasn't an upgrade, so she sold that one and told the boyfriend she had returned it to him, and the postal service must have lost it, refusing to pay the excess. The phone the boyfriend lent her was the one "lost on the bus" (sold).

That's my interpretation too. The assumption seems to be that boyfriend is responsible for both the insurance of her phone and his as well.

What phone are you using now, OP? And have you shown your family this thread?

DCFC79

danothy wrote: »

It doesn't appear that way to me ... As I understand the first post the OP's phone broke, they borrowed one to bridge the gap and also made an insurance claim at the same time for their original one (both the loan phone and insurance being provided by the OP's sister's boyfriend). They then sold the insurance replacement and said they lost it and also 'genuinely' lost the borrowed one, leaving the sister's boyfriend out of pocket.

so which phone was faulty then

chrisvaldez

If this post is real (which I doubt) you clearly have no moral fibre....so you'll do quite well in Thailand.

misssmcc

i should be getting ready for work but i just can't look away...
that's not very money savvy though, i better find some phones to sell

xangeleyes

misssmcc wrote: »

i should be getting ready for work but i just can't look away...
that's not very money savvy though, i better find some phones to sell

Same here, I really should turn of this computer lol.
I can't believe this thread is still running this morning lol.
Think KMC has dissappeared - hopefully to grovel to her sister and maybe-soon-to-be-brother-in-law

danothy

DCFC79 wrote: »

so which phone was faulty then

The one the OP had before this sh¡t-storm started, the one that was insured and the replacement was sent for (upsetting the OP as it wasn't an upgrade and was subsequently sold, while simultaneously refusing to pay the excess and claiming it was lost). The sister's boyfriend is only out of pocket by the excess at this point.

The other phone in this debacle is the phone that the OP's sister's boyfriend appears to have lent the OP while waiting for the insurance claim to process, which the OP claimed they left on a bus when the sister's boyfriend asked for it back, putting him about £400 more out of pocket.

The OP claims they can't and shouldn't have to pay for the phone they lost or the excess on the phone they sold. I can't figure out why the fact that the guy who is out of pocket is seeing the OP's sister means the OP should be let off paying the excess or replacing the lost phone.

barbarawright

Anyone else share my disappointment? I was hoping to spend my lunchtime catching up on at least 6 more pages of this :laugh:

[Deleted User]

barbarawright wrote: »

Anyone else share my disappointment? I was hoping to spend my lunchtime catching up on at least 6 more pages of this :laugh:

I fear you may, at the very least, need to wait till tonight. Most of our brethren who blag free phones, make dodgy insurance claims, pretend they're lost, sell them on ebay, lie to family and so on, tend to keep later hours than the good citizens of MSE.

Though I have a sad feeling that kmc may be gone for good, having had her fun.

Which saddens me personally, because I truly felt a spark between us, and I had already made a dinner reservation at Kentucky Fried Chicken for us.

I_know_my_ABC_and_my_CMYK

Kmc wrote: »

In October, I borrowed a phone from my sisters boyfriend, as my blackberry broke and as he had it registered on his bank account insurance he put a claim in and I agreed to pay any excess and charges they pass to him.

I received the new phone, I asked for a Blackberry Bold as a replacement (I originally had a Blackberry Curve). The insurance said that this wasn't available and sent me a Blackberry curve, I wasn't happy, so when I receivied the phone I decided to sell it and upgrade via Orange. I told my sisters boyfriend it was the wrong one and I wasn't paying the excess, He asked for the phone back so he could send it back to the insurer to get his excess back (I thought it was a bit cheeky of him asking). I told him I had sent it back via the post, He didn't receive it and started asking for the £15. I told him he would have to claim via the royal mail.

He asked for his phone back. I told him he could. I left it on a bus and now its lost. I told him what had happened and I would pay for it. He said "okay, I am a little upset you lost it as it wasn't yours. If you want to pay for it, I searched the internet and the cheapest price is £380 from Amazon, Plus the memory card cost me £20 so how much can you afford a month? I am not a monster and not asking for it all in one go, I know your a student, If you can only afford £10 a month then its fine, If you have student insurance maybe claim off there?"

I feel he is being cheeky asking me to pay for it, he probs has it insured so why should I be out of pocket?

I have ignored him and he sent me a recorded delivery letter threatening me if I "don't pay the whole amount of £415 in 7 days he will commence small claims court proceedings against me"

Help! What can I do? I can;t afford this amount and is there anything I can say that means I don't have to pay him

Isn't it school holidays.............................