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Living life, loving life.......hypno's having a ball!
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How great to have a windfall to spend on YOU A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
Mortgage Balance = £0
"Do what others won't early in life so you can do what others can't later in life"0 -
Loving the cheerleaders, gally!!
:T:T:TSuccessful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)Life begins at the end of your comfort zone (Neale Donald Walsch)0 -
Great news on the refund :jI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Thanks beanie xSuccessful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)Life begins at the end of your comfort zone (Neale Donald Walsch)0
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Certainly a day of two halves Hypno. Glad that your students are ok. Such a shame about Amy Winehouse too many talented people live life on the edge.
Great news on the refund, I bet you were pleased and relieved given that you were pondering how to recover the spending spree. Go you on random men giving you their phone number. Will you use it I wonder (mind you, you already have a nice friend)Some days there aren't any trumpets, just lots of dragons. Courage doesn't always roar. Sometimes courage is the quiet voice at the end of the day saying, I will try again tomorrow -- Mary Anne Radmacher0 -
Whilst very flattering to have such unexpected attention, I have absolutely no intention of doing anything with it, other than feeling good about the fact that I am no longer the frump I was of years gone by.
Still excited about the refund though
Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)Life begins at the end of your comfort zone (Neale Donald Walsch)0 -
how cool are you lady!
xxNevertheless she persisted.0 -
Am catching up on this a bit late ..but fantastic news on the tax refund hypno! and to think it is now all fun money not towards your debts!! Great stuff!Debt at LBM 2010 £40,640.17. Debt Free 2017 Debt 2023 £24k I didn't learn! NEW Goal Debt and Mortgage Free Jan 2025.
Debt Free Diaries - TizerCat learns to stay debt free
November NSD Challenge 12/16
6 months emergency fund challenge £500/£60000 -
The *real* excitement of life continues, and I am up in order to cover DS's paper round, as he is with his father, and to head to the tip with a load of cardboard from all the IKEA furniture to get it out of the garage.
Well, what else are Sunday mornings for? (where is that roll eyes smiley when you need it!!)
Although the tax refund is enough to go to Rome or somewhere, it really will be used for more mundane things such as getting DD's bus pass for college and for building up the emergency savings a bit. It will also provide a buffer for spending money on hols next month so I know we can have a really good time without counting the pennies too much.
That said, the longer I can make it all last, the better - I won't be getting another payout and it isn't a HUGE amount of money, although it is a very useful amount that is for sure.
I need to focus still on my savings from coffees and lunches, so my Rome and Morocco pots will continue being funded from there for now.Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)Life begins at the end of your comfort zone (Neale Donald Walsch)0
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