Santander 3.3%/3.5% Flexible ISA i3

Munro_Bagger

Lokolo 2 - saved my bacon again! Thanks so much

Nine_Lives

As i can't get the 3.5% Santander account, i was looking at the 3.3% account as it still beats anything else available (i know about AA's 3.35%, but nothing is guarunteed with that)

Problem is the following when i click apply:

You can apply if:
You are at least 16 years of age and a UK resident
Your opening balance will be at least £1
You haven't paid into a cash ISA in the current Tax year

* I have maxed my limit for THIS tax year
* I don't want to (obviously) deposit until 6th April, but this goes against the above.

How do i get round this?

lvm

K_P83 wrote: »

As i can't get the 3.5% Santander account, i was looking at the 3.3% account as it still beats anything else available (i know about AA's 3.35%, but nothing is guarunteed with that)

Problem is the following when i click apply:



* I have maxed my limit for THIS tax year
* I don't want to (obviously) deposit until 6th April, but this goes against the above.

How do i get round this?

Not sure if it's the same as Halifax but when I opened my Halifax one, it says you have 60 days to put in your first deposit. If you don't do anything by then, the account is closed.

Nine_Lives

Thanks.

I didn't see a note saying this one (the 3.3%) can be opened over the phone, otherwise i would do (open over the phone). It seems it's open online.

deutsch

i applied online and got rejected, but then phoned and was quickly opened an issue 3 account without hassle.

Sammiec0108

deutsch wrote: »

i applied online and got rejected, but then phoned and was quickly opened an issue 3 account without hassle.

Just wondering how long it took for you to get rejected, i applied on Thursday and havent heard anything yet, I have a feeling i will be rejected as applied online and ticked the 'i dont want to fund this year' option with the intention of funding after April 6th.

goRt

Sammiec0108 wrote: »

Just wondering how long it took for you to get rejected, i applied on Thursday and havent heard anything yet, I have a feeling i will be rejected as applied online and ticked the 'i dont want to fund this year' option with the intention of funding after April 6th.

I did the same 2 weeks ago, but have heard nothing

Sammiec0108

Thanks for that, seems the same story is cropping up time and time again, i think I may give it until close of play tomorrow and then give them a call and see whats going on, have a feeling they will do what they did last year and drop the rate.

Thanks

skevvybritt

Hi all,

Does anyone know how you can pay into this ISA? Can I do a transfer via online banking with another bank, or do I have to pay in with cash / a cheque in branch?

And if I use a cheque, will the start date be the day the cheque clears, or the day I hand it over to Santander? I don't want to miss the deadline!

Thanks so much

skevvybritt

Razorbill_2

Phoned up Santander this morning in the expectation of being able to transfer my current year's flexible ISA into a new 3.3% flexible ISA. (well, it does say on the website that existing holders cannot apply online and that existing ISAs can be transferred). However, you apparently cannot transfer existing funds into a new flexible ISA, only into their poor paying ones. The good news is they opened a new flexible ISA for next year over the phone.
How can any bank not want to transfer existing customers money in to a new ISA ? They will therefore lose my current years ISA money to the Halifax.