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Debt free the Fly lady way - anyone?
Comments
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great plan mizmir
i actually started working on this yesterday, so will list the rest that needs to be done and get my SOA updated
good luck everyone
mrs atotal debt jan 06= £15441.97 dfw nerd no 112 proud to be dealing with my debts.0 -
Hello everyone
[mega mega sheepish]
Thanks to mizmir for giving me a PM, I guess I was hoping that my promises had gone unnoticed but I am so overawed and proud of you guys for forging ahead with this
Confession time, it's mid-january, I haven't been keeping up with my spending diary and i am wondering where all my money has gone. You guys are an inspiration though!
Ok, [chanting, you are not behind under my breath], thanks to Mizmir's wake up call I have spent the morning going through the flyladies 31 day babysteps programme and jotting down dfw ideas that should get us all into better habits! I know that most of you are into week two already and moving on to looking at your debts but I'm going to post the steps for week one (i.e. days 1-7) first up, just in case anyone has lagged behind. I'll start this in a separate thread, so that people can log on as and when they find it and start the programme. We can keep this one for chat.
I am by no means and expert in this and am as desperate to get myself into good MSE habits as the rest of you, so any suggestions for activities that we can start to build into our lives would be great. I'm not sure how much the ideas I have got will contradict what you guys are already doing. Tell you what I'll just get on and post the blessed first 7 days and you can make suggestions and I can always go back and re-edit.
xxxxxxxxDebt Oct 2005: £32,692.94
Current debt: £14,000.00
Debt free date: June 20080 -
well guys, it's up, you can find it here:
http://forums.moneysavingexpert.com/showthread.html?p=3983438&posted=1#post3983438
I'm afraid that, since some of you have been doing this since 1st Jan, the first week might seem a bit dull to you, but please stick with it, there's plenty to come in the second week, where I think we will start to organise our debts and look at habits to reduce spending.
I'd love to hear your comments and how you are getting on. tomorrow is going to be my day 1, wish me luckDebt Oct 2005: £32,692.94
Current debt: £14,000.00
Debt free date: June 20080 -
good luck everyone
let the fun begintotal debt jan 06= £15441.97 dfw nerd no 112 proud to be dealing with my debts.0 -
Hi can I join this?
God knows I need it!0 -
Brilliant! SOOOO pleased to have you back Tondella - hope you don't feel harangued!
:D
I'm going to start again at Day 1 and check that I am doing all this - it is easy to slip back!0 -
megisabel wrote:Hi can I join this?
God knows I need it!
welcome welcome! let me know what you think of the challenges. I've tried to pick out the things that I thought most experienced DFW and old stylers recommend doing, but let me know if you have any suggestions!Debt Oct 2005: £32,692.94
Current debt: £14,000.00
Debt free date: June 20080 -
mizmir wrote:Brilliant! SOOOO pleased to have you back Tondella - hope you don't feel harangued!
:D
I'm going to start again at Day 1 and check that I am doing all this - it is easy to slip back!
Not harangued at all, just grateful for the kick up the **** and still wondering where all my money goes! Hopefully this time nxt month I'll know! Great news that you are starting again, more support for me as I try it!Debt Oct 2005: £32,692.94
Current debt: £14,000.00
Debt free date: June 20080 -
hi i'd love to join in please, am a newbie - failed before but know i've had my true lbm now. still too scared to add my debts to signature yet though.
just one question - do i post here and jsut read the other or post on the other one now?? thanks for doing this0 -
Just wanted to say a big thanks to Tondella for the new thread. It's looking really good. And just the right sort of things to give me a bit of a push to carry on. Thanks.working on clearing the clutterDo I want the stuff or the space?0
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