Local Housing Allowance is being decreased - Now have to survive on £58 per week

viktory

stayinganonymous wrote: »

The cheapest 1 bed flat in Ipswich is about £415 per month,

I just found one for £325 - LHA welcome.

Lou76

tomitma wrote: »

I think that there are going to be a lot more posts regarding housing/LA benefits, in the next few weeks, a lot of people don't read newspapers, or understand what the new rules are are going to be. Many are going to have a real shock.

What worries me is that there could be a lot of people, through no fault of their own, who could end up in rent arrears - if the change in Mortgage payments is anything to go by.

Tobruk has already mentioned it, and we're not the only 2 to be affected, but we're still to receive written confirmation of the change in SMI payments.

The change, incase you don't know, took effect on 1st October 2010. :eek:

That's 5 months since my SMI payments [as good as] halved, but I've still never received a letter telling me.

Thankfully, due to this site, I was prepared for it and adjusted my payments accordingly, but how many unlucky sods have only found out when their account has gone into arrears and the mortgage company have sent threatening letters etc? :mad:

Please don't let this go the same way. Somehow I think Landlords will be [rightfully] less understanding than Mortgage Providers...

DX2

Jowo wrote: »

Andy...? Kronston?...Wishface?

My money is on Andy Pandy

bob40

DX2 wrote: »

My money is on Andy Pandy

another troll

AnxiousMum

And here I was thinking bob and NicktheGreat were one and the same.....hmmmm

MissMoneypenny

Lou76 wrote: »

Somehow I think Landlords will be [rightfully] less understanding than Mortgage Providers...

The last governmnet pushed the rents up with LHA, which put a lot of people in poverty traps as they can't afford to come off benefits and pay their (now) high rent.

With the government paying 40% of rents, they can push the rents down too. This will be better for those that want to work.

I don't see why the workers should continue to pay high rents and high mortgage interest rates, for those that don't work.

bob40

MissMoneypenny wrote: »

The last governmnet pushed the rents up with LHA, which put a lot of people in poverty traps as they can't afford to come off benefits and pay their (now) high rent.

With the government paying 40% of rents, they can push the rents down too. This will be better for those that want to work.

I don't see why the workers should continue to pay high rents and high mortgage interest rates, for those that don't work.

hi

i am sure you are right with lha rents going higher not that i would know the only thing i disagree with what you say is the bit about high interest rates because they have never been better than they are now so not sure where you get high interest rates from can you provide a link so i can look at these high intrest rates

MissMoneypenny

bob40 wrote: »

hi

the only thing i disagree with what you say is the bit about high interest rates because they have never been better than they are now

I agree that they have never been better than they are now.

I was referring to welfare payments for mortgages, which the last government paid at a rate of over 6% *for everyone who claimed, when the interest rates are much lower than that.

* Edited to say: the welfare interest rate for mortgages has just been dropped from 6.08% the state were paying everyone who claimed, to 3.67%.

pandaspot

The rents were definitely pushed up by lha, soon as it came in private landlords pushed there rents up in line with lha, the problem now is that only 3 out of 10 properties will be affordable for benefit claimants. The government has sort of engcouraged homelessness.

Thing is when people are in homelessness properties the rent hb pay is 3 times more the amount we would have paid on a lha property. So it then means that they won't be saving money in paying less hb they will actually be paying a lot more hb out.

bob40

MissMoneypenny wrote: »

I agree that they have never been better than they are now.

I was refering to welfare payments for mortgages, which the last government paid at a rate of over 6% for everyone who claimed, when the interest rates are much lower than that.

oh ok i see what you mean now but i dont think you need to worrie about that now cus that has changed and alot of people have found themselfs in a very bad situation because of this condem move