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LiT - starting from the beginning and rebuilding my life
Comments
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woop woop woopy woop lol :j
Weve waited 30 years for that, what a result!!! lol
Anyway no spend day here so I a well chuffed.Sealed Pot Challenge member #982
In 2012 I pledge to:- Save £1 a day, meal plan, be more organised, have NSDs, set myself a budget AND STICK TO IT, throw all loose change into Sealed Pot and not open it till 29th November.:money:0 -
Im sooooo bored!!! Dont know what to do with myself. The house is sooo quiet!! What do single girls usually do on a Saturday night when theyve got no kids lolSealed Pot Challenge member #982
In 2012 I pledge to:- Save £1 a day, meal plan, be more organised, have NSDs, set myself a budget AND STICK TO IT, throw all loose change into Sealed Pot and not open it till 29th November.:money:0 -
Hi just read through your diary and I love your positive attitude, im sure you will be rid of your debt in no time. (subscribed)
How the giving up smoking going ?MARCH 2016 DEBT £25750/ £25035
EST DFD JAN 2021 (that needs to change)
NOW JAN 2019 (that still needs to change)0 -
read a good book
One small step for ME, one giant leap for my family!
2015 - my Amazon Gift Certificate mini challenge - saving to buy small household electrical items.
Total £9.120 -
How the giving up smoking going ?
Its not!!! Although I now smoke roll ups instead of ready mades. Works out alot cheaper and I dont smoke as much. I day I will get rid of them altogether.
If found something to ease my boredom and improve my self worth.
Ive been on Alison.com and decided to start a free online course. May as well whilst ive got peace n quiet and can concentrate. This should keep me busy for afew days.Sealed Pot Challenge member #982
In 2012 I pledge to:- Save £1 a day, meal plan, be more organised, have NSDs, set myself a budget AND STICK TO IT, throw all loose change into Sealed Pot and not open it till 29th November.:money:0 -
Hi LiT
Not really sure how I came across your diary but I am here now!!
I noticed up there somewhere you mentioned that you thought your HB calculation was wrong, if you want to PM me I am happy to check this out.
I am a Money Adviser and deal with HB (and obviously other benefits and debts!!) all the time.
No worries if you don't want me to.
Good luck with reducing your debt and have a lovely quiet week!!!
EE0 -
We've been looking at courses and stupidly Alison.com totally slipped my mind. I've just had a quick look at there are loads that are relevant! Thank you x xOne small step for ME, one giant leap for my family!
2015 - my Amazon Gift Certificate mini challenge - saving to buy small household electrical items.
Total £9.120 -
Eager_Elephant wrote: »
I noticed up there somewhere you mentioned that you thought your HB calculation was wrong, if you want to PM me I am happy to check this out.
I am a Money Adviser and deal with HB (and obviously other benefits and debts!!) all the time.
No worries if you don't want me to.
EE
Thanks for the offer will send you a PM shortly. xSealed Pot Challenge member #982
In 2012 I pledge to:- Save £1 a day, meal plan, be more organised, have NSDs, set myself a budget AND STICK TO IT, throw all loose change into Sealed Pot and not open it till 29th November.:money:0 -
Got up at silly oclock this morning (Why???)
Ive made myself a day by day spread sheet so I can see exactly whats going out when and how much ive got left to play with. Ive set myself a budget of £60 a week for shopping and I intend on sticking with it until the contents of my freezer have been used up. Buying yellow stickered food items is all well and good IF you use them!
Im trying to save 1 months worth of outgoings so I can change all my DDs to the 5th of every month, that way I know how much I need to save each week to make my wages up to that amount but also how much ive got to play with. Im managing my own DMP but would like to get it cleared as soon as possible. Would it be better tooverpay each month or stick my access money into an isa then when I have a lump sum enough to cover the outstanding balance phone them up get a settlement figure and pay it off that way? (the debts arent running up any interest)Sealed Pot Challenge member #982
In 2012 I pledge to:- Save £1 a day, meal plan, be more organised, have NSDs, set myself a budget AND STICK TO IT, throw all loose change into Sealed Pot and not open it till 29th November.:money:0 -
I'm the same as you, interest free self managed dmp. If you give them all you have you will have no reserves for emergencies. Better to pay them the set amount and then put the rest away for F&F . I've seen that recommended so many times on here.One small step for ME, one giant leap for my family!
2015 - my Amazon Gift Certificate mini challenge - saving to buy small household electrical items.
Total £9.120
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