Are rising fuel costs really putting people off driving uneconomical cars?

Kilty_2

jase1 wrote: »

Interesting

I can't say I've ever noticed any massive difference in insurance between a larger car and a smaller one -- maybe £100 a year (currently paying around £270). That's 300 quid saved only for me, and the tax is only perhaps £150 more expensive. So £750 perhaps over three years -- not vicious. Add on the £375/year mentioned by NeverAgain and you're talking about an £1800 saving -- but a new car will lose much more than that over three years.

Of course if your insurance is expensive (and you buy a really cheap little box like the Picanto) I can see the logic

I'm 20 with 0 NCB so insurance is a bit of a nightmare

Strider590

jase1 wrote: »

Interesting

I can't say I've ever noticed any massive difference in insurance between a larger car and a smaller one -- maybe £100 a year (currently paying around £270). That's 300 quid saved only for me, and the tax is only perhaps £150 more expensive. So £750 perhaps over three years -- not vicious. Add on the £375/year mentioned by NeverAgain and you're talking about an £1800 saving -- but a new car will lose much more than that over three years.

Of course if your insurance is expensive (and you buy a really cheap little box like the Picanto) I can see the logic

Making a lot of sense........ As for insurance, it's a myth that larger cars cost more to insure. People just assume its true without checking the facts, so it's easy money for the insurance companies.

Kilty_2

Strider590 wrote: »

it's a myth that larger cars cost more to insure.

My premiums suggest otherwise :cool:

Strider590

^^ Mine suggest otherwise to your otherwise

Inactive

In very general terms, larger engine cars do cost more to insure, assuming everything else is the same, post code/driver/etc.

Strider590

Problem with smaller cars is most have the "boy racer" label attached to them.... This hikes the premiums.

Inactive

Strider590 wrote: »

Problem with smaller cars is most have the "boy racer" label attached to them.... This hikes the premiums.

Fair comment that some do, but not all.

Those that do not are generally in a lower banding.

Kilty_2

Strider590 wrote: »

Problem with smaller cars is most have the "boy racer" label attached to them.... This hikes the premiums.

:rotfl:

jase1

I find that there are some very strange anomalies when it comes to insurance premiums.

e.g. A 2.4l Honda Accord is significantly cheaper to insure than a 2.0l Kia Magentis, even though the Honda is much more capable of being hooned around than the Kia will ever be.

Some Mitsubishis are pretty expensive to insure as well, despite their being built in Holland with mostly reasonable parts prices.

Then as Strider mentions things like Saxos are much more expensive to insure than something like a Toyota Starlet, despite the latter having a better range of engines.

jase1

Kilty wrote: »

:rotfl:

Aww, innit cute?