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Avoiding the shops in April - The NSD Challenge
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Doh, had to make today a spendy day as hadn't thought about the fact term starts tomorrow and lil'un will want a packed lunch.
Still, resisted the urge to buy anything else so not all bad
Official DFW nerd 187 :T Highest debt Oct 06 £23,319 _pale_ Cleared end 09. :T
Student again now and trying to fight the debts that are creeping up again :eek:0 -
iv clocked up another 2 over the past week
hope to meet my target, but its not certainMoved into dream house - 17/08/12Savings - £600Xmas 2013 - £43Credit card - £2741 :eek:0 -
Hi lovely NSD-ers
Hope you've all had a lovely weekend and managed to enjoy some sunshine, even those who had to work. It sounds as though everyone's been busy.
I've had a totally NSD weekend so another 4 NSDs for me taking me up to my target of 20 NSDs - very pleased with that bearing in mind I've had 4 birthdays to buy for so far this month, another one to go... (I hate April, really expensive month).
Hope the back to school rush goes OK tomorrow for all the mums and ((((((hugs)))))) to anyone needing one.
'night everyone
spoon xxThe time you enjoy wasting is not wasted time
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Good morning everyone! :wave:
I hope everyone had a lovely bank holiday weekend!
Reporting a spend day yesterday, as the cupboards needed topping up and I paid my annual sports club fee; however, fingers crossedthat I clock up 3 more NSDs before the end of the month to reach my 2nd target.
Have a good day everyone - lets hope the sunshine lasts!:money: Proud to [STRIKE]be dealing with[/STRIKE] have dealt with my debts! :money:
DFW Nerd #1256, WSC £?/£? for w/c 03/03/2013, NSD ?/19 for 03/2013, Long Hauler #196
highest debts: 01/06/2006 £69,023.92 _pale_
debt free date: 31/12/2012 £0!0 -
Good morning all!
Well I made it #18 yesterday - 2nd target met! Go on BDINI - revise my target to 20 please!
Had a very easy day yesterday, reading and generally pottering about. Well done Spoon on your 20! March is my nightmare month for birthdays, so I know how that feels!
Back to work today, but a nice short week!
Have a lovely day everyone:)
you will always be rich enough to be generous.0 -
NSD 15 today. Back to work today:eek:. Got to go in to work and tell them i cannot do a whole day as i need to come out and sort DD2 out a bit worried about what they will say but at this moment i feel determined and i will tell them tough as she needs her inhaler and checked on.#Sealed pot #085.
1 debt versus 100 days £108.32/£300:j
Debt Jan 2016 £6877.37. Aug £6155.56
xmas saving £1 a day 274/366.0 -
Morning all,
Been a rubbish weekend. Other half got news of redundancy and i've had a sickness bug, only just back to work today. On the upside it means I've had 2 NSD;s which means I have met my target. wooo hooo.
I have already spent £1 on my bus fare today and will be spending another £1 on my fare tomorrow then its payday on Thursday.
So thats me at my target of 6 x0 -
Morning all
Been a rubbish weekend. Other half got news of redundancy and i've had a sickness bug, only just back to work today. On the upside it means I've had 2 NSD;s which means I have met my target. wooo hooo.
I have already spent £1 on my bus fare today and will be spending another £1 on my fare tomorrow then its payday on Thursday.
So thats me at my target of 6 xPart of me is happy for a lovely couple getting wed on Friday, but a greater part is looking at the money being spent on the extra security, tying up the Armed Forces & cancelling police leave, all those heads of state being catered for & the obscene price tags attached to the "fashions"..& I want to be sick :mad: On a programme I caught over the weekend a young female admitted she had spent £450 on a HAT she had worn once, & I'm glad she felt ashamed to realise that money would have been a great help to the soup kitchen she had been forced to work as a 'volunteer' for the show.
Sorry..soapbox..blood pressure medication has now been administered
Thank Goodness for financially independent Offspring, for they bought a/ Pup a whipped ice cream cone from the Tinkle Man & b/ the sliced loaves because they didn't want ma's homemade wholemeal, so got the butter & milk while they were there :T That brings my current total up to 16, but a spendy today.
Full time Carer for Mum; harassed mother of three;loving & loved by two 4-legged babies.
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Hi everyone,
Hope you're all well.
Sunday was NSD 7 for me. Spendy day today already, hoping for my next one tomorrow.
honey x0 -
Hi all!
Well I've not been on here for over a week, and I've no hope of catching up and reading everything that's been written!
My internet is pretty dodgy at home (really should ring Vodafone to complain!) so I usually check this at work on my dinner. But we moved offices a week and a half ago, and BT messed up our internet!! Still not sorted, so in the end I've brought my own dongle into work, and it is working annoyingly well here :mad: grr Vodafone!
Anyway, I have still been counting NSDs at home and writing them in my book! I THINK I'm on 14 NSDs :rotfl:will update later once I've checked at home if I'm wrong!
I was going to ask if I could increase my target to 14 but I think that's cheating if I've already hit it! Gonna try for another one or two before end of the month!
Hope everyone had a nice Easter
JCG x0
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