DCM Nottingham / DCM Money Solutions in administration?

forkque

Shaney wrote: »

Re :- Post 335 Yes Forque you are right in saying that John Baird didnt get us into debt in the first place, but he was paid enough money to get us out of it, he was trusted with our money and to take away the burden of dealing with creditors as that is what his business was set up for in the first place..

Shaney if you re-read any of my posts i have not and will not defend the actions of DCM

oh and by the way would you mind spelling my user name corrrectley.

forkque

Shaney wrote: »

What i find has caused me the most sadness is the fact that through all this my wife is now ill because of it and also that i did have someone that could have told me many years ago things werent going right with dcm, cancel your plan and go with someone else, but they didnt, they left dcm because they knew what was going on and still they let me continue to pay. You were lucky enough to save yourself Forkque, unfortunately i was battling depression at the time and i could have been saved but wasnt..

Is it right that i should have my 12 year old asking why mum is ill and why is mum and dad upset a lot recently, kids aint stupid they pick up on things..

Shaney

ok i accept that you were not calling me gutless but it was a remark you made in answer to my post.

can i ask who you are refering to when you say you could have been told??? what association were they to you and were they aware that you were suffering depression ???

whitecrow

forkque wrote: »

whitecrow

I have read this forum and this topic for some weeks, i was not going to bother to post but am tired of reading inaccuracies untruths and poor assumptions, although I have not had many posts you will see I have not defended the actions of DCM, but do feel people could have and should have spotted the problems earlier on has by their own admissions it has gone on for years.

Why do I have to offer criticism? Good bad constructive or otherwise??

What I will do is only publish facts and speculation of assumption will be kept to myself,

You have to say something when you post and so far I have difficulties finding much that is helpful. That is the purpose of this thread, to seek redress for the suffering caused by the awful business practices of those responsible for the running of DCM and the suffering they have caused. I don't see much that you say that helps.

whitecrow

Shaney, leave it. He's here to cause trouble.

forkque

Shaney wrote: »

Right then, now that i have done my lines and changed forque to Forkque on my posts, would you like to go and spell Corrrectley (Correctly) if you choose to nit pick then so will i [/


I was only asking you to get my name right i was not checking spelling or gammer,

forkque

whitecrow wrote: »

Shaney, leave it. He's here to cause trouble.

No My friend I’m not, but a very strong theme throughout this thread is that if you dont agree with a core of people on this forum you are either a trouble maker or an employee of DCM I am neither, I am merely stating facts arising around my experiences with DCM

Do you consider it unreasonable that I correct people’s inaccuracies with fact???

Please state anything that I have written that causes trouble?? I appreciate some things I have stated are not easy to swallow but they are indeed true and fact full

Shaney

Well you can consider your name Corrected

forkque

Shaney wrote: »

Well you can consider your name Corrected

people say that im a trouble maker but seem happy enough to ignore childish comments like this that have no relevance to bringing DCM's directors to justice, afte all it as been pointed out that this is what this forum is all about!! these silly posts will cause me to react, but others dont mention this.

i asked a genuine valid question regarding the person’s identity to who could have told you to cancel your account with DCM, I may have known this person and offered some incite or reason has to why they didn’t tell you, but you chose to ignore this, thus not offering me the opportunity to make a valid constructive comment.

Shaney

I didnt ignore it, at the end of the day i chose not to talk about it because it makes no difference whatsoever, as what is done, is done, its too late and i cant go back in time...Simples..

mikewjones_from_wales

Right, as people would say take a deep breath so i have 10 hours should do it!

Forkque.

Did we get ourselves into debt and to that comment we all have to concede that we did for our own personel reasons and at the time we thought that it wasnt a problem that turned into one. That was our failing.

Shaney is right that we did pay enough money to get us out. I would post an email recieved from Cleardebt on here, but in due course i think the exact contents of it will come out.

DCM Money solutions were operating DMP that were outside the office of fair trading's guidelines FACT!!! but despite this all of us had paid enough money to even pay these plans out, but we havent and we havent for one reason and that is vast sums of money are missing.

Forkque i will not tell you what i do for a living or what i am qualified in but i am equiped to look into accounts and work out where money has disappeared and companies i work for ask me to do this on account that run into the millions so accounts that run into tens of thousands of pound are a lot easier for me. I have looked into my individual account and i can work out to the penny that my account has just under £26,000 missing that has been paid to DCM that has not reached my creditors and this is the sole reason why i am now still in debt.

There are a number of people that have contacted me to do the same exercise for them and if they want that help i will give it. Before you ask YES i am professionaly qualifed in this field.

Regarding being foolish of not pulling out, we (dcm clients) paid money to DCM under terms of a contract to undertake actions on our behalf. They were supposed to do something they did not. We were installed with faith by DCM Personel that everything was okay. I did not just sit by, i contacted the DCM office every month to see whether we were on course, and as pointed out by another person whilst their computers were down or the files were not unto date i was assured we were on course only to be told four and a half years into a five year DMP that we were no longer on course and it would take an extra year. I was already committed to this DMP and an extra year didnt seem too much of a sacrifice to make. But the clear fact of the matter is that to pay off my debt at the DCM rate of decline would take 63 years. Some 6 years later i find out that having owed £39k and after paying these people £34,425 i still owe nearly £31,000 against the DCM debts. You got out you were lucky. But to say that we were complacent in placing our faith in DCM doing what they contracted themselves to do is an insult to every DCM customer on here. Whether you had some help or not seeing it is irrelavent see below.

After reading your posts i think that you are missing the fundermental point here.

Money is missing and for reasons and information that i do have and have passed onto the administrators it would appear that DCM have been directing money of our to suit their own needs, mainly John and Sentley Wilson. This is fraud, DCM money solutions and these people have gone our of their way to obtain money by deception. In the opinions of Gwent Police there is already an offence to be investigated and that is Theft, and in their further opinion this will then turn into fraud when they obviously find out that money was invested into their failed business ventures (the pie company for one). There are already statements from a number of people that have gone on record stating that money was taken out of the business by these people which they then used for themselves. The money involved was ours at that time and was going to be replaced when they made more.

Sentley then undertook an exercise in trying to get the company on the cheap and ran the business into the ground. he also took large bonuses again with our money

Between the two of them they have swallowed up vast sums of our money.

Then comes simon which is the only person not to be bankrupt, but even with this man our payment werent being made. Now if he has used ANY of the clients money to keep the company afloat then that makes him guilty of the same crime as Sentley did at Sentley Bowen of misappropriating Clients funds.

The reason why we have problems is not because we got ourselves into debt, neither is it that we did not spot payments not being made and did not protect ourselves adequately. The reason why we are in debt is that individuals got greedy after they had been bankrupt they took other peoples money, that is theft and fraud and one can only hope that soon they will be in the dock to answer for these crimes, and then spending a long enough sentence behind bars reflecting on what they did wrong. Oh and just maybe all of us might just get a little back of what we lost although again with the information i have here apparently that looks rather unlikely but we live in hope.