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Deceased mother didn't declare all her savings!
Comments
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Do we have a double act here?
She was assessed for and received support that she was fully entitled to, but I will have to check exactly what she was receiving.
If you too would like to refer to my opening post you will see that I said we need to find out how she accumulated more than she had when first assessed.
I'm sorry about your Mum and all this doesn't help your loss. Unfortunately there seem to be some users who lie in wait for a nice vulnerable person asking for advise and then one or two of them will join forces to presume and decided that they know all about you and how you live your life!! What your morals and values are and how you did or didn't care about your Mum.
I know wexactly what it's like trying to put your own suggestions to the elderly and you might as well talk to yourself at times.
Anyway, it seems rogerblack has about the most sensible bit of advise.
I just wanted to give you a bit of moral support.:)0 -
Again, a failure to read and understand my earlier post:T
Unfortunately, or fortunately whichever way you want to look at things our family was not steeped in knowledge about Tax avoidance and the best way to disseminate one's wealth prior to death, an area that many a smart alec prides themselves in;)
Of course with hindsight my sister should have taken what was due but it didn't pan out that way and I hope that in later years you will have a greater understanding of the difficulties of dealing sensitively with a parent as they reach an age where death is on the horizon and the biggest concern is how to pay for one's funeral.
The build up of savings accrued following a broken hip.... (I'm getting a
weird sense of deja vu that i posted that earlier;))...and an overnight reduction in mums ability to get out and about and enjoy life.
Again, do you not think it right and proper that one should recognise the dying wishes of a parent and ask the relevant questions before facing the DWP or should we just doff our caps and accept what ever we are told without reply?
I have read and understood all your posts. You are assuming I have misunderstood because I am not giving the answer you want to hear.
Your mother failed to declare savings and ignorance is no defence (I too have a sense
of deja vu!)
It needs to be repaid and I think it is wrong of you to be scraping the bottom of barrels to find loopholes and avoid the repayment.
It doesn't take an expert; the questions are very clear. I also think it wrong to assume elderly people are too confused to understand a question such as 'do you have savings?'
Get as shirty as you like but it won't change the situation. Your mum committed fraud and it needs paying back. Simples!
Maybe someone told your mum what she wanted to hear and that's how the overpayment arose? It would be entirely wrong for me to tell you it is fine to ignore the DWP as it wasn't really fraud!0 -
I have read and understood all your posts. You are assuming I have misunderstood because I am not giving the answer you want to hear.
Your mother failed to declare savings and ignorance is no defence (I too have a sense
of deja vu!)
It needs to be repaid and I think it is wrong of you to be scraping the bottom of barrels to find loopholes and avoid the repayment.
It doesn't take an expert; the questions are very clear. I also think it wrong to assume elderly people are too confused to understand a question such as 'do you have savings?'
Get as shirty as you like but it won't change the situation. Your mum committed fraud and it needs paying back. Simples!
Maybe someone told your mum what she wanted to hear and that's how the overpayment arose? It would be entirely wrong for me to tell you it is fine to ignore the DWP as it wasn't really fraud!
Thus far you have given no useful advice and from looking at other threads you clearly have deep psychological problems choosing to condemn without knowledge in order to elevate your own immoral principles.;):T
But i'll give you the opportunity to redeem yourself and ask if you can tell me at what stage my mother became a fraudster saving us all the problem of trying to find out exactly what happened and when?
I regret to inform you that your thoughts hold no bearing on the matter and simply act to demonstrate your ignorance of old age, dementia, forgetfulness, depression all areas that you clearly know nothing about. I can tell you that not every old person dons a mask, a stripy jumper and walks around carrying a bag of ill gotten swag nor do they intentionally defraud the government. That's a figment of your rather strangely aligned imagination.:DI also think it wrong to assume elderly people are too confused to understand a question such as 'do you have savings?'0 -
I'm sorry about your Mum and all this doesn't help your loss. Unfortunately there seem to be some users who lie in wait for a nice vulnerable person asking for advise and then one or two of them will join forces to presume and decided that they know all about you and how you live your life!! What your morals and values are and how you did or didn't care about your Mum.
I know wexactly what it's like trying to put your own suggestions to the elderly and you might as well talk to yourself at times.
Anyway, it seems rogerblack has about the most sensible bit of advise.
I just wanted to give you a bit of moral support.:)
Thankyou.:beer:
In life there are bullies who hide behind their fists, others who hide behind their keyboards. A quick calculation, Number of years on Forum x Number of posts made x Average time it takes to read and reply = getting paid or passionate about helping others or 'this is where I make myself feel good by denegrating others'.
I'll leave you to work out who falls into that category, i'm off to have a Jacket Potato for tea.:p0 -
Thankyou.:beer:
In life there are bullies who hide behind their fists, others who hide behind their keyboards. A quick calculation, Number of years on Forum x Number of posts made x Average time it takes to read and reply = getting paid or passionate about helping others or 'this is where I make myself feel good by denegrating others'.
I'll leave you to work out who falls into that category, i'm off to have a Jacket Potato for tea.:p
I'm not sure why you are being so agressive towards those who are just telling it like it is. It seems to me that you are the bully, because you dont like what you are being told.
It looks quite straightforward to me, your mum filled in the forms wrongly and now the money has to be paid back.
And please dont forget that the money came from taxpayers some of which would love to be sitting on £20k in the bank...0 -
You have basically answered the question of how it can be done!'A couple aged 70 could, if they wished, live on £100 a week'.
We're in our mid-70s. Over a month our expenditure on household bills, including council tax, is £340. The same amount for food and petrol. £680 a month. That's £156 a week. Can't get it below that. Council tax alone is £113 a month. This doesn't, however, take into account anything else apart from household bills, food and petrol. There are other things in life apart from just the basics.
If you were on a means tested benefits you would not have a council tax bill. That makes your bills £227. Including in that is the car loan, car insurance, car tax and all of the other running costs which can easily be cleared to 0 if you sell the car and use public transport via your bus passes!
How much does that leave?
Food & petrol. Without a car you wouldn't need to buy petrol.
And I am sure that you could find a way of reducing your food costs as well.
Then we have more wasted money - a holiday. How many people on a means tested benefit can afford that?paying off a bank loan from when we changed the car and we have a holiday coming up next month.
With all of those little things removed I am very sure even you could manage on £100 per week!
That is a little selfish don't you think? Maybe an inheritance could help your children and grandchildren get on in the world. Most, I would think, would want to spoil their offspring and be happy that a little extra when you go would go a long way.I am certainly not saving to 'leave it behind me for others'. Perish the thought!0 -
I'm not sure why you are being so agressive towards those who are just telling it like it is. It seems to me that you are the bully, because you dont like what you are being told.
It looks quite straightforward to me, your mum filled in the forms wrongly and now the money has to be paid back.
And please dont forget that the money came from taxpayers some of which would love to be sitting on £20k in the bank...
Couldn't put it better myself, Peter.
OP - you need to learn the difference between saying what you want to hear and giving advice that is not useful.
Sometimes, the advice we don't want is the best advice we could be given.
You are becoming quite agresssive about this and taking objective comments personally.
May I suggest you stop launching verbal attacks at people who don't agree with you?0 -
Thankyou.:beer:
In life there are bullies who hide behind their fists, others who hide behind their keyboards. A quick calculation, Number of years on Forum x Number of posts made x Average time it takes to read and reply = getting paid or passionate about helping others or 'this is where I make myself feel good by denegrating others'.
I'll leave you to work out who falls into that category, i'm off to have a Jacket Potato for tea.:p
You seem to have a grudge against regular posters...
Are you an AE by any chance?0
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