Newbie and in trouble

in-trouble_3

Hiya Taxi

my brother is going to accept £50 a month which is fantastic a saving of £50 woo ho, which will be put in a emergency fund, got to be done because we wont have credit cards or relying on banks once we send the info to cccs, and what happens if something breaks down like washer or something like that?

I have saved.....£42.40 with not smoking, has for my dads phone bill i will carry on paying that.

Has for the £80 got knows what we are going to be doing with that, i havent properly spoken to hubby about it but will be doing once he comes home on friday.

by not smoking i will save £159 on a 30 day month which will go towards paying our debt off.

we worked out that we will be will cccs by the end of feb by the time we change bank accounts and send in all the info to them, i know a long time away hopefully it will be sooner. which i will have £350 a month after all bills have been paid and so far.....

iceland £60
cupboard shopping £60
live on £150 for other bits and bobs
£80 to put away for a emergency fund....and at the end of the year we have quite a bit will pay some of it to our debt.

not sure if this is the right way to do it though

sorry for going on there.

in-trouble_3

mizmir wrote:

Am new but just read your thread. Congratulations on your job - and well done on the progress you have made - it is really encouraging to see.
Hope I can be as determined.

thank you my first pay and every pay will go towards our debt has well after i have paid child care.

in-trouble_3

liney wrote:

Can't this user be banned with the only 8 posts being spam?!

did i miss something?

in-trouble_3

i start work on the 15th January, woo ho, still not smoking and also i am claiming some money back from barclays well they are investigating it and the person that i spoke to has said that i was mis-sold a policy so at the moment just over £950 i am owed

Our DMP will start 1st March, we will make token payments in february.

just thought i would update.

livinginhope

Wow in trouble things are certainly looking up for you,well done on all you have achieved so far :T
Haven't read this thread for a while so it was good to see an update,keep up the good work and best of luck with the new job,hope it all goes well.
LIH