advice needed please...

pinksleepybear

Agree with all above, but most important - get your own bank account. Even if you've had credit issues in the past, there are some banks that specialise in bank accounts with no credit facilities, overdraft etc. I think the co-op is often recommended on MSE for this - get one now. Get the child benefit and your salary paid into that as soon as you can.

If she left before sorting this out, you could be in a tight spot with money.

Edit to add: Found this on the bankruptcy board - https://forums.moneysavingexpert.com/discussion/1056083.
Read the section about Basic Bank Accounts - there's a link to a website which lists and compares the ones available.
Getting this could also help you repair your credit rating.