AVIVA's MVR ate my profit

magpiecottage

Okay, I get it.

DunstonH is right.

You are not the least bit interested in my qualifications.

You call yourself 2sides2everystory but are a hypocrite because as far as you are concerned there is only yours.

All you seem to want to do is slag off and annoy those who genuinely try to proffer a qualified opinion and to misdirect those who seek guidance.

How foolish.

I am not going to waste any further time with you either and shall direct my efforts to those who appreciate them.

darkpool

magpiecottage wrote: »

Okay, I get it.

DunstonH is right.

You are not the least bit interested in my qualifications.

You call yourself 2sides2everystory but are a hypocrite because as far as you are concerned there is only yours.

All you seem to want to do is slag off and annoy those who genuinely try to proffer a qualified opinion and to misdirect those who seek guidance.

How foolish.

I am not going to waste any further time with you either and shall direct my efforts to those who appreciate them.

what is your highest financial qualification? i'm interested.

magpiecottage

darkpool wrote: »

what is your highest financial qualification? i'm interested.

I doubt very much you are genuinely interested either.

If I tell you, then some miserable perverted little troll who has nothing better to do than belittle others is going to use it against me on the grounds that it is too high or too low or the certificate is the wrong colour.

Suffice to say that nobody with my qualifications would make some of the comments you have on this thread.

ellenGB

So in two pages: I'm a liar and a troll. Because you do not believe that the key features info I was given has no mention of MVRs. As the problem is solved, partly because of help here, there is no reason to pursue this and try and upload documents and waste more time in front of a computer when I could be sunbathing. Because I suspect that once I've done that and shown that I was truthful, I sense you may find something else. I'm the type of professional who notes that there is something odd but does not call people a liar, unless I'm 100% sure. I give people the benefit of the doubt. Old fashioned concept. I think I've just proven a point for anyone who has read the tread from beginning to end.

browniej

ellenGB wrote: »

So in two pages: I'm a liar and a troll.

EllenGB - no one called you a troll. That was said in reference to 2sides2everystory.

Because you do not believe that the key features info I was given has no mention of MVRs.

I do believe what you are saying. However there is a possible reason that it would not and that is because it is not the Key Features Document that others here are referring to.

As the problem is solved, partly because of help here, there is no reason to pursue this and try and upload documents and waste more time in front of a computer when I could be sunbathing.

If it was me I would want to prove everybody wrong and as you have spent so much of your time on this over the last 12 days, 5 minutes more wouldn't go amiss.

I'm the type of professional who notes that there is something odd but does not call people a liar, unless I'm 100% sure. I give people the benefit of the doubt.

I am trying very hard to give you the benefit of the doubt. I am offering my time and help to try and get to the bottom of this but you keep blocking me off.

I think I've just proven a point for anyone who has read the tread from beginning to end.

Ellen - your Key Features document would prove that point.

le_loup

Doctors should know better than to sunbathe!

ellenGB

Actually, it is recommended that we spend at least ten minutes per day, some say three times a week, outside, in the sun, without sunscreen, as exposure to sun on skin increases levels of vitamin D. This reduces the risk of developing a number of diseases. Our levels in the UK have been lower with the increased use of sunscreen. So a few minutes without, then put the sunscreen on, plus hat for face. Stay outside if you want, unless skin becomes red. That's the consensus at the moment, but things have a way of changing as new evidence comes in. Le Coup, read the BMJ or Lancet and note the opinions. Do not rely on medical journalists, who are not accountable and don't have to keep up-to-date, whereas qualified health professionals are accountable and do have to keep up-to-date. I even have to time the hours I spend reading med journals, attend conferences etc. I never used to. Some articles from the BMJ and Lancet are free online. Both are top ten general med journals. Also useful, American Journal of Medicine, New England Journal of Medicine. Now, if you've read all those, feel free to challenge me, with references.

ellenGB

BrownieJ, problem is solved so no need to spend your time on this anymore. I no longer have a problem. Go outside and up levels of vitamin D.

browniej

ellenGB wrote: »

BrownieJ, problem is solved so no need to spend your time on this anymore.

The problem of people disbelieving you has not been solved though.

I don't understand your reluctance to put the record straight. You may need that help later with Aviva - if they can make a mistake once they can make it again.

darkpool

magpiecottage wrote: »

I doubt very much you are genuinely interested either.

If I tell you, then some miserable perverted little troll who has nothing better to do than belittle others is going to use it against me on the grounds that it is too high or too low or the certificate is the wrong colour.

Suffice to say that nobody with my qualifications would make some of the comments you have on this thread.

it would help your case if you stated your qualifications.

What do you think of the article below from the telegraph. Why should aviva shareholders get the bulk of orphan assets? since the money was made from policyholder's money should policyholders not have got all the orphan assets?

Windfall payments will vary according to the value and age of each policy, but Aviva said they would not be below £200. One-third of policyholders can expect the minimum, but the group said most will fall between £200 and £1,150. The total on offer to policyholders is £500m, representing 40pc of the estate. Consumer groups say inherited estates – also called “orphan assets” – which are surplus funds accumulated over many decades, should be split 90/10 in favour of policyholders. Aviva counters that it has already agreed to another redistribution of £2.1bn in three tranches to all policyholders.