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Debt free the Fly lady way - anyone?

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  • I have found a good spreadsheet on microsoft works, made a few adjustments. If anyone wants a copy, please pm me your email address and I'll happily forward on if required.

    (Hope I'm not breaking the rules Tondella, just know that some people struggle with spreadsheets)

    :heartpuls CG :heartpuls

    That's really kind of you crawley girl - thanks!
    Debt Oct 2005: £32,692.94
    Current debt: £14,000.00
    Debt free date: June 2008
  • katierose wrote:
    Hi,Do you write just the amount you spend or each individual item.

    I write down a combination, so for my weekly food shop i would just put down:

    food shopping £16.97

    for other things i would put them down individually, e.g. bits that i had gone for during the week

    loaf of bread £0.99
    shampoo £1.99

    And sometimes when i have spent alot more than normal on my food shop, like when i bought the ingredients for my christmas cake, i put this on separately

    food shop £21.00
    christmas cake ingredients £9.64

    If i were you I'd start down by putting the amount you spend, and then when you start to look through the lists you might wonder why you are spending so much on x, in which case it might help to put more detail down for certain spends - does that make sense?
    Debt Oct 2005: £32,692.94
    Current debt: £14,000.00
    Debt free date: June 2008
  • welcome new members!
    dirtyepic
    mrs bellamy
    dinkylou
    1 step closer
    beanielou
    oops a daisy
    anniestar
    serialdieter
    snaggles
    anastacia

    (btw i am only adding people who have explicitly said they want to join, as some people make more general comments, so if you feel left out then just post or pm me and I will gladly add you in!)
    Debt Oct 2005: £32,692.94
    Current debt: £14,000.00
    Debt free date: June 2008
  • anniestar
    anniestar Posts: 2,600 Forumite
    Could I join please? I must confess that I have only read 2pages (am going to go back and read everything) but what a fab idea. The gang on here never cease to amaze me such fantastic ideas.
    Blind as you run...aware you were staring at the sun.

    And when no hope was left inside on that starry starry night.

    :A Level 42- the reason I exist. :A
  • I have found a good spreadsheet on microsoft works, made a few adjustments. If anyone wants a copy, please pm me your email address and I'll happily forward on if required.

    (Hope I'm not breaking the rules Tondella, just know that some people struggle with spreadsheets)

    :heartpuls CG :heartpuls

    Thanks CG, just pm'd you.

    Can I officially join please? don't think I have. Ta

    Jx
    Debt at LBM £15231.43:eek: now £11397.43 Coming Down :D
    Snowball says DFD [strike]March[/strike] Feb 2010
    Official DFW Nerd No: 218 ;)

    Proud to be dealing with my debts
  • Snaggles
    Snaggles Posts: 19,503 Forumite
    Please can you add me to the list too! I've been really poorly for the last two days (water infection, oh the joys of pregnancy, do they never end?!), but on the plus side, I've been too ill to go to the shops, therefore two no-spend days in a row!! Hurray!!
    "I wasn't wrong, I just wasn't right enough."
    :smileyhea
    9780007258925
  • can i play too please.

    I am a fritterer, no doubt about it, so a spending diary is just what i need to buck my ideas up a bit.

    Thank you
    ....another happy bug.........sorry,blogger embracing the simple life
  • sorry for the silence over the weekend fly babies, however I haven't been slacking. Over the weekend I had a brain storm about habits i want to develop and have heaps to bring into the site over the next few weeks. I'm going to start a new thread that just has the challenges for each day, and keep this one for joinees to say hello and for any updates, chat or feedback. Probably get around to doing this during my lunch break today, so hold tight and keep writing down those spends!
    Debt Oct 2005: £32,692.94
    Current debt: £14,000.00
    Debt free date: June 2008
  • newlywed
    newlywed Posts: 8,255 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Any more ideas for this Tondella? Have I missed a new thread at all?

    Still faithfully making a note of spends, which is actually quite enlightening! Also means I make a note of exactly who owes me what ;)
    working on clearing the clutterDo I want the stuff or the space?
  • Me too :)

    My list started out full of scribbles as I tried to remember what I'd bought each day... now I happily get my little book out wherever I am and jot stuff down :D

    Weekends appear to be my downfall, but last weekend was my bf's birthday so surely I can be excused 2 x bars of Lindt to make his birthday cake?! Other "slips" included a take-away Indian meal, a little loaf of expensive bread, goats cheese and tub of olives from the "international market" that was visiting, and buying cakes for my daughters school fayre (we made them for their Children in Need fundraisng day the other week, and they were cheaper and nicer).
    Proud to be dealing with my debts:dance:
    Lightbulb moment 16th November 2006: Debts totalling £28,584.49:eek:
    Mutual Supporters Club Member! (Nov 2006) :grouphug:
    DFW Nerd 252 :cool:
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