📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Drip drip drip feeding the mortgage

12324262829

Comments

  • tjp70
    tjp70 Posts: 476 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    It all hinges on whether Av1va are as generous with their mortgage endowment promise as they are hinting at in their letters. Fingers crossed.

    Plans for after the mortgage:

    1. Remodel bathrooms
    2. Amazing family holiday (Hawaii?)
    3. Start building up pension fund

    No pennies to Tillytidy today :(
    If Plan A fails, remember there are 25 more letters
  • Firegirl
    Firegirl Posts: 1,007 Forumite
    Tenth Anniversary 500 Posts Name Dropper
    Very exciting!!!!! I have a very long way to go to get to the same point as you lol! Enjoy your big holiday!!!!
    Mortgage balance Feb 2015 start of MFW Journey-£245316.06/Aim to be mortgage neutral 2022 — Target for May 2024 14 Year Target Balance MF50 = £89,535 — Mortgage Balance £106, 000—Target for May 2024! £89,535

    Retirement Planning
    Starting Position (Jan 2024) : Pension 1-£165,000/Pension 2-£50,000/Pension 3-£9,500/ISA-£87,000/Total-£311,500
  • Luckyinlife
    Luckyinlife Posts: 1,613 Forumite
    Sounds like a great plan i ill follow with interest :] good luck
    Mortgage--- [STRIKE]£67700 March 15[/STRIKE] [STRIKE]£65221 April 15[/STRIKE] [STRIKE]£64983 July 15[/STRIKE] [STRIKE]£64780 sept 15[/STRIKE] Remortgage [STRIKE]£67295 oct 15[/STRIKE] [STRIKE]£66599 Nov 15[/STRIKE] [STRIKE]£65878.73 Dec 15[/STRIKE][STRIKE] £64834 1st Jan 16[/STRIKE] [STRIKE]Feb 16 £64,511.89[/STRIKE][STRIKE] March 16 £64,056.40[/STRIKE] [STRIKE]April 16 £62550[/STRIKE] [STRIKE]May 16 £62,396.20[/STRIKE] Feb 17 £60.800
    Emergency fund 23k
  • tjp70
    tjp70 Posts: 476 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    Two OPs - £5.69 & £1.64 bringing my OP challenge down to £1265.53. I can only OP small amounts at the moment as I haven't been paid for a while. By the end of the month, the amounts should be larger.

    The plumbers have been back and improved the floorboards and carpets. It's still not ideal, but better.

    It's been a spendy week. DD needed new school shoes and a new school bag. And today we are off on our trip to Yorkshire, hopefully to see some puffins. Hotels were booked and paid for a while ago together with some meals. I am making a packed lunch for today, so I am trying to keep the costs down.
    If Plan A fails, remember there are 25 more letters
  • Luckyinlife
    Luckyinlife Posts: 1,613 Forumite
    Nice love how you not put off about doing small payments like this really nice work :] it will come down quick doing it like this when you can :]

    glad you got the floorboards sorted and carpet my plumber didnt even bother showing up yesterday lol

    have a nice trip sounds like a nice break :]
    Mortgage--- [STRIKE]£67700 March 15[/STRIKE] [STRIKE]£65221 April 15[/STRIKE] [STRIKE]£64983 July 15[/STRIKE] [STRIKE]£64780 sept 15[/STRIKE] Remortgage [STRIKE]£67295 oct 15[/STRIKE] [STRIKE]£66599 Nov 15[/STRIKE] [STRIKE]£65878.73 Dec 15[/STRIKE][STRIKE] £64834 1st Jan 16[/STRIKE] [STRIKE]Feb 16 £64,511.89[/STRIKE][STRIKE] March 16 £64,056.40[/STRIKE] [STRIKE]April 16 £62550[/STRIKE] [STRIKE]May 16 £62,396.20[/STRIKE] Feb 17 £60.800
    Emergency fund 23k
  • tjp70
    tjp70 Posts: 476 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    OP of £4.99 to the mortgage on Friday. OP Challenge now down to £1260.54.

    Yesterday we went to Bempton Cliffs. What an amazing place. So many birds to see. Sadly though, we didn't get to see many puffins, only five out of the thousands of birds there. I'm glad we went, it was a lovely morning and DD took lots of photos.

    Off home today.
    If Plan A fails, remember there are 25 more letters
  • tjp70
    tjp70 Posts: 476 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    £100 OP to the mortgage today. OP Challenge down to £1159.03.

    Is it me or is this week dragging?
    If Plan A fails, remember there are 25 more letters
  • tjp70
    tjp70 Posts: 476 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    I have managed to make an OP every day this week :j

    My personal OP challenge is now down to £1048.29.

    Off to Paris tomorrow for a long weekend (trip was part of DH 50th birthday present). Sadly the weather forecast is heavy rain all weekend, but we will still have fun :)
    If Plan A fails, remember there are 25 more letters
  • Radish72
    Radish72 Posts: 2,075 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    So close to 3 figures :)

    I'm off to Dublin next week as part of BF's 40th, it also has forecast rain for every day. Its a good job we both like Guinness
    Mortgage Aug 12 £165K, Aug 19 £0
    ISA challenge start 2019 £3000/£1500 (50%)
  • tjp70
    tjp70 Posts: 476 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    I loved Paris. We walked all over the place and saw so much. I would love to go back some time. There's so much more to see.

    My OP challenge is down to £1010.65. As you said Radish, so close to three figures.

    DS is buying my car from me so this weekend I will be searching for another one. Plus the woodwork around the garage door needs repainting. So a busy weekend for me.
    If Plan A fails, remember there are 25 more letters
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.3K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.2K Work, Benefits & Business
  • 599.4K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.7K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.