13 year old damaged my car

vaio

don't waste your time and money, you have zero chance of winning a court case against a minor.

You might win against the parents but only if you can prove negligence and this means the little darling had history of doing such things in the past and the parents were negligent in failing to take steps to prevent a recurrence but even then your chances are still close to zero.

vaio

fivetide wrote: »

Would you like to buy a vowel? :rotfl:

Couldn't resist. Sorry.

I'll have an "a" please Bob

(aftermath of a coffee/keyboard incident over christms)

Strider590

Go to the parents, don't ask them if they'll pay.... Ask them if they have any preference as to where you get quotes from

Don't give them the option of saying no

Inactive

Strider590 wrote: »

Go to the parents, don't ask them if they'll pay.... Ask them if they have any preference as to where you get quotes from

Don't give them the option of saying no

Good advice, that is what I would do..:)

missile

I will be interested to hear how you get on

fivetide

Strider590 wrote: »

Go to the parents, don't ask them if they'll pay.... Ask them if they have any preference as to where you get quotes from

Don't give them the option of saying no

Also, in anticipation of the "insured isn't it?" statement. Be sure to say either it isn't covered for vandalism (you could be 3rd party only) or say the excess is equal to the repair costs so you'd still be down £500 which their little darling best be ready to pay for.

5t.

Strider590

There is an alternative, you could call the ins and hypothetically ask what a claim might do to your premium, get the parents to pay the extra and then go via the insurance

I say "hypothetically" because the second you mention an actual event to the insurance company, your premium will be hiked.

1jim

do you have legal cover? uninsured loss recovery cover?
To be honest I would put it through my insurance and get legal cover to chase up payment from the parents...also would use the uninsured loss recovery to work out how much extra premiums and excess etc would be and to recover this

Strider590

1jim wrote: »

do you have legal cover? uninsured loss recovery cover?
To be honest I would put it through my insurance and get legal cover to chase up payment from the parents...also would use the uninsured loss recovery to work out how much extra premiums and excess etc would be and to recover this

OP's insurance premium would go up, even if they've got protected NCB. There's are other thread that cover this..... If you make a claim or have an accident without making a claim, it still goes on the system and your deemed a greater risk.

Flyboy152

Strider590 wrote: »

Yes, they should have to pay for the damage, the child is below the legal age of responsibility and anything he does falls on the parents.

£600 sounds damn steep, is that a dealership quote? can't you cut out the middle man? (dealership won't do the repair themselves)

Getting sick of kids throwing stones, kicking leather footballs, playing cricket and god knows what else next to my car....... I tell them to buggar off and play next to their parents car, next thing I know im getting abuse from the parent!!!

Huh? :huh: