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CSA1 Case closed for 5yrs but now REOPENED!
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infant2801 wrote: »I am in total shock, please help...and I ask can the CSA reopen my old case?
I had an incling that the PWC was going to open a case with the CSA before the child was born.
Knowing this I sold my house and purchased a different one with my longterm partner, to give me high housing costs before the child was born and the mother could open a case against me.
The CSA made contact as I expected and an assessment was made!
I will admit I did not want to pay the amount stated but had to.
After the assessment was all done and out of the way I persuaded my partner to sell her house and move in with me. We used the sale of her property to pay off nearly all of the mortgage on our new home.
My concern is that the CSA never included my partner in the assessment, my housing costs were down £500pm when we paid the mortgage off and the CSA never carried out a reassessment for 6 years. I paid what they asked always.
After 6yrs they started asking for partner details, (partner did not know anything about this child), so I rented a flat and give them the new rented details and said I live there.
They started asking about my property and my partner (I had now explained everthing to her) and we decided to remove my name from the deeds and leeave hers only then inform CSA I had gone back to my homeland.
It worked out better than we expected the CSA closed the case down. Maintenance no longer in force were the actual words used.
After all these years they have sent a letter to our house asking for details of proof of actual residence and that they are looking into reassessing the case for the whole period to include my partner!
Please help, can they do this?
We were both full time employed, no children and our joint income was £3200 net pm. The CSA were allowing me housing costs of £734pm, do you know how much I should have been paying?
:mad:
Morning All
Well this thread has descended into complete and utter chaos - so you know I will close it!
OP as a rough guide you pay 30% of your net salary after housing costs have been taken off - that is the guide. They then take off allowances for you to live based on benefits rates, and any allowances for any other dependants you have living with you.
So as a very rough guide - net salary for yourself, less housing costs (for the property you actually live in), less allowance for yourself, less allowance for any dependants that live with you. That all comes into protected income.
I think you are brave coming on here and openly admitting that you thought you had exploited a loophole. I would check your assessment with NACSA (www.nacsa.org.uk) to ensure it is correct, but yes the CSA can re-open a case at any time if they believe that they were not given the correct information and can re-assess you.
Will check the rules and pm you later - in the meantime all play nicely and this thread is closedFree/impartial debt advice: Consumer Credit Counselling Service (CCCS) | National Debtline | Find your local CAB0
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