Regular Ramblings from LookingAhead

Verbatim

Hiya LookingAhead,

Great thread and sounds so like me in that I go from one extreme to the other, debt bashing par excellence one month to "f*ck it let's go out for 1 (several!) meal(s)", the next! If I have a dicky heart as now seems the case it seems daft to pay it off dbl quick and have no fun.:beer:

How about the card-in-plastic-bag-submerged-in tupperware-dish-of-water-in-freezer trick? Still available for dire emergencies but too much of a pain for anything less.

I really enjoy your posts so thanks.

moozie_2

LookingAhead wrote:

Ha ha Moozie!! Made me laugh! Did you really panic? Bless ya!

I did! I typed 'LookingHead' and did a search and nothing came up! :eek: I thought the browset hijacking had something to do with it or something

LookingAhead wrote:

And noooo no mistakes from my black & white friend.....nooooooo.

Is that a typo for moooooooooooooo? :rotfl:

LookingAhead wrote:

I like your idea of getting another account, but I am worried in case my bank suddenly demand that I pay the overdraft back at once (aren't they entitled to do that?) because I'd have no chance.

You have a good point there. My ODs were with Barclays and once I moved to First Direct, I started paying set amounts in both of them and then cleared them when I could. So they always had money going in but not my salary.

One of the ODs is with A&L now as they offer free OD and I've been paying the £500 into it as required under the T&Cs each month but have been using some of it too as I need it. Again, they haven't asked for it to be paid immediately.

I really wouldn't want you to get in trouble because of me. Just sharing what worked for the cow :rolleyes: :rotfl:

LookingAhead wrote:

I will be having a little thinky about the VISA card. Not sure if the reward points are really worthwhile if the card is going to pull me in........like Frodo & 'the ring'.

My precious.......

OK that was scary! :eek: :rotfl: Only you know what the right thing to do would be BUT we want to know what that is so we can be fully up to date in this lovely thread
yes, and keep an eye on you....

MinnieSpender

moozie wrote:

I did! I typed 'LookingHead' and did a search and nothing came up! :eek: I thought the browset hijacking had something to do with it or something


Is that a typo for moooooooooooooo? :rotfl:

LookingAhead!!!

:rotfl: :rotfl: :rotfl:

LookingAhead

There's a joke there somewhere but I tell ya....I ain't going there.

No sireeeeeee!

moozie_2

I know it's LookingAhead - I mean I call you LA often enough but something went wrong in the typing :rotfl:

Either that or there is a Freudian slip that I've not come across before!

LookingAhead

Hi Verbatim - I'm glad you enjoy my posts...:o

You'll have to see if this regularly polarised DFW can find happy middle ground and see if it helps!

CC in the freezer....not a bad idea at all. Hmmmmm :think:

Just had a vision of me in John Lewis with a dress in one hand and a block of ice in the other, banging it on the counter and breathing over it, shouting "Melt you b*gger, MELT!"

MinnieSpender

moozie wrote:

I know it's LookingAhead - I mean I call you LA often enough but something went wrong in the typing :rotfl:

Either that or there is a Freudian slip that I've not come across before!

:think: It's a bit of a worry, mooz. A bit of a worry.

LookingAhead

I was sitting here looking at my Excel spreadsheet and dreaming of a Debt Free Day. It became clear to me that the card had to go.

So I ran to the kitchen (literally!) and got a nice big pair of scissors......and cut the bloomin' thing up.

I can't remember who it was on the DFW forum recently who posted a thread saying how satisfied they felt when the scissors went through the chip.....but oh how I empathise.

So ladies & gentleman, as of now, my purse contains ONLY a switch card and a shed load of reward cards.

I feel a bit weird....but....happy as well.

Like I said when I started this 'diary' I have to try a new way to get debt free. The old 'tried & tested' methods weren't working. And one of the old ways was to have one card 'for emergencies'.

Well I told my BF what I was doing and said I was a bit worried in case anything happens, emergency wise, but followed up with "But I will have to cross that bridge if & when I come to it."

He is pleased I have given it the snip....though he did go a little _pale_ at my scissor wielding...

kathfisch

Oooh, good stuff LA! Credit cards are deceptive aren't they... switch is the way to go... and cutting them up is fab

I like the idea of finding a 'new way' when the old one isn't working... I could apply that to all sorts of things at the moment so thank you :think:

LookingAhead

You're welcome Kath! Nice to see you on here my dear.
Don't be a stranger now....