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MKRR & MKDP - Shop Direct Finance Company Limited????
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Received a letter today from them too saying I owe £369.98 and again outstanding since 4th Oct.
However this was sent to another name who I don't reconised and we have been at our present address for 6 years.
Sounds like someone is phishing.0 -
I also have a debt from them saying they bought a debt of mine from Shop Direct Finance also on Oct 4th 2010. This is so wrong, because the SDF debt was listed on a Debt Relief Order I got in May 2009 so they sold it on illegally 5 months after the DRO had expired.
I contacted MKDP and told them all this and send relevant paperwork. They have now told me they are not pursuing the matter.
What bugs me though is SDF still have me listed as in default on my credit report even though the debt no longer exists and they no longer own the debt and the people they sold it to also acknowledge it is unenforceable.:mad:0 -
I have received a letter from them today as well.
Except mine is slightly different.
Dated 4/2/2013 and 'regarding transfer of ownership of your balance'
Doesn't state what balance has been transferred, just that its £63.60.
I'll be sending the standard letter me thinks.0 -
I have received a letter from them today as well.
Except mine is slightly different.
Dated 4/2/2013 and 'regarding transfer of ownership of your balance'
Doesn't state what balance has been transferred, just that its £63.60.
I'll be sending the standard letter me thinks.
I got one of these this morning too, mine stated "regarding transfer of ownership of your balance further to our recent communication"
Of which there has been none i might add.
Says it's Shop Direct Finance and £148.60 and is in my maiden name which is at least 7 years ago.
Made the silly mistake of ringing them, but told them first off that the call was being recorded and that this so called debt was in my maiden name.
I didn't admit to any such knowledge of a debt with this company, they asked me for my address and date of birth, which stupid me gave them (i know i know!) to which she came back on the phone and told me she couldn't discuss it with me because I had failed the security questions?!
Have done the prove it letter and will send that recorded on Monday.
I do have a Shop Direct catalogue but it isn't in arrears and has plenty of balance available so i know that it isn't that.
I feel so bad for the people who keep getting these, and just panicking and paying it. they must be out there, otherwise why would the company keep doing it?
Bring back drawing and quartering comes to mind when i hear of things like this!0 -
Just had one of these myself.
On mine they say that 'we have had recent telephone contact with a third party from the address above, advising us you are no longer residing at this property'
Basically they then go on to say credit checks show that I am still there and that I should contact them. There is no creditor named on the letter just a reference number and an amount, and these do not correspond to any of my debts. I do live at the address and all my creditors are aware of this.
I am in default with several lenders and about to go bankrupt so I'm just going to put my accurate creditor information on the court papers and ignore this letter.
Weird though0 -
Just had one of these myself.
On mine they say that 'we have had recent telephone contact with a third party from the address above, advising us you are no longer residing at this property'
Basically they then go on to say credit checks show that I am still there and that I should contact them. There is no creditor named on the letter just a reference number and an amount, and these do not correspond to any of my debts. I do live at the address and all my creditors are aware of this.
I am in default with several lenders and about to go bankrupt so I'm just going to put my accurate creditor information on the court papers and ignore this letter.
Weird though
Put the reference number and the amount on your statement of affairs and let the Official Receiver deal with it.0 -
Thanks I'll do that0
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Just been reading through all the previous comments as today I received the exact same letter dated 4th Oct 2010,which has had me completely puzzled!! I think it is a complete scam, I have never heard or ordered anything like this, I tried to ring them & after 3 mins they hung up on me.0
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Another one here, arrived today. The charlatans! Surely this is illegal???Debts 2004: £6000..............................................Aug 2007: £0!!!!0
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I also received the Oct 4 2010 letter today.
Not sure if I should ignore it or write the 'prove it' letter.
Ordinarily I would take them on, but I'm in the middle of a row with Sky over a miss sold package that a door to door salesman lied us into taking. Not sure I have the time for two rows at once!
But I can't believe they are still getting away with this.
I never owed anyone the money they say is owed, and the same date on all these letter is also very fishy.0
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